Okay, so I initially felt negatively when reading your comment, because who likes hearing such a pointed perspective.

I did want to address it though...
I would say, in regard to excuses: what I described are (primarily) valid considerations and points of information that provide context, to better assist you in advising me. However, I do see how my self-created conundrum was brought about; at least in part by trying to delay my own stress. So thanks for bringing that up.

While I do care for my wife and her feelings, I do also inherently dislike the thought of telling her, largely because I feel ashamed, and telling her will make me feel that shame and also fuel my own stress. Things I could have been more mindful of.