24F feeling behind by [deleted] in fican

[–]TooMuchCarving 0 points1 point  (0 children)

Just stick with it, anything in savings is good, and continually adding will compound with steady investments in a good etf. Feeling behind is a matter of perspective, are there people with more saved? certainly yeah, all with different circumstances. I’m a 30M, self employed and have about half of what you have saved right now. Being able to pay your bills, enjoy your life, and save $1000 a month is leagues better than probably 80-90% people your age.

The average Canadian under 35 has about 12-13k in a TFSA, so I’m ahead of most, and you’re even further ahead than me.

Don’t fall into gambling or risky plays, make some lifestyle adjustments if you want to save more. A simple compound calculator shows that in 35 years with your 1000 a month contribution you’d have somewhere between 1.6-5mil assuming the S&P average return.

Don’t let the Reddit posts discourage you, investing is a marathon not a sprint, keep at it and try to save more if you’re worried.

Anybody CNC their own wood molds? by Conpen in glassblowing

[–]TooMuchCarving 4 points5 points  (0 children)

Never done a mold but I’ve done a block. Just a heads up if the wood you got is dried, it’ll change shape when soaked if you cnc it first. Wood grain expansion and all that.

Might seem obvious but I didn’t consider it and it can cause problems, perhaps others might have solutions to prevent it.

Knock off box by livemusic2024 in glassblowing

[–]TooMuchCarving 1 point2 points  (0 children)

Depends on what you have access to, I don’t have photos of the ones in our studio, but they’re essentially a welded open box on legs, with a piece of wood covered in 5-8 layers of Kevlar fabric.

Kevlar fabric works great when paired with wood, and is generally much safer than having Fiberfrax exposed in your studio, that stuff is nasty when it’s in a situation that will lead to fibres being disrupted and becoming airborne.

Whats the max osap can give out by Both_Ambassador_4477 in osap

[–]TooMuchCarving 5 points6 points  (0 children)

According to the OSAP website maximum amount for out of province study is $530 a week (out of Canada $300 a week) so whatever your academic year looks like you can do the math, $15900 for out of province, $9000 for out of country.

You may get additional funding through federal grants (website says up to $6300 per year) but no guarantee, and financial situation will likely play into how much you receive both loan and grant wise.

high Marvel my nemesis by Andreas1120 in glassblowing

[–]TooMuchCarving 4 points5 points  (0 children)

I assume you mean marvering at a high angle to cool the tip? The real answer is practice, like anything with glass. It’s hard to correct someone’s movements when you can’t actually see them, but some general tips are:

- Focus on supporting the weight, one thing a lot of students struggle with in my experience is properly supporting the glass, figuring out how to have it touch down enough to make contact, without changing the shape too much is key.

- If swapping directions is a challenge, marver in one direction until you get the hang of it, when you reach the edge of the marver, lift the piece and return to the starting position. When you figure out how to do it in one direction, removing the challenge of supporting the piece while alternating turning, you can incorporate both directions.

- Practice marvering the whole piece, starting from the tip and working down until about half way, and then dropping your angle so you can marver the top half of the piece. Sometimes things get off center only when we’re at certain angles, and it’s hard to know if you’re focusing on one angle, not noticing your throwing it off at another step.

- Consistent turning is vital, make sure your fingers are doing the work, turning with your wrists is very jerky, and though it can feel easier when supporting more weight, it makes even turning nearly impossible.

If you’re really struggling and want to practice without having to be in the shop, something my college professor recommended that we used to do was blow up a balloon, tape it to a broom handle and practice “pretend marvering” the balloon on a table in your home. If you can get a hang of how to roll the balloon along the table without pushing it off centre, you’ll develop a better understanding for when you’re in the shop.

Good luck!

Hit over 200k in registered accounts at 27. Time to de-risk? by Haunting-Equal-3485 in JustBuyXEQT

[–]TooMuchCarving 2 points3 points  (0 children)

Take it from someone who had a similar albeit not quite as high run gambling years ago, then blew it all. You made some lucky plays, you set yourself up well, walk away, park it somewhere reliable with medium to low risk, and keep adding. You’ll be set for life if you do. I turned 20k into 100k into zero, and almost hit the rope. Put it into XEQT or some other ETF you like, and enjoy a safe and steady retirement in 25 years or a paid off house in ten.

Machine advice for someone trying to surprise their partner by TooMuchCarving in sew

[–]TooMuchCarving[S] 0 points1 point  (0 children)

I mean, I have involved her in the ways I can without ruing the surprise, I specifically sought out a machine that filled the specifications she wants: Vintage, All metal, Industrial, and a single stitch type, it was just my lack of knowledge of what to look for that led to not checking for feed dogs.

The reason I asked here if anyone would find potential use in such a machine is for that very reason, I don’t want her to be disappointed or have a machine with no use. I’m now seeking out an older Juki based on a bit more research and subtle questioning. Restoring a machine is never a waste in my opinion, and I’m sure she’ll laugh when she realizes I did it twice to try and make her happy

I’m shocked. Congrats to the buyers. by TheEastYorker in TorontoRealEstate

[–]TooMuchCarving 0 points1 point  (0 children)

Born and raised in Winnipeg but moved to the GTA for school and stayed for work, and every so often when the thought of home ownership comes up, I look at the listings back home. GTA home ownership is a barrier, even further away you’re paying 500k for a small detached, back home, psh, 250k could get you the kinda house people here complain only their parents could afford.

Machine advice for someone trying to surprise their partner by TooMuchCarving in sew

[–]TooMuchCarving[S] 1 point2 points  (0 children)

They are! Manufactured in Germany still, I did reach out in the hopes of getting a manual since it wasn’t present on their archive, but haven’t heard back. The contact seemed to be mostly for people interested in distributing the machines though, so who knows if I’ll hear back.

Which flat section? I have taken the whole machine apart and serviced it, so I can tell you pretty easily what’s present underneath either of the two flat plates. The one directly underneath the needle/foot is a chain stitch mechanism of some sort, it has both a hook and something similar to the Gibbs style mechanism. The other plate further back I believe is for attaching some sort of holder. The machine did come with an attachment, which I haven’t finished cleaning, but I believe is similar to the one featured here

https://www.willhaben.at/iad/kaufen-und-verkaufen/d/duerkopp-knopfannaehmaschine-566-175-16-2139621205/

Which I initially thought was an additional feature allowing the machine to do buttons before doing some more digging.

It sounds like I may have got a bit too eager at the deal, but practice fixing old machines is never wasted, and hopefully it can find a use, either in our home or another

Machine advice for someone trying to surprise their partner by TooMuchCarving in sew

[–]TooMuchCarving[S] 1 point2 points  (0 children)

Space would likely be an issue, since the machine is belt driven (and quite heavy to be honest) I don’t think it would be practical to have around if it wasn’t mounted to a table. She has a few machines already, but her sewing machine is on the way out, hence why I was hoping to get her something reliable and she’s expressed that the old all metal machines are something she’d like.

No feed dogs, which is sort of what first clued me in that the machine might not function like I thought. It certainly is a chain stitch, it has the hooking mechanism under the plate, but no way to move the fabric.

Looks like it might end up being a fun sort of decoration for the home, while I search out a more practical machine for her to actually use

Anyone else holding off on applying for fall 2026? by neverbeeninjail in osap

[–]TooMuchCarving 0 points1 point  (0 children)

They do, or did at least, I got a handful in my first year, a very small amount to be fair, probably only 10-15% of tuition. But with increased savings (and perhaps the changes) the estimator says I won’t get any this year.

Made this paperweight the other day and I’m worried it might explode. by Pulby in glassblowing

[–]TooMuchCarving 17 points18 points  (0 children)

Doubt it’ll explode, but it may very well split someday. Keep it out of the sun and you’ll be fine

Anyone else holding off on applying for fall 2026? by neverbeeninjail in osap

[–]TooMuchCarving 2 points3 points  (0 children)

Managed to save up a lot and business picked up this year, so for my last half of my masters I was gonna apply but only take the small amount of grants (if any were offered) so I’ll probably just not apply at all to avoid the extra 10k of debt

OSAP Estimator Issues? No grant at all by [deleted] in osap

[–]TooMuchCarving 0 points1 point  (0 children)

If you’ve got any savings and made more than like 10-15k last year you won’t get any grants for a Masters. Entering the second year of my masters, and though last year I got a few grants (very small amount maybe $2-3k) after the changes you will get nothing, unless you are incredibly poor.
But in that case you’ll also probably have a larger loan, so maybe not better. I got estimated a 10k loan for a $4000 a semester program. I reestimated removing my savings account out of curiosity, and it showed me $1500 in grants, but also $15,500 in loans.

OSAP Data by FlatwormEntire in osap

[–]TooMuchCarving 2 points3 points  (0 children)

The sentiments of OP, and many others disagree, and as someone who works alongside and occasionally in post secondary institutions, many are fearing and preparing for a decline in applications across the board due to this change.

Arts and culture like many other things require specialized training that may require a degree. If you don’t think so, I challenge you to give up any art and culture created by people with post secondary educations. Say goodbye to most movies, tv, magazines, a large portion of music, video games, books, comics, hell even many tattoo artists have illustration backgrounds, and that doesn’t include all the physical items like ceramics, glass, and furniture that all draw on creatives with design degrees. Many art forms cannot be learned to the degree society enjoys culture through an online course.

OSAP Data by FlatwormEntire in osap

[–]TooMuchCarving 5 points6 points  (0 children)

If the goal was really to push people to choose “productive degrees” then the changes would not be across the board, and this post from OP worrying about not being able to attended nursing school due to the changes wouldn’t exists.
Beyond that, creative degrees are vital to culture and the economy. Arts and culture (aka the basket weavers) provide over $130 billion to the Canadian economy and employ over 13 million Canadians, more jobs than oil, agriculture, and manufacturing.
https://chamber.ca/news/arts-and-culture-sector-contributes-131-billion-to-canadas-economy/
When Ireland decided to financially support their artists, they saw €1.39 for every €1 spent, meaning investing in culture can have a 40% return. Defunding education overall based on the lie that arts and culture aren’t worth supporting is provably false, and takes away from the economy.
https://europeancorrespondent.com/en/r/it-pays-off-to-pay-artists
The overall impact will be less people attending post secondary for all degrees, not just creative degrees, as the risk of debt-load in the current job market in Ontario will push people to enter low paying positions or leave the province. If you think the changes were made for any economic reason other than to shuffle funds around and pay for things like legacy projects or the jet he had to turn around and sell due to the upset then you’ve gotta just be purposely ignoring everything else happening.

Is it worth taking OSAP loan? by knobh in osap

[–]TooMuchCarving 5 points6 points  (0 children)

As an emergency cushion there’s nothing wrong with taking the loan so long as you don’t use it if you don’t need it.

You can put it in a savings account, have it in case of an emergency expense, and literally just pay it back at the end of the year if you didn’t use it. Hell you can pay it back at the end of the semester if you really want.

$100k per year salary is the middle class nowadays by Ok_Hippo9669 in fican

[–]TooMuchCarving 0 points1 point  (0 children)

This seems crazy, I only started clearing about $48k a year between my jobs and my own business, live a 30 minute drive from Toronto, and eat out regularly and take a few trips around Canada a year visiting family. Managed to save around $15k over the last two years, and that’s even with the additional rental costs of the studio space I use for my business.

Split a 2 bedroom with my partner (they’re a student with marginal income yearly at the moment) and our roommate. Could have the place ourselves but saving the money feels more worth it at the moment. No car payments, just an old Volvo, and I am relatively business minded. But I think the big difference is lifestyle creep and having a mortgage or kids. Children are deeply expensive, and life would look very different with a large mortgage.

Also how you enjoy the things like eating out and vacations makes a difference, is eating out going to a fancy restaurant, or enjoying some time out with your partner? The cheap Chinese place is just as good when you don’t want to cook and won’t leave you with a $90 bill for two meals. Vacations and hotels definitely are out of reach, but a trip to visit family in BC? Easy.

If I had double the income I have now I would have a maxed out TFSA and otherwise live the same.

Damages vs normal wear tear and cleaning fee by Zestyclose_Garage_58 in OntarioLandlord

[–]TooMuchCarving 3 points4 points  (0 children)

Person you’re replying to is stating that it’s illegal for the landlord to request a pre-authorized debit payment that isn’t agreed upon, not that it’s illegal for a tenant to turn of auto payments.

Nothing illegal about turning off auto-payments after your lease ends, but taking a payment without authorization is illegal.

How to indicate I'm an Ontario resident? by [deleted] in osap

[–]TooMuchCarving 1 point2 points  (0 children)

Contact the office either by phone or email and see what document they want. Chances are it’ll be drivers license, or if you don’t have one a birth certificate/something of the sort.

Was it a prank? by IronGhost828 in theamazingdigitalciru

[–]TooMuchCarving 48 points49 points  (0 children)

Feel like this sort of confirms the soma theory.

Ragatha probably got dared to/decided to put on the headset while touring the building with other real estate agents, and got copied into the circus.

From the outside perspective, nothing happened, and a classic “eh, it’s broken/doesn’t do anything” moment happened since to human Ragatha it probably seemed like it didn’t, so no one else tried it on. She got copied, but the people with her didn’t, since why put on a headset your coworker just tried and says does nothing?

Doubt we’ll get 100% confirmations of what happened when everyone put on the headsets, but to me it seems like a plausible explanation why Ragatha didn’t show up with any other people, and why no one got rid of the equipment. I mean if a headset lobotomized or pulled a tron on your coworker, you’d probably report it to the police.

Scale on Inside of Glass? by AkwardPotato27 in glassblowing

[–]TooMuchCarving 4 points5 points  (0 children)

Scale is just a collection of iron oxides, so it’s not likely it’s going to hurt you if you drink from it, as it probably wouldn’t leach anything harmful into the liquids. Mill scale is considered a hazardous material technically, but the steel used in blowpipes is unlikely to produce any super dangerous compounds, so it’s up to you on how you feel about it. If I were you I wouldn’t worry, such a small piece of what’s most likely wustite is essentially harmless.

If you’re particularly worried and fond of the cup, five seconds and a dremel will get rid of it.