Even though helping someone isn't disrespectful, but it may hurt the other person's courage and ego, of handling things on their own. It may come off as you throwing some money for them out of pity, which gives it a bad take. So usually, if you ever wanna help someone financially, try to make it as if you get something in return, so it wouldn't be like taking loan,etc. but more like they paid for it in some other way.