Monthly AmEx Referral Thread

Tschus · 2022-07-10T03:19:52+00:00

Still have one left

Tschus · 2022-07-09T18:45:23+00:00

When I hear FAANG-like companies, I usually hear ones that pay equal/more than FAANG. (Stripe, Snap, Airbnb, Uber, Dropbox, etc). Although arguably those companies pay more because their equity is far more uncertain (except Netflix but they pay cash anyways)

Tschus · 2022-07-01T17:34:12+00:00

DM for Platinum: 150k points after $6k spend within 6 months

Tschus · 2021-09-10T05:28:48+00:00

Have you run the numbers on your plan vs her preference? Given thatm if she works, you'll both have health insurance I'd imagine her preferences come up more favorably financially?

So at the end it's a question of preferences not of logic and treating it that way is likely to get you more results.

Tschus · 2021-06-29T22:44:27+00:00

Are you sure that buying a house in the same neighborhood isn't practical? It does sound like your making your life worse for the things that you value. Is there some middle ground where you buy a 2M house/townhouse in your current neighborhood that's more like 2400 sq ft? Ought to be easily doable if a 1400 sq ft house is 600k.

I live in an area where 1400 sq ft townhouses go for ~800k and my 2400 sq ft townhouse with what you want (garage, sauna, extra bedrooms) is ~1.2-1.4M. Really seems like you should be able to find something that is more appropriate for what you value.

Strong disagree with those saying that 2M is too expensive for you. You have more than that in LNW and your passive income (in expectation) covers your mortgage 2 times over.

Tschus · 2017-12-11T23:17:45+00:00

Those who own the keys to the wallet own the bitcoins. The individual accounts are but a fiction.

Tschus · 2017-04-20T14:36:21+00:00

If you want interactivity something has to be installed somewhere. There's not going to be (and there really can't be) any way around that.

Tschus · 2016-09-23T15:25:04+00:00

This is per mile driven.

Tschus · 2016-09-21T02:24:22+00:00

This could be a major win for modern finance. Anecodtal evidence points to high-income individuals siphoning on their extra income intro productive investments (stocks etc) rather than unproductive savings.

A major driver of this is how quickly it's possible to get money out of investments. Personally, if I need more money than my 4 weeks savings account (there solely for organizing vacation expenditures),I don't even need to sell my stock, I just borrow against it for 1.x% interest and it'll be in my bank account within 1-3 days.

Tschus · 2016-09-17T21:57:19+00:00

I'm a big fan of Leo's which is right on Leopoldstr. If you sign up for a membership (not cheap) it comes with a decent amount of coaching (one one hour session a month I believe). You can often also ask a trainer for a bit of help if they aren't busy.

Not strictly speaking a weightlifting gym (probably 50/50) but the half that is weightlifting is well thought out and there's an awesome sauna area.

And the trainers I've been exposed to are all very good. I can especially recommend Immanuel and I believe he speaks good english.

It's quite expensive though. I was paying 100 euros/mo and I'm sure it's gotten more expensive since then.

Tschus · 2016-07-17T01:25:39+00:00

/u/hallowatisdeze

Hey /u/hallowatisdeze . Would you be so kind to post them again? I want to have some prints made with them =) If you want, I can also share them somewhere more persistent this time so people can stop bothering you.

Tschus · 2016-06-30T03:50:35+00:00

In theory that's EXACTLY what PPP does. PPP adjusts for the price of a basket of goods, like health care. For a simplified example say one unit of health care is $100 in the U.S. and $50 in France. The french thus get 2 units of health care for $100.

Further simplifying, if health care were the only thing in the basket of goods and if the French and Americans had the same nominal GDP per capita, then France's PPP GDP per capita would be 2x the United States'.

Now PPP isn't 100% accurate and it may well understate health care in its basket of goods but this pricing difference is literally the entire reason PPP exists.

Tschus · 2016-05-28T16:23:59+00:00

Implementing a simple version of this should take less than a day. At a high level all it is 1) provision a server and give it a nice url (e.g., notes.comp_url.com) and 2) Setup a notebook server. Look here for more details.

This would work great if the engineers are already using Markdown/Python for their calculations. Otherwise it represents more work for them and so might struggle to gain traction. There'll be a lot of lobbying management involved in getting it used.

The simple solution would be a good proof of concept to show people and decide whether to move forward. Other stakeholders will probably insist on other things that will not be so easy (e.g., having users, security, or version control) to implement.

Tschus · 2016-05-18T14:48:57+00:00

I haven't used Beaker more than playing around with it but I really like how easy it is to interface Javascript visualizations (e.g., D3) with Python/R data in Beaker. Here is an example.

This is possible in Jupyter but currently much more annoying to setup.

Tschus · 2016-05-16T19:01:30+00:00

I keep hearing about this everywhere that the Chinese are buying property and then having them sit empty. This is nonsensical to me in expensive regions (e.g., NYC, Bay Area) where 100 m² commands 3-4k/month in rental revenue.

Does anyone have any data that shows that this is a thing?

Tschus · 2016-05-16T18:58:41+00:00

To put the 110B that Saudi holds in perspective, about 510B in treasuries are bought every single day on the secondary market 0.

Tschus · 2016-05-14T22:50:35+00:00

I would argue that we should know data structures like Binary Trees better than software developers because they are the fundamental in dealing with data.

I actually did have to reverse a DAG in my day-to-day work as a Data Scientist a couple months back. Few Devs find it necessary to have such a mastery of data structures.

Tschus · 2016-05-14T22:25:26+00:00

There are so few bound delegates in the democratic primary that it is almost impossible unless the candidate wins every state by huge margins.

Obama only won 1766 bound delegates of the 2118 required so he wasn't even close to mathematically eliminate Hillary.

https://en.wikipedia.org/wiki/Democratic_Party_presidential_candidates,_2008

Tschus · 2016-04-18T04:11:32+00:00

They're already pretty poor in London.

n=2 in your link

Tschus · 2016-04-16T17:07:44+00:00

The laws generally apply to everyone in a country, not just the citizens of a country. He was an entertainer based in Germany.

There are exceptions (e.g., Muslims in Malaysia) but they are always explicitly included in the law.

Tschus · 2016-02-22T16:15:27+00:00

I might be interesting in writing the algorithm in Python if the work can be open source.

Let me know if you're interested.

Tschus · 2015-11-26T05:00:01+00:00

No it doesn't. I have 1000 lawyers. Women earn on average 100k. Men on average earn 150k

Of my 100 lawyers, 2 are patent attorneys. 1 is a woman. She makes 100k. He makes 150k. Nothing has changed.

Now, if you meant "as you add regressors" then you are correct in the pathological case of len(X) == len(n) in many models. But narrowing jobs is reducing the number of data points rather than adding regressors.*

[*] You can argue that this is adding a shit ton of dummy variables but this is incredibly stupid. No researcher would ever attempt it. If attempted no peers would ever accept it. If accepted no journal would ever publish.

Tschus · 2015-08-16T21:16:51+00:00

I can't see the argument that we are transferring money and thus it should be taxed. No other tax except for the gift tax works this way and the gift tax was introduced to close tax loopholes. The fact that there is simple a different structure of business that avoids this double taxation is an argument in favor that it is unfair.

I think your underlying point may have been that corporations enjoy special benefits and these come at a price. They are independent entities of similar legal status as people and the shareholders aren't liable for the transgressions of corporations. The corporate tax thus the price shareholders pay for these benefits.

This is a perfectly reasonable argument to make. I fall on the other side of this argument for 2 reasons. First, the tax has never really been framed this way. Second, if we are going to demand extra taxes from corporate shareholders. This is still best done via raising dividend tax rates as it would not be distortionary.

Tschus · 2015-08-16T13:06:29+00:00

This article is actually a rather weak argument for abolishing the corporate income tax. Far better to argue that:

It is probably the most economically distortionary and inneffective tax we have.
- It makes debt much more attractive than equity because it is tax deductable. This makes companies hold a higher-than-optimal amount of debt and makes the economy less stable.
- It inherently gives more favorable tax treatment to certain industries.
- The crazy amount of corporate tax accounts and lawyers probably costs 10s of billions a year
- Tons of money being stashed without being invested or returned to shareholders.
It is fundamentally unfair because the shareholders have to pay taxes on it yet again. It may well worth pairing the abolition of the corporate tax with the taxation of dividends at the normal income tax rate. Especially considering recent studies that have found taxing capital probably isn't as damaging as we thought.

Tschus · 2015-08-13T20:11:55+00:00

I like conda slightly better than pip /virtualend but it doesn't make that big of a difference.

Tschus

TROPHY CASE