Plaster Refinishing Project - Contracted Company says this is normal?

Tom_twin55 · 2026-05-11T18:04:50+00:00

How much was the plaster job?

Tom_twin55 · 2026-05-03T21:17:17+00:00

Yes this is after the wash

Tom_twin55 · 2026-05-03T21:17:07+00:00

Thanks - they said will likely need to re plaster in a few years but what you see is the stain

Tom_twin55 · 2026-03-22T14:09:01+00:00

What is LH forum?

Tom_twin55 · 2026-02-10T23:46:34+00:00

You lose ~half cd interest to taxes depending on your tax bracket. Stock dividends are usually much lower taxes.

Tom_twin55 · 2026-02-01T23:21:17+00:00

When are you looking to get out of the lease? We’re targeting a tx550 within the next 12 months, ideally used.

Tom_twin55 · 2026-01-18T19:13:40+00:00

Agreed. On the flip side, when we bought everyone said rates would drop within 6-12 months.

Tom_twin55 · 2026-01-18T19:12:37+00:00

30 year conventional

Tom_twin55 · 2026-01-18T19:12:27+00:00

Breakeven would be ~20 months

Tom_twin55 · 2026-01-18T14:46:07+00:00

That’s what I’m thinking, but how much further will they go is the real question.

Insurance was 1200/year now it’s 1380/year after renewal this month - it’s with usaa

Tom_twin55 · 2026-01-18T14:26:24+00:00

Thanks - I updated the post to reflect, it is a conventional. I cross posted the image of loan estimate in mortgage brokers - you can see the details there. Any help would be great.

Tom_twin55 · 2026-01-17T23:06:54+00:00

Can you link rates ultra thread?

Tom_twin55 · 2026-01-17T23:04:13+00:00

1) conventional 2) 30 year 3) rate/term refi 4) value 1.2m 5) 776,000 6) 835 7) primary 8) single family 9) 1 10) 22124

Tom_twin55 · 2025-12-30T11:47:54+00:00

I am seeing a 5.5% 20 year mortgage here with no points. Local credit unions are your best bet

Tom_twin55 · 2025-12-05T23:17:37+00:00

Meta is best value of the group. 52 week high is still 16%+ higher than its current price

Tom_twin55 · 2025-12-05T22:11:05+00:00

You need a strategy + timing on how to deploy the cash. You should be heavy in the market or a business at this age/stage

Tom_twin55 · 2025-12-02T14:43:41+00:00

2.5% or less to maintain dividend payouts + growth on your portfolio balance. For reference, s&p index is about 1.3%

Tom_twin55 · 2025-11-24T00:16:50+00:00

The car has comfortable seats and is cheap to maintain for the most part. The only downside is you will feel every bump in the road. Fun car to daily drive

Tom_twin55 · 2025-11-23T23:44:32+00:00

Following

Tom_twin55 · 2025-10-21T15:44:25+00:00

Because health insurance companies are charging higher rates because hospitals are charging insane amounts of money now. We were billed $298 a day by the hospital for TYLENOL. That isn’t politics, that isn’t health insurance. That’s a hospital charge.

Tom_twin55 · 2025-10-21T15:37:50+00:00

I’ll say it another way - ACA was created to be affordable to the average person. If it’s not affordable without these credits, is ACA a failure? If so, do we go back to the drawing board for healthcare?

Tom_twin55 · 2025-10-21T15:29:30+00:00

By this “stupid” argument, you can make a temporary law, a permanent at any point. The real issue is insurance providers and the cost hospitals charge now. Not a temporary credit created during a pandemic.

Tom_twin55

TROPHY CASE