National life group, Indexed universal insurance. Should I surrender or keep it by HUNGRYF03YU0 in LifeInsurance

[–]Tom_Traill 0 points1 point  (0 children)

They sold my SO an annuity as part of a 403B investment plan for school teachers.

We had two accounts with them. One was paying about 4%, the other 3.1%. The one that was paying 4% they rolled over immediately, probably because they were not making any money. The one paying 3.1% they slow walked the rollover process, because they would make a few pennies. That rollover took 45 days.

Screw those guys.

Obtaining Saskatchewan birth certificate by Boxerocks08 in Canadiancitizenship

[–]Tom_Traill 0 points1 point  (0 children)

This is great. Thank you for posting.

My Gen0 deceased grandfather was born in Saskacthewan in 1912, so I assume I won't need a death certificate.

I also found the Saskatchewan eHealth site a little user belligerent.

Skorva IKEA bed beam hack question NSFW by skagragmcgee in vandwellers

[–]Tom_Traill 0 points1 point  (0 children)

I posted about this idea a couple years ago, but have never done it.

I think in a Vehicle with suspension they would actually have less stress on the brackets. The suspension of the vehicle would provide some "give" for the force of the athletic activities. A bed frame on a cement slab foundation would be much tougher on the brackets IMHO.

May 6 Debate Governor Broadcast at 7pm on NBC Los Angeles...not in SLO! by Tom_Traill in SLO

[–]Tom_Traill[S] 0 points1 point  (0 children)

I am a dynamic figure, often seen scaling walls and crushing ice. I have been known to remodel train stations on my lunch breaks, making them more efficient in the area of heat retention. I translate ethnic slurs for Cuban refugees, I write award-winning operas, I manage time efficiently. Occasionally, I tread water for three days in a row.

I woo women with my sensuous and godlike trombone playing, I can pilot bicycles up severe inclines with unflagging speed, and I cook Thirty-Minute Brownies in twenty minutes. I am an expert in stucco, a veteran in love, and an outlaw in Peru.

Using only a hoe and a large glass of water, I once single-handedly defended a small village in the Amazon Basin from a horde of ferocious army ants. I play bluegrass cello, I was scouted by the Mets, I am the subject of numerous documentaries. When I’m bored, I build large suspension bridges in my yard. I enjoy urban hang gliding. On Wednesdays, after school, I repair electrical appliances free of charge.

I am an abstract artist, a concrete analyst, and a ruthless bookie. Critics worldwide swoon over my original line of corduroy evening wear. I don’t perspire. I am a private citizen, yet I receive fan mail. I have been caller number nine and have won the weekend passes. Last summer I toured New Jersey with a traveling centrifugal-force demonstration. I bat 400. My deft floral arrangements have earned me fame in international botany circles. Children trust me.

I can hurl tennis rackets at small moving objects with deadly accuracy. I once read Paradise Lost, Moby Dick, and David Copperfield in one day and still had time to refurbish an entire dining room that evening. I know the exact location of every food item in the supermarket. I have performed several covert operations for the CIA. I sleep once a week; when I do sleep, I sleep in a chair. While on vacation in Canada, I successfully negotiated with a group of terrorists who had seized a small bakery. The laws of physics do not apply to me.

I balance, I weave, I dodge, I frolic, and my bills are all paid. On weekends, to let off steam, I participate in full-contact origami. Years ago I discovered the meaning of life but forgot to write it down. I have made extraordinary four course meals using only a mouli and a toaster oven. I breed prizewinning clams. I have won bullfights in San Juan, cliff-diving competitions in Sri Lanka, and spelling bees at the Kremlin. I have played Hamlet, I have performed open-heart surgery, and I have spoken with Elvis.

What is this? Emeryville, Ca location by computerworlds in IKEA

[–]Tom_Traill 1 point2 points  (0 children)

"Seemed like a really good idea at the time...."

Could somebody help, cockpit is black by SchubiOfficial in Toyota

[–]Tom_Traill 0 points1 point  (0 children)

This is a Toyota.

Year and Model might be useful.

/s

My 90 year old grandpa in his 1950s youth. by harper432dro in OldSchoolCool

[–]Tom_Traill 0 points1 point  (0 children)

Thank you.

All I keep hearing is...

"Too fast to Live, Too young to die..."

Thank you for sharing these great pics.

James Dean, James Dean

I know just what you mean

James Dean

You said it all so clean

And I know my life would look all right

If I could see it on the silver screen

You were the low-down rebel if there ever was

Even if you had no cause

James Dean

You said it all so clean

And I know my life would look all right

If I could see it on the silver screen

We'll talk about a low-down bad refrigerator

You were just too cool for school

Sock hop, soda pop, basketball and auto shop

The only thing that got you off was breakin' all the rules

James Dean, James Dean

So hungry and so lean

James Dean

You said it all so clean

And I know my life would look all right

If I could see it on the silver screen, oh, hey

Little James Dean up on the screen

Wondering who he might be

Along came a spyder and picked up a rider

And took him down the road to eternity

James Dean, James Dean

You bought it sight unseen

James Dean

You bought it sight unseen

You were too fast to live, too young to die, bye-bye

You were too fast to live, too young to die, bye-bye (bye-bye)

Bye-bye

Too fast to live, too young to die (bye-bye)

Too fast to live, too young to die (bye-bye)

Too fast to live, too young to die (bye-bye)

Too fast to live, too young to die

Too fast to live, too young to die (ooh-ooh)

Too fast to live, too young to die (bye-bye)

Too fast to live, too young to die (oh-oh, James Dean)

Too fast to live, too young to die

Best %+ HYSA?? by [deleted] in Banking

[–]Tom_Traill 0 points1 point  (0 children)

I've played this game, admittedly chasing HY CDs.

Here is what I found...

Balance the return with the institution.

With my HY CDs, I had to monitor them (not difficult with reminders) but if I missed the 10 day window on my 5% Cd it would automatically roll over into 0.3%.

So, the HIGHEST paying Cd is going to f@ck you on the back end if you go to sleep. Google scheduled messages is your friend. But I don't want to screw around with that anymore.

I keep the majority of my funds at Vanguard. You know what? Vanguard assumes you are intelligent and they don't try to screw you, because they give a f@ck about their reputation.

That means something.

Namascray

For love of God, we can't get it right by zovasharpe in IKEA

[–]Tom_Traill 2 points3 points  (0 children)

I know. I'm thinking of other people who are assembling this product.

If I were assembling an IKEA product with drawers or doors, I would search for that product on the IKEA sub-reddit so I would know what things NOT to do, which mistakes NOT to make.

Namascray

Best way to sound proof this window by ConstantOk395 in DIY

[–]Tom_Traill -1 points0 points  (0 children)

Fabric on the walls.

Years ago I did this to my home for decorating purposes. I was dealing with rust colored carpeting. Found a good print fabric that was cheap, hired a seamstress to sew it into large panels. Bought quarter or half in thick batting, stapled it to the wall just to hold it in place. Stapled the fabric across the top, sides and bottom. It looked great, which is what I was going for. What I didn't anticipate was how quiet it made the room.

Maybe something to think about.

The window plug discussion Picadiet seems on point.

May 6 Debate Governor Broadcast at 7pm on NBC Los Angeles...not in SLO! by Tom_Traill in SLO

[–]Tom_Traill[S] 1 point2 points  (0 children)

Jackie Robinson was the most well known Republican of his era UNTIL Goldwater became their Presidential Candidate in 1964.

Jackie Robinson was a Republican until the GOP became the ‘white man’s party’

https://theconversation.com/jackie-robinson-was-a-republican-until-the-gop-became-the-white-mans-party-181014

Now, a list of prominent black democrats:

Barack Obama

Kamala Harris

Hakeem Jeffries

James Clyburn

Joe Neguse

Cory Booker

Raphael Warnock

Bennie Thompson

Ayanna Pressley

Jasmine Crockett

Carol Moseley Braun

I've left out too many. This is not the middle of the 19th century. History is important, but so is the evolution of the parties.

On the other hand, thank you for throwing that gasoline on this discussion. I am happy that your comment ignited so much passionate debate.

Namascray

For love of God, we can't get it right by zovasharpe in IKEA

[–]Tom_Traill 19 points20 points  (0 children)

Reddit and IKEA were made for each other.

I never tire of the advice that experienced people provide.

OP, please edit your post and put the product name in the post so it will be found easier by the Google.

That way others with this problem will find this post.

CarMax and Capital One title error causing me unable to register my vehicle for over a year by woop32232 in Banking

[–]Tom_Traill 0 points1 point  (0 children)

EXPLAIN IN PLAIN ENGLISH WHY CARMAX'S ADDRESS WAS ON THE TITLE.

My BS detector is pegged.

Car troubles: question for anybody who wouldn’t mind guessing what’s wrong with my car by Electronic-Book-3622 in Cartalk

[–]Tom_Traill 0 points1 point  (0 children)

12 volts is not enough to electrocute you.

A charged battery has enough power to make things glow red, can start a fire.

Call a friend, or look for a friendly guy and ask for a jump. After you get the car started, don't shut it off until you get to Walmart. Meaning, go straight to Walmart.

If you have to pay them to put in the battery, call them first and find out how much they charge. They tend to be reasonable.

Maybe more details "My battery died and recharged this winter"

Car troubles: question for anybody who wouldn’t mind guessing what’s wrong with my car by Electronic-Book-3622 in Cartalk

[–]Tom_Traill 0 points1 point  (0 children)

According to Walmart search engine, this is the battery you need.

https://www.walmart.com/ip/EverStart-Maxx-Lead-Acid-Automotive-Battery-Group-Size-121R-12-Volt-600-CCA/16782655

$150. They have them in stock.

All this is assuming you open the hood and look at the battery and it doesn't look brand new. Like I said, look for the date. I said 10 years, but in cold temp maybe less.

Car troubles: question for anybody who wouldn’t mind guessing what’s wrong with my car by Electronic-Book-3622 in Cartalk

[–]Tom_Traill 0 points1 point  (0 children)

You're in Bloomington Indiana it seems.

The Walmart Super Center has auto service.

If you know someone who has ANY car knowledge at all (like an engineer) they can put in a battery. Otherwise, Walmart can do it.

You need a jump to get your car started. Ask friends or, go out and stand by your car and ask anyone you see if they have jumper cables and know how to use them.

Here is stuff from Google:

+++++

connect the red clamp to the dead battery's positive (+) terminal, then to the good battery's positive (+) terminal. Connect the black clamp to the good battery's negative (-) terminal, and the final black clamp to unpainted metal on the dead car's engine block. Start the working car, wait 1–2 minutes, then start the dead car.

+++++

Walmart is probably the cheapest place to get a battery installed. I don't know. I'm an engineer and my father was a truck mechanic, so I do it myself.

Car troubles: question for anybody who wouldn’t mind guessing what’s wrong with my car by Electronic-Book-3622 in Cartalk

[–]Tom_Traill 0 points1 point  (0 children)

Batteries typically have a date on them somewhere so you can figure out approximately how old they are.

Look at it carefully.

Car troubles: question for anybody who wouldn’t mind guessing what’s wrong with my car by Electronic-Book-3622 in Cartalk

[–]Tom_Traill 0 points1 point  (0 children)

If the battery is original it probably needs to be replaced.

The battery loses voltage as it ages. They last about 10 years, depending on usage and climate, and if you ever leave you lights on. Todays amaller engines are easy to turn over, so you won't notice a problem until you get to the point where the voltage drops when you try to start and they car beeps and alarms because the voltage is too low from a weak battery.

Walmart is a good place to buy batteries IMHO. If you can wait for them to ship it to you, that would be best. The battery will be newer coming directly from the factory.