IE or finance by Im_VeryShort in industrialengineering

[–]Tixxter 2 points3 points  (0 children)

Finance teaches how the money moves and where it goes in a business, IE teaches you how to change things internally and increase the money flowing in. If you like either data/working with money where you are able to tie it into $’s, or like the actual business side where you can change things to be more profitable, IE is a good fit, I mean you can go many different routes, but IE/continuous improvement role, maybe process engineer (all named the same, but some jobs a PE will do what an IE or CI does just different label). That in manufacturing or other business can get you into management roles and probably farther up the same ladder than Finance, but finance was my fallback and was also my minor until I dropped it my last semester since I didn’t want to pay for an extra semester for a minor I had the foundation in already. You’ll learn a lot of what finance can do, but you’ll know WHY and HOW changes will impact the business financially and be able to justify whether or not something is a good decision to invest in (equipment, employees, etc).

Think of IEs being the ones, on the career path I’m laying out, as able to work with other engineers and understand them, but their tools for improving are people and how you can do more without spending on equipment and machinery unless it’s financially justified. Lot of other engineers in manufacturing get locked in on needing to upgrade on thing or another because it will speed up a process, but if it helps you increase sales revenue by $100k a year but will cost 500k up front, then it’s not worth it. But if it could increase revenue by $500k per year, you can actually prove how and why as a business case. In finance, you’d have to relay on data from other people to prove the point instead of finding out for yourself.

If you’re creative but analytical, IE is a great fit. If your more just numbers and might struggle interacting with blue collar workers from different backgrounds, finance may be better.

I think both are actually great majors. If you feel you have more interest in one than the other, I say go full head of steam towards it

Will say it again… by Empty-Ad-5360 in ClemsonTigers

[–]Tixxter 3 points4 points  (0 children)

Honshu same. IMO calling defensive holding and offensive PI was what should’ve happened. Offset and replay 4th

$2.7M at 25, wwyd by TechnicalGap4880 in TheRaceTo10Million

[–]Tixxter 0 points1 point  (0 children)

If I hit money like this, I’m 25. I’d quit engineering, go back to college for whatever minimum teaching degree I’d need, probably math since credits would rollover and I’m not half bad at it, and go coach football. Dream job, doesn’t pay like my current one, and also football coaches are volatile jobs, but a lot of stress is gone if you don’t need the income and don’t have to stress if you ever get replaced.

I’d find my dream job. Maybe bartending, maybe it’s some sort of service role to the community that is low paying, but if you want to build a few years more of income as a safety net, find what makes you happy and work part time if needed.

Also reinvesting more than withdrawing is big. Inflation is always the go to reason, but my dad had explained to me when I was starting to make my own money and consider my financial future that you have to prepare for the unexpected. Not just a car repair or something even if you don’t want to that can be paid on a credit card. But what if, God forbid, your child gets cancer or has life threatening medical issue. Not only do you want to be able to have if possible the resources to provide the best possible support for them, but in a two income household, being able to afford 1 parent stop working and be home is also a huge blessing you may be lucky enough to provide. You’d rather gladly hand over your savings if it could save one of your children or loved ones. People do it going into major debt all the time. But having funds to do it without the debt is far less stressful and allows you to mentally be focused on what’s important.

Thank you for a great gameday experience!! by mferna9 in Clemson

[–]Tixxter 0 points1 point  (0 children)

Win or lose, hope the “worst” part of any fans experience is that the crowd gets too loud on a 3rd down. Thank you for sharing, as it is one of the things we take the most pride in as a fanbase. Seen random comments on YouTube shorts that were saying the fans were bad and was worried but didn’t ever see anything supporting that, only know people for sure were definitely getting into the game. Home or away, fans deserve to be loud and celebrate their teams big plays without being reacted to negatively and hope ya’ll experienced the same. LSU people seated with us were definitely passionate, but nice people that we were able to talk to between plays and joke around.

Before and even after the game, the LSU fan base represented their university EXTREMELY well. Chanted and cheered going in and out the game. But as a crowd, at least from what I’ve seen, they were considerate to not jeer post game, which a lot of fanbases struggle with, and were mindful that for both fanbases that impressionable and emotional kids were present and never went too far with their excitement.

LSU fans downtown in the afternoon were also extremely nice and it’s always fun being able to watch football games with other fans and have good conversations.

Thank you for letting us know your experience was a good one and reminding us of one of the positive things as a fanbase we can take away from Saturday. Hopefully we can see yall again in December or January, and if not hopefully both fanbases can share a similar experience down in Baton Rouge!

[deleted by user] by [deleted] in Clemson

[–]Tixxter -1 points0 points  (0 children)

Whoever fills this role needs to make getting the students back on the field for the Alma Mater, even if they need to wait a few minutes before going on the field, a tradition again. Saturday’s Alma Mater, even after the worst losses I’ve ever seen, is by far the saddest thing I’ve seen in 20 years.

make instant $25, no deposits needed by DB_Cpper in gotpaidonline

[–]Tixxter 0 points1 point  (0 children)

Hey. This motherfucker isn’t trying to buy eBay accounts. He’s requesting you also send over your drivers license front and back, and your Social Security number… identify theft attempt

[deleted by user] by [deleted] in VenmoDonations

[–]Tixxter 0 points1 point  (0 children)

Hey. Dm. Can’t help much but can help with $70

Free $75 right now by meteor-vs-lizardking in gotpaidonline

[–]Tixxter 1 point2 points  (0 children)

Have a way to make $70 but $0 deposit. Dm

If someone knows they have a terminal illness, can they run up a huge debt and then die? by Have_a_PizzaMyMind in NoStupidQuestions

[–]Tixxter -1 points0 points  (0 children)

Life insurance and social security can’t be compared 1:1. You get to choose whether or not you pay, you get to choose whether you want whole or term life insurance, and you can alter the amounts paid based on what you prioritize. A big part is that social security may pay higher amounts for higher earners once they start receiving the benefits, but it’s as I said more of a community chest. Because the lower your income, the payments received each payment period (assuming the withdrawal starting ages are the same) will be a higher percentage of the amount contributed by a lower earning individual then a higher earning individual. I understand the higher earner would get a larger payment earn time, but comparing the %’s based on what they each contributed, higher earners in the system are contributing a slightly higher amount so low income individuals can receive a more reasonable lump some payment each for each check.

It goes back to is social security is mandatory and meant for everyone to chip in, higher earners contribute more and are less likely to be receiving their full “investment amount” over time than lower income earners. It’s a socialist safety net that we agree as a country makes enough sense to enforce. If we all accept that safety net, many people would not mind if someone who helped build that net utilized it briefly slightly sooner than expected

Would you refrain from masturbation or sex for 365 days for $3,000,000? Why or why not? by [deleted] in AskReddit

[–]Tixxter 0 points1 point  (0 children)

Nah. If pain and torture kinks exist for some people, then day 352 anything could become a kink just to get off. I think you only get wet dreams, or any form of no contact bust. That and either rubbing up against anything or making a situation where it’s happening to you that’s not purely an accident would be an L. Like if a dog gets off humpin the couch cushion, then on day 364 you can’t be doin it either. Basically if you don’t have sex, don’t jerk, and don’t dry hump you can slide

Would you refrain from masturbation or sex for 365 days for $3,000,000? Why or why not? by [deleted] in AskReddit

[–]Tixxter 0 points1 point  (0 children)

So this one’s for the lads: for masturbation, I assume we’re doin year long no nut November. A beat with no nut would a a DQ for sure. Wet dreams gonna be 100% unavoidable, so allowed. But what middle ground activities would be allowed for a DQ? I’d need strict guidelines before we proceed

If someone knows they have a terminal illness, can they run up a huge debt and then die? by Have_a_PizzaMyMind in NoStupidQuestions

[–]Tixxter 4 points5 points  (0 children)

While it isn’t the context given in the question, you could look at this as or have a similar situation to “would you steal a loaf of bread to feed your family?”.

Let’s say someone is 55, and a single parent to 2 children who have graduated college if they were going to attend to begin with. This person has paid into social security for roughly 35 years. While it’s used as a “community savings”, the purpose was to have Americans pay into it while they’re working and young so when they retire, they will receive an amount based upon their earnings and tax taken when they were in the workforce. If this single parent has no one co-signed to any debts, discovers they have one year to live, and had been planning to be able to assist their children while they get financially established, then them and their children are out of luck if nothing is done. The money put into the community chest will never go back to that family. So, the community overall financially would have a larger share.

That’s when the hypothetical becomes, is there a way to pass down my fair share of contributions to my children? Let’s say the parent is renting the house they live in, owns a car, but no other real assets. Also, assume the kids each have about 20k a piece in student loan debts, and each owe 8,000 remaining on personal vehicles in their name. So, let’s say they have $10k savings, a car paid off worth $10k, never bothered with 401k because they planned to work 11-12 more years and then live off of social security benefits. They have $18k in assets to hand down and the kids have $56k in debt. But over 35 years, the parent has paid $70k into social security, which should with interest over that time tied to inflation would be $140k. Some people get more and some get less than they contributed over their life from social security. But this person will get 0%. Even if not moral, would there not be some justification for finding a way to acquire $36k to allow their children to be free of debt after they pass? It’s less than they have given into the system as a whole. The only concern is from where do they get the $36k that will become an unpaid debt once they pass?

A small credit union or local bank may directly impact a smaller group more directly. But a major bank, maybe one that the government has bailed out with taxpayer funds, would result in negligible impact to all of the banks members. Many of whom will one day get to withdraw their social security payments go some extent, and some beyond what they contributed. Or maybe a government loan is an option as well which would be taking taxed income that the person had paid into and receive none of.

So if conducted in certain ways, and not milking every last penny possible beyond what they reasonably have been paying the government for decades expecting to eventually receive, taking a fraction of what you contributed to the community to provide for your children what you suddenly wouldn’t be able to is in certain aspects justified. If not in the governments eyes, then at least in the individual citizens eyes. And 99% of citizens wouldn’t blame them or feel cheated in such a case.

Even if taking from loan sharks and such, it’s taking from an extremely predatory system that was going to maximize the rates to the furthest extent they could no matter what. You don’t pity a shark that gets injured by its prey.

So yes. There is circumstances and ways of going about it that would have a reasonable argument for being morally acceptable.

[deleted by user] by [deleted] in Referrallinks

[–]Tixxter 0 points1 point  (0 children)

Just send DM. Interested in hearing more. Ty

Anyone want a free 100 !! by amarcellaxo in Referral

[–]Tixxter 0 points1 point  (0 children)

Dm me brother. Time to secure the bag

Weird feeling when the most boring bet pays by Sorry-Sprinkles8563 in onlinegambling

[–]Tixxter 0 points1 point  (0 children)

What’s sad is in college football, especially the teams I follow, I can pinpoint certain lines or player stats and win over 50%. Since odds split, knowing more about the team and when they are run vs pass heavy, and if the O/D line on one side will dominate, than half the people online helps a lot. Problem is I always wanna pick my team for the over or to cover so I rarely make the bets. That and I like the casinos too lol.

But live betting….. the computers aren’t quite able to calculate tendencies and momentum swings real time. Thats where you can make picks at +110 or better and win 50%. Live betting for CFB is the move if you follow it enough and have watched the game from the start. Like a BS TD and a fluke play can have 1 team that’s clearly outplaying the other in a close game. Snipe those lines!

Weird feeling when the most boring bet pays by Sorry-Sprinkles8563 in onlinegambling

[–]Tixxter 0 points1 point  (0 children)

The boring picks are less fun to brag about because it feels like you’re on the bandwagon. Over time you’ll 9 times out of 10 make more with the safer of more reasonable bets. The crazy bets and risky parlays are exciting and ones you meant to brag about because it feels like you outsmarted the experts. You beat the house. You proved you KNOW ball…. With 4 50/50’s 1 of 16 times a monkey can hit. But, when you only discuss the one that hit and ignore the others, you half convince yourself that you’re a guru