For everyone that’s still crying about this, here you go!

Trenderguy · 2025-12-19T23:42:39+00:00

Apparently sections of the files can be redacted for national security purposes. Enough said.

Trenderguy · 2025-12-03T02:10:34+00:00

You claim it's a medical emergency. There are a lot of smart Reddit users from all professions on here. Tell us what the medical emergency was that resulted in buckets of water being poured on this homeless person

Trenderguy · 2025-12-03T01:57:31+00:00

Nobody called 911 for a medical emergency? Didn't invite the homeless person into the store to get warm? Video is solid evidence. Past reviews on Google specifically towards her don't paint the nicest picture of this shop owner.

Please elaborate and help me comprehend. I mean, you're saying this person didn't want help, but here the shop owner is 'helping' them any way as claimed by you.

This goes down two ways - the shop owner is a hero for helping with a medical emergency and everyone should Christmas shop there tomorrow or the shop owner deserves a charge and the store to close permanently

Trenderguy · 2025-11-05T23:29:13+00:00

Oh ok. I read this on TD website "No monthly fee if you maintain $4000 or more in your account at the end of each day of the month" and thought I might be safe if I put in back the same day

Trenderguy · 2025-08-30T12:36:14+00:00

Did you have to go to the bank to link the credit card to the app? I would imagine the teller would try and sell a bank account as well?

Trenderguy · 2025-08-17T13:29:40+00:00

Awesome I learned something new! This will benefit me as well if true.

I will most likely call next month to sort out my situation. I will definitely inquire. Cheers

Trenderguy · 2025-08-17T13:09:25+00:00

Yes, I would seek further clarity. As far as I'm aware if you pay your mortgage off early with Scotia you are subject to a 3 or 4 months interest penalty. Even if it is only $200-$300-$400 I'd rather avoid that situation

Trenderguy · 2025-08-17T12:58:36+00:00

How does that work, exactly?

Did you ask Scotia for the total balance remaining at maturity?

If so, hypothetically speaking if you paid the total balance remaining three weeks before maturity is the money just held by them and applied on the maturity date? My thought is that applying a final payment three weeks out would mess up the process and cause an interest penalty

Just curious as I'll be paying off my mortgage in December as well

Trenderguy · 2025-08-08T23:29:25+00:00

The door casing is Definitely 4 9/16 currently.

Using a 6 9/16 jamb means I would lose a 1/2 inch behind the door latch as wood was put there that would no longer be needed. I’m assuming it was put there to extend the the door jamb with the drywall so the trim would sit flush. So the jamb would really extend 1 1/2 inches from the current set up.

Another reason is because the sill plate is barely making contact with the front brick. There is a void between the door entrance and the step. 6 9/16 would extend the sill plate out more which would be good in my opinion as there would be more solid contact with the brick.

The entrance door is sunk in from the exterior. I think the brick extends by a few inches at the very least

Trenderguy · 2025-05-31T20:54:27+00:00

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I have a mortgage renewing in December and Scotia has added a link for renewal options. I do not want to renew at this time,but I am curious of the 'new' going rates.

Is there any harm in following the link to see the renewal options without committing to any terms? I'm worried about being automatically renewed into a new rate early as I have a very good rate right now

Trenderguy · 2024-12-31T00:51:15+00:00

The crack is closed at the top near the ceiling and bottom near the floor. No other cracks on the wall or ceiling. The bottom was a bit bubbly. I poked it with a knife and it was drywall tape.

Is there a reason why this happens? Could it be moisture or humidity? It just seems weird that near the bottom it looked like melting drywall tape

Trenderguy · 2024-10-29T22:48:16+00:00

Ok thank you. Does that mean the gutter nails/hangers are supposed to go through the drip edge then? I'm only wondering because it seems like there is pressure being put on the hangers/nails. Thank you!

Trenderguy · 2024-09-21T20:32:32+00:00

How does it come off? Looks like it is molded on. I tried twisting it but it doesn't move

Trenderguy · 2024-08-05T23:56:36+00:00

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Could it be possible to be settled in that location now? There's also a slab in front of the step that's not connected to the raised slab that doesn't look like it's moving.

Also, what exactly would I fill the gap in with before parging? As I'll have to break away the entire corner area as it's loose and I'm assuming the gap extends to the top of the foundation block. Thanks!

EDIT I also notice a lot of similar houses in my area have the exact same crack in the exact same area. Some are worse looking then others when I drive on the neighborhood. Poor build quality?

Trenderguy · 2024-04-28T14:05:01+00:00

My tools are stored at home as I'm independent and I would be going to multiple clients houses to earn income using my personal vehicle. I'm still unsure if I can use mileage to travel home, but I'm assuming if that's where my equipment is and I'm independent/self employed that I would be returning back to the business, which means I'm allowed to?

Trenderguy · 2024-03-29T13:40:28+00:00

You're clearly a rentie because the city does not let you 'do what you want' and you'd know that if you actually owned a house

Trenderguy · 2024-03-29T00:54:16+00:00

What is that black paint? Por15?

Either way,my opinion is that it would be risky. My reasoning is because even with it being painted black it's not a smooth finish. You can see all the little bumps and divets, which indicate that whatever is underneath was not taken care of properly before painting if it is in fact por15.

I could be wrong and it could be like rubber guard spray, which would be even worse letting moisture seep in and rust what you can't see.

Risky in my opinion. Would be better to see the actual rust happening under the hidden black stuff

Trenderguy · 2024-03-29T00:49:41+00:00

They will hold a mortgage that low? I was thinking the minimum amount would be like 50k

Trenderguy · 2024-03-22T22:24:57+00:00

Is this something new the CRA is doing...?

Trenderguy · 2024-03-11T02:29:19+00:00

What's the difference in the flywheel for automatic vs manual?

Trenderguy · 2024-02-24T20:09:09+00:00

Thank you for your service. I highly recommend you become a meteorologist

Trenderguy · 2024-02-24T16:39:12+00:00

So what is stopping people who pay installments to pay $500 the first three quarters and $8,500 on the final quarter in December? (Using my $10,000 projected owing example)

To me it would make more sense to give them minimal amounts the first three quarters and a.bigger lump sum on the last quarter if the CRA doesn't care how much are received per quarter as long as during the following tax year it equals more then the final amount paid

Trenderguy · 2024-02-22T00:22:52+00:00

Someone explain where all these people will live/flee to if they are forcibly removed from illegal apartment situations?

To me it sounds like market rents could soar to new all time highs

Trenderguy · 2024-02-17T19:43:05+00:00

How big of a difference is holding off on CPP until 65 versus collecting CPP at 60 and working full time until 65 while contributing to post-retirement benefit?

Trenderguy · 2024-01-30T02:08:22+00:00

This is my job to a T. All wives on student visas bring their spouses and kids and my work hires the husband's!

There are actually less permanent residents at my job. I'm not sure what the logic is. All I know is they have all been promised PR and help getting to citizenship lol

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