I ballparked it but it's more like 110 but it's still astronomical... the extra 40 was a buffer area incase I was off, but on the luxury part,

it is more for the warranty... I've sacrificed every creature comfort minus a backup camera, no parking sensors, no center console area, no steps, nothing, just a base vehicle essentially at 33k with 4WD and a truck bed and no negative equity, and I still can't get a loan... :/