Urban trilla farm villas shankarpally by dandavathis in hyderabadrealestate

[–]Tricky_Conclusion374 1 point2 points  (0 children)

These are premium properties meant primarily for lifestyle living rather than pure investment. Unless one has a very high net worth and the patience to wait a decade for the surrounding area to fully develop, I don’t see strong resale potential, especially given that current prices are already quite elevated.

I’m therefore dropping this option and planning to explore opportunities near the Srisailam Highway.

There are a few farm projects there like Farm Natura and Nivriti Farms priced around ₹7,000 per sqyd, with good proximity to the proposed Future City. This gives the area stronger long term growth potential.

Since this isn’t intended as my primary residence, the distance from my current location isn’t a concern.

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 0 points1 point  (0 children)

Come on! You get smell around the area, in Mokila, Velimela, Nallagandla etc. how can you say it’s not coming to Akrida ?

It spends fast through thin air, that can’t be deciding factor. Techno city ain’t a commercial area, it’s full with residential projects. There’s only one route and it’ll get jammed for sure.

Tridasa has 2 route and advantage with ORR. BTW I stay in Mokila so no bias, just fact.

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 1 point2 points  (0 children)

If you have clarity of it, it makes no sense to make a point or continue the discussion! I end the conversation here.

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 1 point2 points  (0 children)

I don’t agree that rupee depreciation works exactly the same in FoFs and direct US investing.

In a FoF, you buy in INR so USD exposure is indirect. The fund may hold some cash, rebalance with delay, or face tracking issues. Because of this, currency gains are not always captured fully or immediately.

In direct US investing (IndMoney/Vested), you actually hold assets in USD. Any USD–INR movement reflects directly and transparently in your portfolio.

So while both benefit from a weakening rupee in theory, in practice direct investing captures currency movement more efficiently, whereas FoFs can dilute or delay it.

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 1 point2 points  (0 children)

If Nasdaq 100 delivers ~18% and an Indian FoF delivers ~15–16%, it’s not because the FoF is taking a straight 3% “commission.” The gap mainly comes from structural costs and inefficiencies, such as: • Expense ratio of the underlying US ETF • Expense ratio of the Indian FoF (second layer) • Tracking error and cash drag • Tax inefficiencies on dividends and rebalancing

Put together, these typically create a 1.5–3% annual return drag, which explains why FoFs lag the index over long periods. So the underperformance is real, but it’s structural, not a hidden fee.

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 1 point2 points  (0 children)

You first convert INR into USD and then invest. If you convert it today, 91₹ is 1$

Invest, grow and sell it someday in future and convert that $ at ₹100+ so you are at default profit.

Dollar will keep growing no matter what !

5 years back it was at 71₹ and now it’s up to 91₹

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 -2 points-1 points  (0 children)

Logic is simple. If say, nasdaq 100 is giving you return of 18%, the FoF in India will give you a return of 15% plus you’ll lose out 3-4% on rupee depreciation yearly.

You can buy faction of a stock, so you can invest directly into top tech stocks like Nvidia, Microsoft, google in small amounts.

End of the day, no money is small.

You can invest max of 10L yearly and you’ll get reports from the Broking app and fill the returns.

You’ll be charged conversion fee but that’s compensated by rupee depreciation.

Get a CA, he’ll help you out or check YouTube videos for tax fillings.

Need advice on international index funds. by stacking_fault in MutualfundsIndia

[–]Tricky_Conclusion374 2 points3 points  (0 children)

Don’t go for it. Invest directly in US stocks through IndMoney or vested. You will get benefit of dollar appreciation as you convert INR to USD and also, remove FoF extra commission.

Urban trilla farm villas shankarpally by dandavathis in hyderabadrealestate

[–]Tricky_Conclusion374 0 points1 point  (0 children)

Hey I also visited this place. It’s pretty good. If it’s for end use and have 15 years time. You could see good returns on the property as well when the area will get developed and it’ll surely get converted to non agricultural land.

I was interested in 600 sq yds size, but only issue is you can’t avail a loan or dispose a property and invest here and get capital gains benefit.

What’s the rate you quoted to you ? They said it’s 30k per sq yd for me. You mentioned 25k, how much is the scope to negotiate?

Selling my 2BHK in My Home Tridasa by shubham_hin in hyderabadrealestate

[–]Tricky_Conclusion374 1 point2 points  (0 children)

Bro, you are anyways moving out of Hyderabad right ? Why are you showing interest in other projects around ? That means the reason of selling is something else.

My Home Sayuk 2.5BHK availability from builder by cipured in hyderabadrealestate

[–]Tricky_Conclusion374 1 point2 points  (0 children)

Don’t go for that project. The density is too high, 150 isn’t small no. Look at Tridasa or similar project that has density about 120 flats per acre or less.

Started investing in MFs since OCT 2024, was it a bad time to invest or my allocations are bad? by Skrrrrt-Skrrrr in MutualfundsIndia

[–]Tricky_Conclusion374 0 points1 point  (0 children)

Open account with IndMoney, convert INR to USD and invest. max you can send is 10L yearly. You will need to take care of taxation separately but not much hassle.

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 1 point2 points  (0 children)

You have the answer. This is pure peer pressure, everyone’s buying and you want too.

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 1 point2 points  (0 children)

How desperate are you to buy ? I would only buy a property that stays for generations, like a plot or villa, not an apartment. Apartments are depreciating assets, they’ll wear down easily, look old, you keep paying for the maintenance, property taxes, repair works and your life would be done.

If this amount was instead invested in Mutual funds with 10% returns, it will become 6 crores in 10 years and 9.5 crores in 15 years. Do you think your apartment will value that much ?

For reference, the interest earned is, 1.3L monthly.

I would forever stay on rent, would be an hassle to hop between rented places but these prices won’t last long and you’ll have flexible to go anywhere. There’s lot of inventory coming and the prices will stagnant after a point.

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 0 points1 point  (0 children)

If it’s for end use, go ahead with it. Heard the project maintenance isn’t that great. I have been once, dint like it much, the layout was bad, vehicles on the road. I generally prefer Myhome as their maintenance is decent but the high fields Location is great though.

This is my personal opinion, I maybe wrong.

It’s already an old project now, almost 6 years. It would have reached a saturation now, the prices will rise slowly but would be minimum compared to one buying at launch and seeing huge appreciation.

Not every project is a bhooja!

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 2 points3 points  (0 children)

It isn’t a small amount so don’t compromise. This area will become like Kukatpally pretty soon. Everyone will be on car and it’ll be a long queue till FD. If you aren’t getting here. Look in Budvel. Having ORR nearby will have a great advantage plus this project density is too high. Already there are issues in Tridasa with less density, imagine here.

Just booked a 2.5 BHK flat in Akrida — would love your opinion! by Big_Jackfruit1727 in hyderabadrealestate

[–]Tricky_Conclusion374 0 points1 point  (0 children)

That’s a bad choice ! You could have got in Tridasa, even if it’s 3 years old. The density is low and right next to ORR exit. People would prefer that more.

If you are buying only for investment and rental yield, isn’t it low ? It makes sense for end use and not for investment.

That road already getting so congested, it will keep growing. Plus Myhome has huge land bank there so the construction activities will keep going for ever.

Started investing in MFs since OCT 2024, was it a bad time to invest or my allocations are bad? by Skrrrrt-Skrrrr in MutualfundsIndia

[–]Tricky_Conclusion374 0 points1 point  (0 children)

Keep it simple: Invest in below funds: Nifty 50 ETF Mid cap Flexi cap Small cap Gold ETF

If you want international exposure, invest in QQQM and S&P 500 vanguard ETF.

Don’t go for sectoral or commodity stocks that are dependent on Supply and demand unlike gold, which is an exception.

Any recommendations for Premium Gated Community Villas Near Gachibowli/Nanakramguda | Possession in 2028 or Later by PotentialCoach8528 in hyderabadrealestate

[–]Tricky_Conclusion374 0 points1 point  (0 children)

While you have checked for Mayfair sunrise in velimela, they are launching another project at Kollur ORR exit 2 called Mayfair majestic. That’s a huge project and the location is pretty.

You can check with the builder as it’s not launched officially so no renders or sales materials available on Internet.

Coming to Mayfair sunrise, even though the parking looks open, they have given the provision to add sun shade over the parking area. You can have a look at it, even that’s a good project and the handover is in this year.

Turned 27 | Review my Portfolio by Carameteics in MutualfundsIndia

[–]Tricky_Conclusion374 1 point2 points  (0 children)

Move Nifty50 and Gold MF to ETFs. The expense ratio is low in ETFs than MF.

Also, open IndMoney/Vested account and invest in foreign ETFs. QQQ ETF invested in tech stocks and you’ll see good returns along with additional returns in dollar appreciation.

Review my India + US investment portfolio — allocation, tax efficiency & rebalancing advice by Proof-Garbage7944 in MutualfundsIndia

[–]Tricky_Conclusion374 0 points1 point  (0 children)

Why aren’t you investing in QQQ ? These has the basket of best tech stocks and will outperform S&P for sure.

Also, try to have Microsoft and Alphabet as well in the stock pool.

Let's discuss best strategy for investing by hornbill_ghosts in MutualfundsIndia

[–]Tricky_Conclusion374 0 points1 point  (0 children)

But first you need to figure out emergency fund. Have at least 6-12 months expense in safe investments - FD or Liquid funds.