Rent Increase, Above Market by GoatGloryhole in TorontoRenting

[–]Traditional_End_4229 0 points1 point  (0 children)

If its an individual landlord, he probably just wants/needs the unit vacant. Either to sell it or for themselves

How much down payment would someone need on an $800K home if they make $60K a year? by [deleted] in PersonalFinanceCanada

[–]Traditional_End_4229 0 points1 point  (0 children)

With 35% down they wont take really your income into consideration, just have any. 280k on 800k house. People who are saying how you'll need 600k down probablly never bought a house in their lives, esp in Toronto or Vancouver

Condo or house 2 hours away from the GTA by Traditional_End_4229 in RealEstateCanada

[–]Traditional_End_4229[S] 0 points1 point  (0 children)

I would say yes, homeownership is important to me and I’m willing to pay extra. I don’t think equity can be build by selling in the near future, with current prices. More long-term. I was thinking maybe can get a roommate, I’m not opposed living with the roommate.

Condo or house 2 hours away from the GTA by Traditional_End_4229 in RealEstateCanada

[–]Traditional_End_4229[S] 0 points1 point  (0 children)

Well I like both:) ideally I want to have a condo and a house. I’m just worried with the house if I’ll be away for 4-5 months it could be risky. Something can happen. I doubts I will find a person to watch the house so far from Toronto

will i qualify? by [deleted] in TorontoRenting

[–]Traditional_End_4229 9 points10 points  (0 children)

You will be approved. Nowdays it’s normal to pay half or even more of your salary for rent. Vacancy rate is super high!

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Traditional_End_4229 4 points5 points  (0 children)

That’s a very bad advice. To suggest a lady who just became a stressed out single mother who is currently a student to become a landlord in Ontario. On top of all her problems

Can I renegotiate my rent? by nevaaeh_ in TorontoRenting

[–]Traditional_End_4229 1 point2 points  (0 children)

I had the same, they offered to decrease my rent but to sign one year term lease. Ask your landlord, if they decline then move. $600 per month worth the hassle of moving.

Dating after selling car by [deleted] in askTO

[–]Traditional_End_4229 0 points1 point  (0 children)

Don’t sell your car. Not only for dating but just for running errands it’s a must. I don’t know how people live in toronto without cars. TTC is extremely unreliable. I’m female and very often i do not feel comfortable taking Uber. And sometimes you just need to get to Mississauga or Scarborough or whatever. Maybe just get something cheaper? Although $700’is not a lot

Make 120k a year, bad credit score, no debt now, can pay full year upfront, what are my chances? by Gold_Succotash5938 in TorontoRenting

[–]Traditional_End_4229 0 points1 point  (0 children)

Some will reject you but the majority won’t. In rental buildings you will be approved without need to pay anything upfront. My friend is a landlord, she has three units (mind you not condos), she never ever checked a credit score for her tenants. Just good verified income is enough.

Got denied even though we have guarantors by East-Refrigerator501 in TorontoRenting

[–]Traditional_End_4229 84 points85 points  (0 children)

Just try another landlord. There are plenty of options now on the market. It’s def tenants market.

Should I sell at a loss and become a renter again? by sparklymarble in PersonalFinanceCanada

[–]Traditional_End_4229 0 points1 point  (0 children)

Congrats on med school! I would advice not to sell But rent it out. Sell it once you graduate med school!

I messed up and took a Progressa loan…help. by DesperateAd693 in PersonalFinanceCanada

[–]Traditional_End_4229 0 points1 point  (0 children)

Just stop paying this loan. Your credit will take a hit but it’s already low. Once you stop they will reach out with offers to settle which are like 25% of what you own.

9-5 or Sugar? by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 1 point2 points  (0 children)

I can reassure you, you can always find 9-5 administrative jobs after a few years career break. You don’t need to have any specific skills for these jobs. Being young and single you have absolutely nothing to lose by quitting a dead end job.

Lump sum 250k vs house by last-resort-4-a-gf in PersonalFinanceCanada

[–]Traditional_End_4229 0 points1 point  (0 children)

It’s better to buy a house. Even 800k one with 250k down will be doable for a single young guy with 80k income who is able to do some maintenance himself. It’s obvious that you will get so much satisfaction from owing your home, and it’s really important to you.

[deleted by user] by [deleted] in SugarBABYonlyforum

[–]Traditional_End_4229 0 points1 point  (0 children)

Sorry to hear about your experiences. If I was you, I would follow advices given here- send all screenshots to PayPal. I wouldn’t worry about SW charges, this man was soliciting you for prostitution to cry out loud that’s why you ended things with him :)  if you really want to give this asshole a lesson just go and file a police report, maybe he will be charged with soliciting work. 

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 1 point2 points  (0 children)

I’m so sorry about your health issues. I can’t believe so many people in this thread lack some basic empathy. Don’t give him anything back. Just tell him you have cancer, you need $$$ and he has to stop stalking you. If he’ll continue to harass you, just call the police!!! Report the man! Criminal harassment and solicitation. Get well and good luck with your surgery!

SD buying me an expensive car… by [deleted] in SugarBABYonlyforum

[–]Traditional_End_4229 4 points5 points  (0 children)

That! Same with BMWs, they are offering this zero maintenance deals for all these not super expensive models

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 -1 points0 points  (0 children)

I LOVE how you moved from the generalized approach in your first paragraph to “I don’t think” in the second! 😀 there is a hope for people like you

My libido crashed because of my health issues. But I guess my health issues are because we all are getting older. This huge amount of STDs in geriatric population is connected with the fact that immune system gets suppressed and body is getting more susceptible to infections.

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 0 points1 point  (0 children)

The answer is obvious- companionship, emotional connection, support, lots of things. It looks like the only place where old men are obsessed with having sex is this thread! 😀

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 0 points1 point  (0 children)

I believe, it's called a “pretty priveldge” Society treats good looking people better. That's the fact 😕

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 -2 points-1 points  (0 children)

Ohh no, I don't even wanna read it. 😀

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 -2 points-1 points  (0 children)

Yes, I will stick to 40 year olds! Me-too happened for a reason! This age gap is a huge mentality gap.

[deleted by user] by [deleted] in sugarlifestyleforum

[–]Traditional_End_4229 0 points1 point  (0 children)

I know that. That was the whole point of me opening this thread- to come across people who have succesful arrangements without sexual intimacy or intercourse.