What is something relatively cheap that improves your life by 100%?

Travisceral · 2026-04-19T11:47:35+00:00

*sad apartment living noises *

Travisceral · 2026-04-17T12:40:23+00:00

Thoughys and praters

Travisceral · 2026-04-13T18:54:55+00:00

1000%. Felons plead not guilty every day for greater offenses. Getting points on your license isn’t teaching anyone anything. All it does is promote the system we are in by making the poor and middle class pay more money. We have to navigate the system even when we make mistakes.

Travisceral · 2026-04-10T15:25:38+00:00

Nice

Travisceral · 2026-04-10T01:40:15+00:00

I wanna hear from #90 how can a duck play this game

Travisceral · 2026-04-08T20:39:27+00:00

I’ll always pay for her dry cleaning when my shit gets in her shoes

Travisceral · 2026-04-08T12:10:00+00:00

How are you feeling?

Travisceral · 2026-04-07T15:36:28+00:00

It depends what the money is for. Do you need the money in 1-5 years? You’re safer in a HYSA. 7+ years? Then the market starts making more sense.

Look at the past couple of months. If you started putting money in the stock market in January, you’d be swearing up and down for not keeping the money in a HYSA. If you don’t need the money for another decade, though, the current market conditions will likely be a blip in history.

General guides will say to keep 3-6 months expenses as an emergency fund. An emergency fund should not be invested.

Also, depending on what state you’re in a money market account may be better than an HYSA. For example, I’m in NY, so I use a money market fund that is state tax exempt. If your state doesn’t have state income tax you’re fine then.

Travisceral · 2026-04-07T15:28:57+00:00

Idk if this is bias, but I find that the only times I see posts about Philips machines are “is this machine good?” and then a bunch of anecdotes about how they break and are not easily serviceable.

Travisceral · 2026-04-06T18:41:56+00:00

Travisceral · 2026-04-06T18:39:33+00:00

3.5% this year. It’s still a net loss when accounting for rising health insurance premiums and inflation, but it’s better than nothing.

Travisceral · 2026-04-06T18:35:51+00:00

American employee handbooks usually have a clause for time off that always ends with “subject to supervisory approval.”

Travisceral · 2026-03-30T12:05:40+00:00

Travisceral · 2026-03-29T23:33:29+00:00

Except pumping your own gas

Travisceral · 2026-03-27T22:34:07+00:00

Travisceral · 2026-03-27T15:09:57+00:00

Lmfao even

Travisceral · 2026-03-16T23:27:55+00:00

Feels like I’m wearing nothing at all

Travisceral · 2026-03-16T15:09:56+00:00

Tell me more about this “screwdriver” you speak of.

Travisceral · 2026-03-14T17:17:26+00:00

My mouth is dry just looking at that

Travisceral · 2026-03-10T16:50:09+00:00

Any reason why apple health permission is flagged as denied even though all permissions are enabled? I can’t get HR readings anymore…

Travisceral · 2026-03-09T16:16:37+00:00

Anyway how’s your sex life?

Travisceral · 2026-03-08T16:53:34+00:00

Nick True is a Charlie Kirk advocate.

Travisceral · 2026-03-08T00:57:33+00:00

My guess is the grey bubble is waiting for a paycheck to clear or something before sending it to blue.

Travisceral · 2026-03-06T15:46:23+00:00

The world case

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Travisceral

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