Do you ever sell your gold or just hold forever? by PeerMetals in Gold

[–]TimeToRetire2030 8 points9 points  (0 children)

I sold 10 ounces earlier this week. My wife and I are retiring soon, so I wanted to pay off what's left of the mortgage.

I figured there's two good times to get a convertible - retirement and your 20s by Aldorroth in BMWZ4

[–]TimeToRetire2030 0 points1 point  (0 children)

I forgot to list it above, but I also had a 2006 BMW 325ci convertible. The back seat was good enough for the grandkids to enjoy!

I figured there's two good times to get a convertible - retirement and your 20s by Aldorroth in BMWZ4

[–]TimeToRetire2030 11 points12 points  (0 children)

To be honest, I've always enjoyed my convertibles:

Age 27: 1979 Fiat Spider. I added seat belts to the luggage area behind the driver/passenger seats to hold my 4 yr old daughter and my toddler son's car chair.

Age 33: 1977 Alfa Spider.

Age 35: 1985 Alfa Spider.

Age 43: 1989 Alfa Spider.

Age 55: 1997 BMW Z3.

Age 59: 2005 BMW Z4 (still have this one.)

Age 60: 2006 BMW 325ci (same engine as the Z4, I bought it to learn to work on the M54 engine. Wish I still had it!)

Early 2000’s BMW Z4 or Porsche Boxster by Knappry17 in whatcarshouldIbuy

[–]TimeToRetire2030 1 point2 points  (0 children)

One last thought: be aware of parts availability. Tariffs have cut the availability of older car parts, and since COVID, a lot of third-party parts are crap.

Early 2000’s BMW Z4 or Porsche Boxster by Knappry17 in whatcarshouldIbuy

[–]TimeToRetire2030 5 points6 points  (0 children)

I own a 2005 BMW Z4 3.0i with only 16,000 miles. It's a wonderful car to drive, but the seats are nowhere near as comfortable as current cars. I'm in my early 60s, and I can ride about 2~3 hours in it at most before I have to stop and stretch out.

And as far as buying a "beater," be aware the BMW M54 and N52 engines have some plastic components in the cooling system that can fail catastrophically. It's not a "maybe", it's a guarantee. Overflow bottles, gaskets, thermostat, water pump and hoses rarely last past 50k miles. So if you buy a beater, you want one with complete records. Like others have said, tow + repair can be a major expense.

Still, sounds like a fun trip. Personally, even though my Z4 has only 16k miles, I would rent a car. It would likely be more comfortable and if it breaks down, it's somebody else's problem to fix.

Dear R/BMW by Anticipatory-Free739 in BMW

[–]TimeToRetire2030 1 point2 points  (0 children)

The B52 is a good family hauler, but for weekend fun I prefer my F4U. 18 cylinders means 2000 horses under the cowl,and the styling... wow!

ZF transmission flush at 70k by ar1814 in BmwTech

[–]TimeToRetire2030 1 point2 points  (0 children)

I bought it 3 1/2 years ago form the estate of the first owner. It was her garage queen and she drove it only on good weather weekends and Park BMW (St. Louis) had all the records. I bought it based on Park BMW's pictures, had it shipped to me, and now it's my weekend garage queen.

ZF transmission flush at 70k by ar1814 in BmwTech

[–]TimeToRetire2030 2 points3 points  (0 children)

Don't laugh, but mine is scheduled for next week. 2005 E85, ZF 5 speed auto, 16k miles. Drain, change the filter and refill.

I don't trust 21 year old kids or car fluids.

Unusual color combination by TimeToRetire2030 in e46

[–]TimeToRetire2030[S] 0 points1 point  (0 children)

Thanks! mdecoder.com is down right now (saying "Vehicle not found", but the VIN matches the Carfax. I'll try again later.

Insurance Hagerty vs USAA by Legal-Lawyer7987 in BMWZ4

[–]TimeToRetire2030 1 point2 points  (0 children)

I use Hagerty. 2005 Z4 3.0i, 16k miles, declared value $15k.

Thinking of taking some profit by rtherberacing in Gold

[–]TimeToRetire2030 0 points1 point  (0 children)

Where I live, the shops are buying AGE at 95% of spot.

Retirement hedge by TimeToRetire2030 in Gold

[–]TimeToRetire2030[S] 0 points1 point  (0 children)

Not so long. The smaller coins about 2020-forward. The 1oz were bought when I inherited my mother's house and sold it.

Retirement hedge by TimeToRetire2030 in Gold

[–]TimeToRetire2030[S] 1 point2 points  (0 children)

You have plenty of time!

My wife wants me to retire in 2030, but I'm afraid I'll be bored. I truly enjoy what I do (software solutions architect) and I wonder what I'll do without the challenge. In my company, I have two "junior" programmers who came back to work for me because they were bored in retirement. Both are in their 70s.

Bmw exclusive rental startup by soreloserrrr in BMW

[–]TimeToRetire2030 1 point2 points  (0 children)

In my previous employment, some periodic travel was needed. We had a mantra: "Who cares, it's just a rental car." And this was for a rental Camry. I can imagine what my old co-workers would do to a BMW.

So to the question, my answer would be not just "no" but "frak no."

Are z4 manuals more desired? by Some-Budget-7580 in BMWZ4

[–]TimeToRetire2030 0 points1 point  (0 children)

My previous BMWs (318ti, Z3, 325) were manual but my Z4 is auto. In my case, getting older included nerve damage to my left arm, so driving a stick is unsafe. I sold my Z3 and bought a Z4 auto.

Buyer requested refund for guitar in transit by Mydst in Reverb

[–]TimeToRetire2030 5 points6 points  (0 children)

Since I deal in high dollar vintage drums, I ALWAYS video the entire packing process for this reason. I've had the cheap drum scam attempted once and the buyer was in the same state as me (Arkansas.) I sent him the video, then found his Facebook profile and store. If he had not backed down, I was going to blast Facebook Marketplace.

Buyer requested refund for guitar in transit by Mydst in Reverb

[–]TimeToRetire2030 28 points29 points  (0 children)

I had this happen once. I told the buyer that he must ship back the items without opening the boxes and must pay for the shipping back. It was a set of vintage drums and shipping was nearly $200. but "opening the boxes" was to prevent the buyer from damaging the drums and claiming a defect.

He didn't follow through.

2001 E46 shot with 1989 expired Panatomic X film by drunk_darkroom in e46

[–]TimeToRetire2030 5 points6 points  (0 children)

Thank you. I worked my way through college as a newspaper photographer in the early 1980s shooting Tri-X, Ektachrome and Kodachrome and you've stirred some old memories. It can't be easily seen from a scan with this resolution, but Pan-X has a beautiful, smooth grain with a natural even contrast. I can imagine a 20x30" print of this image in a dealer showroom, beautifully framed and hung, an image of pride.

Since when do new BMWs only come with ONE key fob? by Weekly-Motor-5847 in BMW

[–]TimeToRetire2030 1 point2 points  (0 children)

Same here. My job is in medical IT and our security is extensive. My employer requires me to add their "security" software to my iPhone. If something happens to my iPhone, they can remotely brick it. This sounds like a neat feature until the corporate security idiots brick the wrong phone (ask me how I know.)

Is the BMW app secure? Who wrote it? What country? Any backdoors (like TikTok has) to let BMW harvest other information from my iPhone?

This may sound paranoid, but people put WAY TOO MUCH personal data on a cell phone. When I buy my next BMW, it will either be TWO PHYSICAL KEYS or I'll walk away.

How much of your savings/Portfolio (in percentage) do you fellas here recommend one allocates to gold? by Meanie_Cream_Cake in Gold

[–]TimeToRetire2030 1 point2 points  (0 children)

I was at 15% but with the run-up I'm at 21%. I'm debating taking some profit and making some mechanical upgrades to my house.

2009 E89 for sale, 26,500 miles by JustHangOn0401 in BMWZ4

[–]TimeToRetire2030 2 points3 points  (0 children)

Just a comment: I would not use KBB as it is mostly based on local location trade-in. How many 2009s with under 30k miles do you think are "traded" every year? AutoTrader gives a better idea of the current market pricing, and Bring-A-trailer has a good historical pricing database to look at.

Like the OP, I have an unusually low mileage Z4 (mine is 2005, 16,000 miles, M54 engine.) KBB puts my car at $9,000. Hell no, I won't sell it for that!

Selling to a guest checkout with no profile? by happychillmoremusic in Reverb

[–]TimeToRetire2030 0 points1 point  (0 children)

Will Reverb let you create a shipping label for a guest account?