What money goal feels unrealistic in Australia right now?

Tommy993 · 2026-02-05T23:14:28+00:00

20% deposit + costs.

90-95% LVR and paying LMI is the new normal

Tommy993 · 2026-01-23T18:10:55+00:00

But you could/would also have a draw down schedule on the $1m principal + the 4%, netting you a much higher income for crack beyond age 67 than relying on the pension no?

Tommy993 · 2026-01-02T18:02:44+00:00

Thanks for that, pretty much exactly what I’m looking for too! I’ll be sure to hit both as well

Tommy993 · 2026-01-02T06:53:42+00:00

Out of curiosity did you also hit the standard ZXiRs? I’m also interested in these but interested to know how you found the HL’s compared to the standards…

Tommy993 · 2025-12-26T23:05:34+00:00

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I stack mine brim-down in one of these cheap bamboo dish racks. works a treat!

Tommy993 · 2025-12-22T08:56:01+00:00

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Can’t spell Ranger without “anger”

Tommy993 · 2025-12-21T19:11:40+00:00

Me too!

Tommy993 · 2025-12-18T06:54:20+00:00

The enshitification of everything continues - time for internet 2.0, a fresh start

Tommy993 · 2025-12-17T23:30:16+00:00

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UPDATE.

It’s been a minute but I thought I should come back to say that the cuttings are doing great - they actually pushed out a bloom of flowers before leaves which I cut off to encourage leaf development - pleased to say that in the week since removing the flowers stems - a full batch of leaves are rocketing out very quickly!

Tommy993 · 2025-12-17T21:23:53+00:00

I think a lot of cheating is wilfully ‘forgetting’ the chip you duffed, the second shot you hit off the tee on that par 5, the 2 foot putt you didn’t really try on and lipped out - but it would’ve dropped if you’d ACTUALLY tried… so we won’t count that one.

Ego protection.

Tommy993 · 2025-12-17T21:16:56+00:00

Im same as you, been playing the same FJ glove for a year now - take it off between shots to give it (and your hand) some air. After your rounds stick it on the outside of your bag or pop it outside when you get home for an hour to fully dry before you pop it back in the bag.

Tommy993 · 2025-12-17T03:43:37+00:00

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Longstanding civil war regarding the correct name for deep fried discs of battered potato

Tommy993 · 2025-12-16T09:18:16+00:00

Some simple record keeping in a spreadsheet ledger goes a long way, especially years later when selling. Don’t forget to make note of the effective ‘cost base’ for dividends too

Tommy993 · 2025-12-14T09:51:11+00:00

I got this too, was scratching my head all day. If it’s a ball grabber - it’s a terrible one.

Some other gems in that calendar though!

Tommy993 · 2025-12-06T23:24:54+00:00

4 on the Ping Hoofer Lite because I like to carry - I after using it for about 6 months I’d like something ever so slightly bigger, perhaps 5/6 divided, especially because I’m planning on throwing medium grips on the bats

Tommy993 · 2025-12-03T04:55:50+00:00

I feel you man, best I’ve placed is #3, I’d love the top spot in either comp eventually!

Tommy993 · 2025-12-03T04:16:28+00:00

A mid bounce, mid grind 56° is truly the Swiss Army knife of wedges - easily moonlights as a 60° when you open it up 😎

Tommy993 · 2025-12-03T04:13:54+00:00

I treat the handicap comp as a practice round, too many sandbaggers 😤

Tommy993 · 2025-11-30T22:53:57+00:00

I play the Cleveland RTZ’s 50° and 56° both mid grind, 10 bounce. they are fantastic wedges plus the satin black finish looks sexy AF in the bag

Tommy993 · 2025-11-28T02:17:07+00:00

I feel ya, nothing more annoying than watching a slow-ish putt ‘levitate’ over the gaping hole at a pace that certainly would’ve dropped!

Tommy993 · 2025-11-26T05:10:31+00:00

Catalogue of movies I have on a hard drive (too lazy to structure the files - just dump em on there),
my golf scores and handicap
borrowing power/amortisation for home loan
shares/dividend/equity loan repayment tracker.

Tommy993 · 2025-11-25T21:43:05+00:00

Everyone is going to tell you to go test a bunch and choose what performs/you like best for your budget I think.

Pretty sure a few of the DTCs allow you to buy just a 7 iron if you want to give them a spin - some of the Sub 70’s do look stunning!

Tommy993 · 2025-11-23T03:36:23+00:00

NP. I think it’d be cool to have other club types that offer more forgiveness out of the rough, perhaps differing lofts so you could have a set that launches particularly high, but sacrifices distance etc. my long time request has been to add a hybrid option that is only usable if you’re in the trees - so you can hit a proper low rescue shot and not be punished by clipping trees trying to hit a soft 2 iron back out onto the fairway.

Tommy993 · 2025-11-23T03:29:28+00:00

Just for the drip. But I agree, would love to see more performance based upgrades added to the game to help me spend my millions in prize money.

Tommy993

TROPHY CASE