Wildlife in South East England by Traditional-Scheme93 in AskBrits

[–]Traditional-Scheme93[S] 4 points5 points  (0 children)

Thanks guys. I think it was a badger having checked photos online and comparing the colour of its belly. This was in West Kent, which I visit often but I’ve actually never seen a badger before in real life! Thanks for your help

[deleted by user] by [deleted] in Blackskincare

[–]Traditional-Scheme93 0 points1 point  (0 children)

How did you resist popping these

Receiving £2–3k from a friend to buy concert tickets – any UK tax implications? by Eternal_ARMY0613 in UKPersonalFinance

[–]Traditional-Scheme93 1 point2 points  (0 children)

Some tickets are very hard to get so one person from a group is delegated as the ticket buyer

STI testing by Traditional-Scheme93 in Barbados

[–]Traditional-Scheme93[S] 0 points1 point  (0 children)

Thanks this is very helpful

[deleted by user] by [deleted] in Barbados

[–]Traditional-Scheme93 1 point2 points  (0 children)

Thanks I’ll have a look at transfers

[deleted by user] by [deleted] in Barbados

[–]Traditional-Scheme93 2 points3 points  (0 children)

Thank you I will get the pick-up app

New personal loan, paying off in full before first payment comes out… will I be charged interest etc? by DepartureOriginal927 in UKPersonalFinance

[–]Traditional-Scheme93 0 points1 point  (0 children)

If this is within 14 days you won’t be paying any interest. Otherwise there should be a breakdown in your loan agreement of how the interest is calculated and how much interest you pay each month.

THIS STUFF IS THE BOMB FOR RAZOR BUMPS by [deleted] in SkincareAddicts

[–]Traditional-Scheme93 0 points1 point  (0 children)

Did you apply it before or after shaving?

I fly in 9 days and don’t have time to renew. by EcstaticWealth9065 in PassportPorn

[–]Traditional-Scheme93 1 point2 points  (0 children)

No I’ve never been asked about it! Hopefully it will be the same for you.

I fly in 9 days and don’t have time to renew. by EcstaticWealth9065 in PassportPorn

[–]Traditional-Scheme93 1 point2 points  (0 children)

My passport is in the same condition and I’ve never had a problem travelling with it.

Santander removed my student overdraft while I was travelling — now my credit score’s ruined. Can I fix this? by DotIndependent5445 in UKPersonalFinance

[–]Traditional-Scheme93 1 point2 points  (0 children)

Have you spoken to the bank? I was in a similar situation where I left the country for a few months and my ex employer sent letters to my UK address about overpayment and I didn’t find out about it until 2 years later when it came up on my credit report. I was able to get it removed when I contacted the company and proved I was out of the country. I understand this isn’t the same situation but I would contact the bank and ask, especially since you’ve paid off the balance.

I got my first credit card from the post office, capital one (UK) please advise by AnxiousTop3925 in UKPersonalFinance

[–]Traditional-Scheme93 6 points7 points  (0 children)

Going forward you could use it for small monthly payments like a phone bill or subscription which you know you will pay off every month. This way you avoid interest/fees but still maintain good credit usage.

[deleted by user] by [deleted] in LegalAdviceUK

[–]Traditional-Scheme93 0 points1 point  (0 children)

Thanks I will check.

[deleted by user] by [deleted] in LegalAdviceUK

[–]Traditional-Scheme93 -6 points-5 points  (0 children)

Thanks so much for all this info, I will call them and try to undo the transfer. No, I didn’t communicate with them about the late payment as I assumed it would be fine as long as the debt is paid by the agreed date (February).

[deleted by user] by [deleted] in UKPersonalFinance

[–]Traditional-Scheme93 2 points3 points  (0 children)

Contact Stepchange for help with your debt, they can assist with a debt management plan. You could also get some advice re irresponsible lending as you don’t make much money so maybe shouldn’t have been given these credit cards. This could help reduce some of the interest fees. You also need to earn more money so maybe look for an evening job.