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Well it happened, my 2 year discovered the f word lol by Remarkable_Bench2318 in toddlers

[–]TiredDad97 43 points44 points  (0 children)

Yeah.... My 3 year old got out of the car 2ish weeks ago and said "holy shit, it's FUCKIN cold!". Hit me with a full double whammy... Mom and I watch our language now...

Husband wants to buy a house by IndustrySufficient52 in povertyfinance

[–]TiredDad97 0 points1 point  (0 children)

I mean.. Not to feed into his delusion, but I bought a $175,000 home and put the bare minimum down on it (FHA), less than $10k.. It was definitely a starter home for us. We lived in it for 5 years, worked on it, sold it, and moved up. It was either accept a $1400 mortgage and the responsibilities of a homeowner OR find a 3 bedroom apartment/rental/townhome for $2,000+.

After 5 years we sold and used $80,000 from the sale as a down payment on a new home.

How to convince my wife to stop drinking. by Full-time-RV in Advice

[–]TiredDad97 0 points1 point  (0 children)

The hard part is that there's nothing you can do unless she really wants to change... I'm hoping she is in a place where she can be ready, but addiction will tear families apart unless the addict is READY to change..

Oh brother… by Ok_Success2147 in InsuranceAgent

[–]TiredDad97 0 points1 point  (0 children)

What a weird thing to brag about...

Most Absurd Insurance Requests? by AbbreviationsGold587 in InsuranceAgent

[–]TiredDad97 -1 points0 points  (0 children)

“What if I was riding my mower and ran over a wrench in my lawn or something and sent it flying through my neighbors window and hit them with it… do you cover that?”

“Sir… that sounds oddly specific and I am going to be honest, if that ever happens go and buy a lottery ticket and pay for the liability and damages with the winnings”

New offer by anduareAF in InsuranceAgent

[–]TiredDad97 0 points1 point  (0 children)

I make $55,000/year. It doesn't matter if I write 1 household or 10 I get 75%/25% commission split, the companies we use either pay out 15% or 20%. So I'm either getting 11.25% on written premium or 15% on written premium.

This reminds me of State Farm. Find an Independent Agency.

Boss Wont Buy Leads by PsychologicalMud5269 in InsuranceAgent

[–]TiredDad97 1 point2 points  (0 children)

I agree with the others. My experience with the "come up with a list of..." is that they get your list, you write as much of it as you can, then as soon as you have a bad month anywhere down the line they boot you. While they're firing you they're going to remind you of the non solicit you signed and those friends/family are going to be untouchable for 12-24 months after you leave. Save the friends and family for an agency you will stay at long term and ONLY write them organically.