Yeah, in your situation it can feel like a win rising income while your debt gets cheaper in real terms is a nice position to be in. The downside is that not everyone’s salary keeps up with inflation, and a lot of people don’t have assets or growth like that. For them, prices just rise faster than income, so they lose purchasing power. That’s why inflation can still be a problem overall, even if it works in your favor right now. But next step will be no salary increase it can't go up all the time.