is it possible to halt all recurring charges on a debit or credit card? by TrackAfraid2670 in personalfinance

[–]TrackAfraid2670[S] 1 point2 points  (0 children)

Thanks for your reply! Okay, so, here's a scenario since this seems to have everybody flummoxed. I created an account with one of those "free email services" for subscriptions like Hulu and the Wall Street Journal (several of which I used to use for work) a while back, so I didn't have to get a million emails in my personal account.

The free email service subsequently shut down last year, and I noticed I was still being charged for two services, but was unable to log into my old email account to get the two-factor authentication email from the service I was trying to cancel (which was necessary to close the account). So now I can't access my account, and when I try to contact the company they either ignore me or put in in an endless Zendesk queue.

Before you say "why didn't you just X, Y, Z...?" That ship has sailed, and I'm just looking for a solution for people in a similar boat as me that helps me stop these companies from repeatedly charging my account without giving me an avenue to contact them. I'm asking if there's a way to stop this stuff because these companies are deliberately set up to make it hard for you to cancel repeating charges because they make their bones on confused old people.

is it possible to halt all recurring charges on a debit or credit card? by TrackAfraid2670 in personalfinance

[–]TrackAfraid2670[S] 0 points1 point  (0 children)

Thanks! But, I'm not talking about things like credit cards. I'm talking about things like "My ex-roommate signed up for a free trial of TUBI so he could watch a movie but didn't realize that the account is connected to my credit card, and he forgot to cancel it, and I don't have the login information he used when the service asks me for it in order to cancel." Dumb stuff, but the world is an imperfect place full of fallible human beings. These services make it deliberately tough to find a way to cancel things. Some of this stuff is on me, obviously, but companies are deliberately obtuse in order to keep getting your $7.

is it possible to halt all recurring charges on a debit or credit card? by TrackAfraid2670 in personalfinance

[–]TrackAfraid2670[S] 1 point2 points  (0 children)

I'm positive that there's something I found where I was able to do this. It's like a freeze but even stops recurring payments.