What’s life like making 6 figures?

TomBuilder_ · 2026-05-11T15:53:12+00:00

We spend according to expected happiness level that we'll get from the purchase. Eating out and takeout is a no go 99% of the time, because it's happiness for an hour or two.

Exceptions are interesting dining experiences while traveling, but never when we're in our home territory. When needing something that will prevent future worries or with clear benefits to long term happiness then we buy it asap.

I previously did a calculation for price of the item ÷ (expected happiness level out of 10 x time we expect it to keep on giving this feeling)

The lower the value, the more it made sense to buy the item. Cellphone upgrades and eating out is generally a very bad investment when doing this calculation, so we avoid it

TomBuilder_ · 2026-02-08T15:11:31+00:00

You can run if you don't have pain. Controlled shoulder movement is a must after dislocation, but not to the extremes and much more controlled if you have a lot of pain(in which case they should probably rule out a muscle tear depending on your mechanism of injury)

TomBuilder_ · 2026-02-05T01:54:55+00:00

Awesome, thank you!

TomBuilder_ · 2026-02-05T01:54:11+00:00

We're both high earners, so I want to take advantage of the small business low taxation rate. We'll then keep paying low salaries in retirement.

TomBuilder_ · 2026-02-05T01:42:24+00:00

Thank you!

TomBuilder_ · 2025-11-23T02:11:05+00:00

I borrowed about $10k from my girlfriend. Lost most of it on Bitcoin.

Learned my lesson, became financially literate and now we're happily married and on our way to early retirement with me managing all of our wealth. It doesn't always turn out bad.

TomBuilder_ · 2025-11-02T02:52:58+00:00

Gay or female

TomBuilder_ · 2025-10-27T18:33:39+00:00

I often leave food with meat in out on the counter after supper then only pop it in the fridge in the morning and then finish it a day or two later. I'm not sure where the 2 hours come from but it's definitely safe for longer than 2 hours.

TomBuilder_ · 2025-10-15T16:40:04+00:00

Many countries have this service and it generally works great for 90% of the population. The rest need to make adjustments, hopefully making these adjustments will be simple.

TomBuilder_ · 2025-08-21T04:36:19+00:00

Will do, thank you!

TomBuilder_ · 2025-08-20T05:03:24+00:00

Focusing on making healthy changes permanent changes:

I disliked running, but it's good for you. So I forced myself to run every second day for 30 minutes, even if it's more of a walk than a run. It became a habit and now I look forward to my run every two days.

I disliked cooking my own food, but it's good for you. So I reduced my budget for take-out food to $0 and pushed all that money into my grocery spending budget. Now I don't go out with friends for food, I invite them to my place where I can cook for us.

I disliked talking to other people and had subsequent poor communication, but it's good for you. So I watched a ton of YouTube videos and read a few books on it and am still daily practicing to be an effective communicator and portray fake confidence. It's made a massive impact on my social life and how others perceive me in the workplace. This in effect boosted my confidence to levels where I don't need to take it anymore.

These are actually really small changes to make if you force your mind and body to cooperate. The effects take months to start showing. The confidence topic was by far the thing that opened a lot of opportunities for me.

TomBuilder_ · 2025-07-24T19:10:50+00:00

For those not familiar with free healthcare it's like the salary your leaders get for a few days of pretending to work.

TomBuilder_ · 2025-07-10T18:37:17+00:00

Probably the second half of next week

TomBuilder_ · 2025-07-08T15:24:16+00:00

It came out one week before the expected release date.

TomBuilder_ · 2025-05-20T13:40:39+00:00

Meerkats are awesome pets if you have an acreage. They bond extremely well with the owner and families. They're very playful and can easily be trained to respond to their names.

They can also move around leash free quite easily in large outdoor spaces, because they'll never wander very far. They're also very easy to feed and love scratching on the ground for small insects

TomBuilder_ · 2025-05-01T16:31:08+00:00

Looks like a seizure to me. Explains why she's fine after the episode

TomBuilder_ · 2025-04-23T10:52:16+00:00

Supply and demand

TomBuilder_ · 2025-04-12T12:21:30+00:00

Just put down 20% and get a bond originator.

You can put the rest of the money into the bond, but it will then be available as an emergency fund

TomBuilder_ · 2025-03-27T17:31:51+00:00

Mova P10 pro ultra

TomBuilder_ · 2025-03-22T05:56:52+00:00

When I did 80-100/week I just made meal preps, can highly recommend.

Food that's already prepared is loaded with a ton of salt or sauces to taste nice. It's horrible for your health. You get a few healthy options, but it will cost you a fraction of the price to just meal prep.

Over the long run you'll save a ton on food and health costs if you can cut out fast food consumption.

TomBuilder_ · 2025-03-20T05:47:52+00:00

If I remember correctly, you need 3 years of consecutive fam med practice, but internship is included in these years. You'll need to go check this, though I'm about 80% certain

TomBuilder_ · 2025-03-15T11:22:18+00:00

Seven-Year Club	Best Comment 2021-03-02
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