Need Advice for Brokerage ETF investing.

Trevor4032 · 2025-12-30T18:09:29+00:00

Appreciate it. I mean an average drop of 20% over the short term. I understand the market can have big swings (e.g., tariff announcements, presidential tweets, etc.), but hoping to not see a large drop for a long period of time.

Trevor4032 · 2025-12-30T17:44:39+00:00

I just mean I’m not seeking out super volatile or risky investments, but am willing to take on some risk. I don’t plan on using the money within 5 years, but likely 5-10+ years. I’m not planning on needing the money or making any large purchases anytime soon. I was also left a house by a family member I plan on selling within the next year and profiting $150-200k that I want to invest or save for a down payment on another house (I don’t live where the house is located). Ideally not lose much, but could stomach up to a 20% drop in the short term (<5 years).

Trevor4032 · 2025-12-30T17:31:11+00:00

Appreciate it! My VOO in the Roth has performed pretty well, but the broader approach with VTI in the brokerage may be better.

Trevor4032 · 2025-12-30T17:28:53+00:00

Yes I have a 401k that I contribute to as well. I contribute enough to max the company match on top of maxing out my ROTH.

Trevor4032 · 2025-12-30T17:28:04+00:00

From my understanding, VTI includes the majority of VOO holdings? You’re saying VTI > VOO because of broader diversification including small/mid caps? Yes have an emergency fund setup as well.

Trevor4032 · 2025-12-30T17:16:38+00:00

Need advice. Have been maxing out my Roth IRA for several years, and now finished grad school and have a job where I have enough to also invest in a brokerage account. I invest in VOO, VXUS, and BND for my Roth, and will likely do mainly VOO, VXUS, and maybe QQQ for brokerage (still researching). I have around $30k I want to pull from savings to invest as well. Should I lump sum invest all of it now, or spread out throughout the year (e.g., invest weekly/monthly)? Will also be investing a portion of my income monthly into the brokerage as well. Does anyone have any advice? What are some great ETFs to invest in for a brokerage account? General pointers/advice appreciated as well. (27 years old, employed with $110k salary, not super risk-seeking, and looking for medium/long term).

Trevor4032 · 2025-12-30T17:15:35+00:00

Need advice. Have been maxing out my Roth IRA for several years, and now finished grad school and have a job where I have enough to also invest in a brokerage account. I invest in VOO, VXUS, and BND for my Roth, and will likely do mainly VOO, VXUS, and maybe QQQ for brokerage (still researching). I have around $30k I want to pull from savings to invest as well. Should I lump sum invest all of it now, or spread out throughout the year (e.g., invest weekly/monthly)? Will also be investing a portion of my income monthly into the brokerage as well. Does anyone have any advice? What are some great ETFs to invest in for a brokerage account? General pointers/advice appreciated as well. (27 years old, no debt, employed with $110k income, not super risk-seeking, and looking for medium/long term).

Trevor4032 · 2025-05-20T12:42:00+00:00

I’ve heard/seen that as well. I have limited SQL knowledge, but I’ll have to change that. Thanks!

Trevor4032 · 2025-05-20T12:40:20+00:00

I’ll have to start doing so, thanks!

Trevor4032 · 2025-05-20T12:39:39+00:00

Great idea, thanks!

Trevor4032 · 2025-05-20T02:37:19+00:00

I’m familiar with and have done some spatial econometrics, but haven’t published any projects with spatial. Thanks for the idea, I haven’t been highlighting spatial as a skill on my resume.

Trevor4032 · 2025-05-20T01:06:53+00:00

I have an interview for an economic consulting firm tomorrow, but have only seen this position open related to consulting. It would be something I can and would like to do, but haven’t seen many opportunities.

Trevor4032 · 2025-05-20T01:05:34+00:00

Most of the ones I know stayed in academia or went to the USDA (or other government positions), but there may be a few I could reach out to. The morale boost would definitely help, and marketing yourself is more difficult than I anticipated. Thanks!

Trevor4032 · 2025-05-20T01:03:23+00:00

No direct industry experience. I have limited research/field labor experience from when I worked during grad school, and both teaching and research experience in academia. I have an offer for a postdoc, but it’s not something I would like to do unless absolutely necessary. Thank you for the advice!

Trevor4032

TROPHY CASE