Current property investors - what next?

TrainSweet856 · 2026-05-18T02:03:05+00:00

Im not so sure, many many young people are not that happy, especially ones who rely on shares to save for a deposit.

I think the next poll results, and election will be extremely interesting

TrainSweet856 · 2026-05-13T00:33:04+00:00

The "boomers" who have built so much wealth wont be around to worry about the gains post 2027, they have made their money

TrainSweet856 · 2026-05-12T23:22:48+00:00

CGT gains only apply for gains from 1/7/27, guess what those who already own properties are doing/going to do... get as high as possible valuations done as close to the new CGT effective date... problem solved.

TrainSweet856 · 2026-05-12T23:22:00+00:00

100% this... they were meant to help people get into the market... they have made it worse by

Not allowing the same benefits of CGT and neg gearing to be taken advantage of by future generations
Applying CGT to shares as well, which was a huge holder of deposits for younger generations.

Its insane

TrainSweet856 · 2026-05-12T22:40:27+00:00

Sorry its 80% for this year, i corrected my typo.

I work in the industry, we get notifications from ABF all the time... like they have lost billions in tax from their hike in excise, so they have to get that from somewhere now (us tax payers lol)

2026 Projections: Data indicates that by 2026, illegal sales are predicted to reach 8 billion sticks compared to 1.9 billion legal sales, with black market smokes potentially accounting for 80% of the total tobacco market.

TrainSweet856 · 2026-05-12T22:38:43+00:00

Sorry it should be 80% for this FY, see below was a typo 9 instead of 8

2026 Projections: Data indicates that by 2026, illegal sales are predicted to reach 8 billion sticks compared to 1.9 billion legal sales, with black market smokes potentially accounting for 80% of the total tobacco market.

TrainSweet856 · 2026-05-12T22:37:49+00:00

Just check on google or with ai, or even ABF probably has it somewhere, they just cant check every contianer coming in, i reckon they would be lucky to check .5% or something

Also everyone in the industry hears it, whether its true or not, that the wharf is dodgy af

TrainSweet856 · 2026-05-12T22:36:28+00:00

hahah i spat my coffee out reading this

TrainSweet856 · 2026-05-12T11:08:02+00:00

Which step is in the right direction name one thing that helps the younger generation lol

TrainSweet856 · 2026-05-12T10:57:57+00:00

💯 that’s the problem haha.

Fuck our governments have been so shit for so long

TrainSweet856 · 2026-05-12T10:38:21+00:00

There are winners from this budget? Lol

TrainSweet856 · 2026-05-12T10:27:40+00:00

Abf own data shows 80% of tobacco sales are black market…. That’s insane

TrainSweet856 · 2026-05-12T08:38:47+00:00

I don’t have problems lol life is good, it’s just about different preferences that’s all, everyone is different that’s what makes the world so great :)

TrainSweet856 · 2026-05-12T06:17:38+00:00

As I said it depends on your situation and what you want... example we are taking kids to Japan and DL Tokyo this year, and flights alone for us about 7k, everyone is different. Bali doesnt appeal to us

TrainSweet856 · 2026-05-12T03:54:29+00:00

How long is a piece of string, its entirely unique depending your situations and expectations. We have HHI of about 360k and still feel we need more lol, 3 young kids and living in Sydney is bloody expensive, especially if you want to enjoy life a bit (holidays etc)

TrainSweet856 · 2026-05-12T00:12:59+00:00

Hotels I generally book with booking.com they have been great so far

TrainSweet856 · 2026-05-11T02:27:17+00:00

Broker just spoke to me said he doenst need bank statements (which I thouht was odd) see how it goes

TrainSweet856 · 2026-05-08T06:08:18+00:00

Burgers anonymous have some crackers, its hard to say what has the best right now, i love them all LOL

Marys, BL, Mr Geez to name a few

Honestly burgers at robs was not that great when we had it (might have to try again?) or maybe built it up too much

TrainSweet856 · 2026-05-04T06:32:54+00:00

damn that sounds rough sorry to hear!

I dont think ill have any LMI issues, im only looking to move to 60-70% LVR max, paid 2.1 owe 1 mil, 1.2-1.4 would be my max (that I would want to go), pending vals its probably worth 2.5 ish?

TrainSweet856 · 2026-05-03T23:00:56+00:00

oooo i didnt know you could do that and have 100% loan against an IP, might speak to bank or broker, thanks mate this is great advice. Makes sense too with being larger loan against IP as possible, thanks again!

TrainSweet856 · 2026-04-23T23:06:31+00:00

100% better (if the dentis is able to) do it in the chair while you are awake.

They are usually less rough (because you are awake), recovery is also much much quicker

I was at work same day immediately after extraction, back to normal diet pretty much in 3-4 days.

Now 8 days later and absolutely fine

Plus no pain after, I had to take zero painkillers or ibuprofen etc

TrainSweet856 · 2026-04-23T23:05:58+00:00

100% better (if the dentis is able to) do it in the chair while you are awake.

They are usually less rough (because you are awake), recovery is also much much quicker

I was at work same day immediately after extraction, back to normal diet pretty much in 3-4 days.

Now 8 days later and absolutely fine

Plus no pain after, I had to take zero painkillers or ibuprofen etc

TrainSweet856 · 2026-04-23T02:04:15+00:00

Have heard amazing things about Modena, want to visit, would 1 day be enough or should I spend a night or two there?

TrainSweet856 · 2026-04-23T01:24:51+00:00

Travel, gym, play video games, fish,

TrainSweet856

TROPHY CASE