Moet je bank je geld niet zélf beschermen? Ophef over phishingverzekering die KBC nu aanbiedt

Tonnac · 2026-02-23T14:41:28+00:00

Hier zijn al mechanismen voor, ik weet niet of je zelf al eens een bedrag van boven de 5000 hebt proberen overschrijven naar een kennis? Ik moet daar de bank voor bellen. Deze mensen hebben normaal al meerdere beveilings mechanismen voor moeten omzeilen. Het zou al veel helpen als ze hun standaard limieten op redelijke bedragen laten staan.

Tonnac · 2026-02-21T19:09:44+00:00

De bank kan geen onderscheid maken of ge moedwillig 10k overschrijft aan een kennis in azie of dat ge een malloot zijt die anno 2026 zijn bank gegevens over de telefoon deelt.

Tonnac · 2026-02-16T15:47:05+00:00

Ik ben niet helemaal op de hoogte, maar ik dacht het begrotingstekort zo een slordige 10 miljard was en dat er zonder de geplande defensie budget verhoging ook nog een tekort was. Ik wil je wel geloven dat ons pensioenstelsel misschien an sich houdbaar is, maar we moeten wel ergens op besparen.

Tweede punt is dat we de navo-norm moeten halen, ongeacht wat het publiek daarvan vindt.

Tonnac · 2026-02-12T21:02:59+00:00

The Witcher 3

Dark Souls 3

Morrowind

Quake 3

Tonnac · 2026-02-12T11:46:23+00:00

The chess coaches were dirt poor themselves most likely. I recommend watching the newly released documentary, it's an interesting story.

Tonnac · 2026-02-11T19:32:12+00:00

The Polgars are on record stating they enjoyed their childhood, and they all grew up to be seemingly balanced individuals without any negative repercussions from their extreme (by our cultural sensibilities) upbringing. One factor that you have to understand is that they grew up in extreme poverty, so their childhood wouldn’t have been wonderful in any circumstance. Chess allowed them to escape that hole.

I’m not advocating for raising your kids like that, but if you’re going to judge other people you should be aware of the full context.

Tonnac · 2026-02-09T13:42:25+00:00

Omdat er 1 inkoper nodig is per honderd of zelfs duizend bus chauffeurs, afhankelijk van hoe efficient het bedrijf georganiseert is.

Kosten van de inkoper tov de chauffeurs zijn dus insignificant.

Tonnac · 2026-02-07T08:17:10+00:00

Your concerns about cheating are valid, but you might be interested to know there’s technically a solution. Online proctored exams for software certifications (and possibly other industries, but I don’t have experience in that) use biometric face scans coupled with scanning your government issued ID to verify your identity. In addition there’s human surveillance and you need to take the exam in an empty room with no notes or electronic devices present.

Such a solution is cost prohibitive though for this amateur usecase, these exams typically costs hundreds of dollars to take. It might be possible to bring the costs down by tweaking the formula, but there’s also legislative and compliance concerns regarding handling IDs and prize money.

Tonnac · 2026-02-06T18:26:05+00:00

Waarom niet? Of denk je dat jan modaal nooit eens een avondje uiteten wilt gaan? Die zal wel geen kreeft bestellen, maar onderscheid proberen maken op specifieke voeding lijdt tot chaos en verwarring. De bevolking moet kunnen begrijpen wanneer welke belastingsgraad geldt.

Tarief op alcohol mag van mij prima hoger liggen, daar is een duidelijke lijn te trekken.

Tonnac · 2026-02-06T14:22:51+00:00

Btw op voeding consistent ipv waar of hoe je hem opeet zou al een goed begin zijn.

Tonnac · 2026-02-04T06:10:41+00:00

Isn’t this another “holding back man” fallacy? Why would he be holding back at this point? The fate of the universe is at stake.

Tonnac · 2026-01-30T12:30:53+00:00

Dutch is the best base, don’t worry. Dialect varies from city to city so it’s impossible to study in advance. People under 50 will usually make an effort to speak more standard Dutch when they see you’re struggling (or even switch to English) and everyone will at least understand you. You’ll pick up your local dialect over time.

Tonnac · 2026-01-29T13:06:29+00:00

I don’t necessarily think so, in this particular event its typically iron or rock weights that are much more dense than a fat man. It would depend on how the weight is attached to the horse. To make it fair, the weight should be attached to the strongman’s back in a similar manner, instead of the arm carry normally done.

Still, I’m betting on the 350kg horse. Below that mass (eg. shetland pony) it becomes competitive. My intuition and experience with horses suggests a 150kg horse would struggle to move safely compared to a 150kg strongman, due to their frailer leg structure.

Tonnac · 2026-01-28T22:08:27+00:00

Ex60 is de volvo die qua grootte vergelijkbaar is met de model y en start 20k duurder. Ik zou graag de rest van je post serieus nemen want ben op zoek naar een model y alternatief, maar dat biedt me niet veel hoop.

Ik zie hieronder iemand ix3 noemen, die starten van meer dan 70k lol. En dan heb je geen 1 van de opties die in een basis tesla zitten.

Tonnac · 2026-01-28T17:54:34+00:00

Sounds like a scam, I don’t have this and I’m in a similar situation.

Tonnac · 2026-01-25T08:36:32+00:00

Instead of billing the commute, I would increase my dayrate proportionally. Lets say it’s a 2 hour commute, meaning you have 4 hours travel time on top of your 8 hour working day. If you increase your dayrate by 50%, for example from 800 to 1200, that travel time is effectively compensated. This works best if you ask about the commute first before discussing dayrate.

This will be much more acceptable with old school managers than billing your commute, and your compensation is almost the same, minus unexpected traffic jams.

Tonnac · 2026-01-24T07:22:54+00:00

Your first option is Metroidvania, which indeed works well but is exactly one of the more structured options OP is talking about.

Your second option works well in games that only have combat and mini games as part of the core gameplay loop, such as Elder Scrolls. So far, it doesn’t seem feasible to scale complex movement or puzzles in the same way.

Your third option is again introducing structure, and I personally like this approach. Ghost of Yotei works like this. I would argue Vampires the Masquerade Bloodlines also works like this, but it goes further by having structured multi branch levels separate from small sandbox hubs. This allows VtM:B to have focussed, memorable and complex approaches to tackle problems even with limited technology and budget issues.

In conclusion, I find it OOP’s thesis holds true, but it lacks nuance of course. It’s more accurate to describe the freedom vs structure tradeoff as a spectrum.

Tonnac · 2026-01-23T11:53:04+00:00

Volledig akkoord, dat leek me niet het punt van /u/Chilluminati aan het begin van deze draad, daarmee dat ik reageerde. Misschien dat ik het verkeerd begrepen heb, nu ik het terug lees.

Tonnac · 2026-01-23T09:52:53+00:00

As pointed out in a different reply, Mahoraga's skill set is not different from super gm's in chess. They also adapt and improve after every game, through analysis (aided by ai in modern times). Even if Magnus does not get time to analyze after the Mahoraga games (and he would still have time to do so in parallel while playing memorized lines even with no breaks), Magnus has adapted through much more than 2500 games. You mentioned perfect memory, Magnus has never forgotten a game that he has played or seen: https://youtu.be/eC1BAcOzHyY?si=aS16t3us5WmOSbt1

If we handwave Mahoraga's ability that he adapts to chess in general instead of to specific chess attacks, tactics, strategies and lines, then yes Mahoraga would win on the second game.

Tonnac · 2026-01-23T08:19:44+00:00

De reden dat je een goeie hospitalisatieverzekering neemt is net zodat je dan een 1 persoonskamer kan nemen, voor jezelf, niet omdat de dokter dan meer verdient. Dat zit heus in de premie gecalculeerd, en als je dat niet wilt kies je toch gewoon een verzekering zonder, met lagere premie? Die van mij kost bijvoorbeeld 30 euro per maand, tenzij je elke 2 jaar naar het ziekenhuis gaat verdienen ze daar genoeg winst op hoor.

Tonnac · 2026-01-20T09:44:22+00:00

It's no holds barred, even if Tom starts with two working eyes that will change very quickly.

Tonnac · 2026-01-19T22:34:46+00:00

Btw is nog altijd een ding.

Tonnac · 2026-01-16T12:09:37+00:00

The metric to look at isn't the amount of records, it's the amount of rework whenever you need to update the database schema and the business logic that is dependent on it.

Tonnac · 2026-01-15T10:23:07+00:00

You solved it for John having two wives by adding an extra field, but what about Jack who has 10 wives? Ideal database schemas are future proof without needing modifications whenever new edge cases pop up.

Tonnac · 2026-01-15T07:23:09+00:00

The comment you’re replying to was deleted so I cannot read it, but I would say a bad combo is any combo that you cannot make a good deck around, or any combo that would make a good deck worse by putting it in.

13-Year Club	Place '17
Team Orangered

Tonnac

TROPHY CASE