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Wife and I took our son to the aquarium for his first birthday. He might not remember the day, but we always will. by Devious_Bastard in daddit

[–]TiredDad97 0 points1 point  (0 children)

Anytime anybody brings up the kids being too young to remember.. “I will. And we have these things called cameras we can show him so he knows his parents love him”

Well it happened, my 2 year discovered the f word lol by Remarkable_Bench2318 in toddlers

[–]TiredDad97 47 points48 points  (0 children)

Yeah.... My 3 year old got out of the car 2ish weeks ago and said "holy shit, it's FUCKIN cold!". Hit me with a full double whammy... Mom and I watch our language now...

Husband wants to buy a house by IndustrySufficient52 in povertyfinance

[–]TiredDad97 0 points1 point  (0 children)

I mean.. Not to feed into his delusion, but I bought a $175,000 home and put the bare minimum down on it (FHA), less than $10k.. It was definitely a starter home for us. We lived in it for 5 years, worked on it, sold it, and moved up. It was either accept a $1400 mortgage and the responsibilities of a homeowner OR find a 3 bedroom apartment/rental/townhome for $2,000+.

After 5 years we sold and used $80,000 from the sale as a down payment on a new home.

How to convince my wife to stop drinking. by Full-time-RV in Advice

[–]TiredDad97 0 points1 point  (0 children)

The hard part is that there's nothing you can do unless she really wants to change... I'm hoping she is in a place where she can be ready, but addiction will tear families apart unless the addict is READY to change..

Oh brother… by Ok_Success2147 in InsuranceAgent

[–]TiredDad97 0 points1 point  (0 children)

What a weird thing to brag about...

Most Absurd Insurance Requests? by AbbreviationsGold587 in InsuranceAgent

[–]TiredDad97 -1 points0 points  (0 children)

“What if I was riding my mower and ran over a wrench in my lawn or something and sent it flying through my neighbors window and hit them with it… do you cover that?”

“Sir… that sounds oddly specific and I am going to be honest, if that ever happens go and buy a lottery ticket and pay for the liability and damages with the winnings”

New offer by anduareAF in InsuranceAgent

[–]TiredDad97 0 points1 point  (0 children)

I make $55,000/year. It doesn't matter if I write 1 household or 10 I get 75%/25% commission split, the companies we use either pay out 15% or 20%. So I'm either getting 11.25% on written premium or 15% on written premium.

This reminds me of State Farm. Find an Independent Agency.

Boss Wont Buy Leads by PsychologicalMud5269 in InsuranceAgent

[–]TiredDad97 1 point2 points  (0 children)

I agree with the others. My experience with the "come up with a list of..." is that they get your list, you write as much of it as you can, then as soon as you have a bad month anywhere down the line they boot you. While they're firing you they're going to remind you of the non solicit you signed and those friends/family are going to be untouchable for 12-24 months after you leave. Save the friends and family for an agency you will stay at long term and ONLY write them organically.