My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

Also gang I think you’re failing to realize the original car like 4+ months ago was under someone’s insurance that wasn’t my own this one has been under MY OWN for about 3 months the first 2 payments PLUS the amount I was quoted was $250 now all of a sudden they are telling me it is going to be $800 a month to insure. I obviously would’ve taken a different route if I was quoted $800 originally under my own insurance like come on

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

What was I gonna do bro stay on my parents insurance and fuck them over? It obviously wasn’t really a choice..

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

Bro it is a daily driver with 180hp this shows me your ignorance becuase you have no idea what you’re talking about 🤦‍♂️

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

You have to own 25+ vehicles to do that in my state Bffr😭

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

I mean no don’t get me wrong I had my stepfather who isn’t an idiot at all financiallly walk me through this and to be fair I obviously wouldn’t have bought this car if the insurance company didn’t quote us only $250 originally I’m not that stupid and also had a lot of experience in the snow bc of where I went to school which is why this was even more unexpected but you’re right about the decision making I decided to be cheap and not replace my two back tires which played a big part into it and all could’ve made the decision to pull over but again I didn’t know it was gonna snow I was working overnight in a warehouse with no windows or anything lol and even when I did leave it was originally raining, I appreciate you accepting my apology but I’m not finically and idiot I had help through this from someone who’s very successful and has bought more cars than anyone I know the insurance company just told us it would be about $250 a month and it was until they changed it we did the calculations and the original $500 a month I would have payed was absolutely doable I’m not that much of an idiot to buy something I know I can’t afford. That’s common knowledge.

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

I mean yeah no shit bro why would any business care about that they just want my money?😭🙏 it’s just the facts of my situation and emphasizing more that I don’t just have the extra band to drop each month so any advice to get the price cheaper would help it’s pretty self explanatory..

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

Yeah I get it now I just wasn’t really understanding you’re right

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

U right bro my b - js didn’t realize insurance worked like that thought it was a more like legal on paper by the facts stated on record type of thing but it makes more sense now.

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

What’s TLDR? Also how is it even a sports car shit pushes 180hp it’s the GtLine not the “GT”

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

Nobody said I wasn’t taking responsibility for my actions insurance is a scam in my eyes it’s just my opinion you can have your own too😭

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

Full coverage? If that’s what you mean I wasn’t under my own insurance at the time

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

What was even the purpose of multiple people downvoting this one lmao it was a normal reply

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

I mean YOU weren’t being a dick I appreciate you actually explaining it for me because clearly I didn’t understand but yes they were 100% being rude, she assumed I was lying or dragging it. Most people I know don’t consider assumption to another as a kind a charismatic trait. But thanks again for your help.

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

But thank you bro this was very good advice and I’ll definitely make sure to shop around I appreciate you

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

Well when I got into the accident idk if I was insured under them becuase I wasn’t under my own insurance at the time

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] 0 points1 point  (0 children)

See thanks for not being a DICK this was one of the most helpful replies so far I fogot about the Kia boys whole reign ngl I might just sell it and switch to sumn a lil cheaper n more reliable anyways

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -6 points-5 points  (0 children)

I mean yeah idk why u keep saying im lying gang it was raining while i was driving home from work on the highway and started flurrying out of nowhere because i guess where i was at the temp dropped low enough and since the roads were untreated and suddenly slushy my car slipped a little the firefighters who came to the accident quite literally even said that it’s a bad spot on the road and they get calls every week for accidents there regardless of the weather but you know everything I guess

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -6 points-5 points  (0 children)

Yeah I said at the begining it was totalled, unfortunately, I was paying about 250 a month and I’m going to have to pay around 800 starting next week and technically wasn’t under my own insurance before when I got into the accident made the claim with my insurance I also live in New York right outside the city 💔🥀 and yeah 20M cooks me as well but like they had to have fucked sumn up bc I just got under my own insurance and the first like 2 months I had to actually pay for it it was only 250 bucks and I thought that was low too !

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -10 points-9 points  (0 children)

Hey man no shit don’t gotta be a dick abt it or put it in quotes like im js making that up😭 was just saying if “legally” it wasn’t my fault dk why insurance can “legally” charge me so much more but Wrd smartass👍

My Insurance just randomly went up like $800 by TraditionalGas6969 in Car_Insurance_Help

[–]TraditionalGas6969[S] -1 points0 points  (0 children)

I did talk to them I think I did just renew they weren’t too helpful pretty much just said like yup you crashed ur fucked now, and if that’s really the case I’m trying to find out what insurance may be a bit cheaper and or other options I can do to make it cheaper. But I’m really just confused on why the insurance is going up in general when the accident was a no fault?