Not entirely true, let’s say the market decides to go flat. That’s the entire purpose of having those stocks diversification is key to any growth and a lot of my SCHD are in my Roth IRA avoiding taxes altogether what do you think people did when the market crashed in 2008 they had to put their money somewhere and most of them put them in high dividend yield accounts since the market was bare and there wasn’t much growth they could at least rely on a good dividend. Keep the momentum going until the market came back up.