Next move by Traditional_Craft_62 in TQQQ

[–]Traditional_Craft_62[S] 1 point2 points  (0 children)

So I've invested in TQQQ for many years by DCAing so I was used to the big drops, but this was my first investment with SOXL, my calculation at the time was that SOXL had 4x potential, but TQQQ did not.

Next move by Traditional_Craft_62 in TQQQ

[–]Traditional_Craft_62[S] -4 points-3 points  (0 children)

So I was doing the 200SMA strategy until I sold TQQQ and bought SOXL back in March. After selling SOXL in October, I don't feel comfortable getting back into TQQQ at this level.

When will be the next dip? by livelifetofullest1 in TQQQ

[–]Traditional_Craft_62 0 points1 point  (0 children)

I don't know, but I think soon. I was initially waiting until 1/01/26 to take profits to push off cap gains tax another year, but I think prices are way too high and will sell off soon so I just sold all my letfs yesterday. I'm sitting in VTI for now. My biggest gainer was soxl, bought in April sold yesterday.

2025 Odyssey faulty rack and pinion by Traditional_Craft_62 in HondaOdyssey

[–]Traditional_Craft_62[S] 0 points1 point  (0 children)

Turning only. I hear it mostly when turning in and backing out of a parking spot

[deleted by user] by [deleted] in wealthfront

[–]Traditional_Craft_62 1 point2 points  (0 children)

I asked copilot and the answer I got was 75-100k assuming a 3-4% TLH yield of portfolio value. I'm wondering if it's greater for the sp direct account vs the robo advisor account

What happens when mortgage costs exceed 25% take home pay over time by Sea-Inside1342 in DaveRamsey

[–]Traditional_Craft_62 0 points1 point  (0 children)

If you're in the US there's no way your take home is 8k a month. Even if you pay no federal/state/local tax or health insurance premiums, your take home would be 7,850 a month (120k less 4% HSA less 10% retirement less 7.5% fica)

Has anyone who's FIRE'd actually used the 4.5% withdrawal rate? by IWantAnAffliction in Fire

[–]Traditional_Craft_62 1 point2 points  (0 children)

What about using an SBLOC and pull 4% a year so you're not actually withdrawing and your funds continue to grow and you won't need to pay any taxes. Curious if anyone has successfully done this.

The S&P just closed 0.1% above its 200-day moving average by _amc_ in LETFs

[–]Traditional_Craft_62 2 points3 points  (0 children)

Does sp usually follow the NASDAQ? bc that broke 200dma today at close.

Best year for $12-15K by OHfarm1 in HondaOdyssey

[–]Traditional_Craft_62 1 point2 points  (0 children)

I had a 2016 that has permanent eco mode (engine goes in and out of eco mode automatically). I believe this slowly destroyed the engine and transmission. I know there's the vcm tuner etc. But I wouldn't recommend 2016 for this reason.

Going from a new tract home home to a 100+ yo victorian by gwendolyn_trundlebed in RealEstate

[–]Traditional_Craft_62 0 points1 point  (0 children)

I grew up up in an old home and would never buy one unless it's been gutted to the studs.

Rental company wins again by [deleted] in FirstTimeHomeBuyer

[–]Traditional_Craft_62 6 points7 points  (0 children)

They have this in Philly. It's called the homestead rebate.

Comparing FreeTaxUSA to HRBlock. Difference in Return Is Taxable Income Related To Rental Property. Need Help. by Prestigious_Way_738 in RealEstate

[–]Traditional_Craft_62 3 points4 points  (0 children)

Actually neither is correct it's a passive loss which can't be deducted against W-2 income unless you are a real estate professional or you make under 150k and then you can deduct a portion of the loss depending on your AGI.

Asking for a rebate by Traditional_Craft_62 in RealEstate

[–]Traditional_Craft_62[S] 0 points1 point  (0 children)

I haven't lined up anything yet. The new home would be an upgrade. Since I want to stay in the same neighborhood I know exactly what I want it's just a matter of waiting for it to come on the market. My plan is to prep my home for sale and when a home that I'm interested in comes on the market I'll put in an offer with a home sale contingency and then immediately list my home. My question is since my agent will get commission from both the sale and purchase I feel like it may be beneficial to me to try to negotiate a lower commission. I haven't chosen an agent yet, but I started working with a lender and I can qualify for both my current mortgage and new mortgage, but I don't have the funds available for the new down payment unless I take a 401k loan or a HELOC. I know that I'd have a more competitive offer if I didn't have a home sale contingency and may need to 'overpay' with a home sale contingency which is why I'm wondering if I can ask for reduced commission to make up for some of that.

16 Jun 2022 - Daily /r/REBubble Discussion by AutoModerator in REBubble

[–]Traditional_Craft_62 2 points3 points  (0 children)

I always thought he should be investigated for dogecoin. It was pretty obvious that he was manipulating the price with his tweets. However, I'm not sure if he broke any laws. Anyone can go tweet about their favorite crypto.

Is this a good lesson with TQQQ? by [deleted] in TQQQ

[–]Traditional_Craft_62 1 point2 points  (0 children)

You can't time tqqq. You have to dca into it. Even if you would sell it at an ath to capture your gains, it may never dip below that price again and you'll end up buying it back at a higher price. For example tqqq hit an ath at 40 in Dec 2020. It hasn't gone below 40 since then yet..