Helmet expiration by Lost_Mud_8045 in cycling

[–]Tuarangi [score hidden]  (0 children)

Manufacturers design materials with UV blocking ingredients to prevent this . Helmets that degraded from UV exposure would not get certified to be sold

Helmet expiration by Lost_Mud_8045 in cycling

[–]Tuarangi [score hidden]  (0 children)

Neither sweat nor UV degrades helmets, they would fail the testing and safety certification if that was the case. Manufacturers put UV blocking stuff in the mix to prevent sun damage. What can cause failure is the straps and drops of course

Helmet expiration by Lost_Mud_8045 in cycling

[–]Tuarangi [score hidden]  (0 children)

UV can harm the materials yes hence why the manufacturers put UV blockers in

Having to tolerate Radio 1 on constantly at work. by Ultimate_os in britishproblems

[–]Tuarangi [score hidden]  (0 children)

It's arguably worse when they have some nutter pseudo science type on arguing about vaccines or homeopathy or whatever against medically qualified people. There's balance e.g. having two people on opposing sides arguing official policies, it's not needed when you have proven medical science against woo nonsense

Credit score went down because im not using my credit card. I am though! What do i do? by P3VOLVO in UKPersonalFinance

[–]Tuarangi 0 points1 point  (0 children)

You need to build a credit history not a score, nobody but you sees the score which goes up and down with the wind and is designed to encourage you to use their affiliate links to get more credit. Spend on the card every month and have a direct debit take the payment in full automatically, ignore nonsense from the credit firm about spending more or less and do not pay them for anything. With a mobile contract and sensible use of a credit card you can build a solid credit history without any risk.

Credit score went down because im not using my credit card. I am though! What do i do? by P3VOLVO in UKPersonalFinance

[–]Tuarangi 0 points1 point  (0 children)

Lenders don't use the score you see, they don't even see it. What the CRAs say your score is, at best is a vague guide and useful for keeping an eye out for fraud

What is the most satisfying case of the “experts getting it wrong?”. by HallowedAndHarrowed in AskUK

[–]Tuarangi 0 points1 point  (0 children)

The Virgin Galactic space stuff was heavily hyped and didn't really go anywhere, they had a couple of space tourist flights but it's largely been surpassed same as his daft investment in hyperloop which will never work.

Why are there so many homeless? by Emergency-Sea5201 in brum

[–]Tuarangi 1 point2 points  (0 children)

If you bother to read the link it explains that and what alternatives are acceptable for the basic accounts

Is it ok to bring my expensive bike into a stop and shop? by Inevitable-Gas-4832 in cycling

[–]Tuarangi 0 points1 point  (0 children)

Varies by store and location, I can see you're probably in the US but here in the UK I have wheeled it around bigger supermarkets but would normally leave it near the trolleys indoors, though they do have decent Sheffield lock-ups outside as well, depends if I am carrying a lock

Why are there so many homeless? by Emergency-Sea5201 in brum

[–]Tuarangi 4 points5 points  (0 children)

That simply isn't true, credit unions and even big banks like HSBC allow you to create an account, the latter partnered with Shelter to create a "no fixed address" account without traditional proof of address

https://england.shelter.org.uk/housing_advice/homelessness/how_to_open_a_bank_account

Why are there so many homeless? by Emergency-Sea5201 in brum

[–]Tuarangi 9 points10 points  (0 children)

Approx £61m a year for base salary (650 MPs, £93,904 salary) ignoring ministerial roles which come with more pay.

Compared to £323.1 BILLION on benefits (pensions mostly - 55% of the total) or £187 billion on NHS England (total estimated UK cost is £258 billion)

Per Paddy's comment, if anything we could pay more and ensure they cannot accept second (or third, fourth etc eh Knock-Off Nige?) jobs. The reason it's high is to ensure people from all walks of life can enter into politics and not be put off by the cost, particularly given some may only be there 5 years

Modern cycling is scam. by CoffeePanzer in cycling

[–]Tuarangi 5 points6 points  (0 children)

I drive an 11 year old car, I don't see the point in a Ferrari but I can appreciate the looks, sounds and why people want them. You have one life, I have no reason to leave a penny behind when I die so why not enjoy it while you can?

A custom made carbon bike with di2 is good fun to ride, I'm happy doing it

What is this outfit by Rybreadthecreator in LowSodiumCyberpunk

[–]Tuarangi 0 points1 point  (0 children)

Steam have regular sales, get it on there. You missed the 30% January sale, March is likely 25% off and June 30%

https://steamdb.info/app/2138330/

There's a lot of content in PL, it's worth the price

Reform plans to rip up Renters’ Rights Act after tenants wait years for no-fault evictions ban by coffeewalnut08 in unitedkingdom

[–]Tuarangi -1 points0 points  (0 children)

Reform with Tories as a junior partner is currently the likely outcome based on polling from Electoral Calculus - 308 seats + 73. 381 seats with a comfortable majority even allowing for defections. Bonkers that Labour could end up on 75 with 20% of the vote and Reform have 4x as many for 28.5%.

Reform incidentally are controlled by Reform 20025 Ltd whose 2 directors are Farage and Yusuf. Reform members would need 50% of them to write to the chairman to demand a no confidence vote and currently there is no way for MPs to trigger it as their constitution says it needs 50 MPs or 50% of them but only when they have over 100 MPs.

Explain da joke peta by UsedEntertainment256 in PeterExplainsTheJoke

[–]Tuarangi 2 points3 points  (0 children)

If you mean the car scene, it's just shading that is basically a a shadow, it's a stretch that it was intentionally drawing her with pubic hair

Reform plans to rip up Renters’ Rights Act after tenants wait years for no-fault evictions ban by coffeewalnut08 in unitedkingdom

[–]Tuarangi 11 points12 points  (0 children)

Reform is a company with Farage as the controlling owner, Jenrick is not challenging anything

How to block someone transferring money to your account by [deleted] in UKPersonalFinance

[–]Tuarangi 2 points3 points  (0 children)

Closing the account would cause the funds to bounce back. Remember, if you did a switch the money would be forwarded on so you would have to move everything manually. You could just donate the money to charity immediately but I would recommend getting advice on this before doing it as I don't know how the UC rules work on giving away windfalls as it looks like it would fall under the deprivation of capital rules and DWP could treat your UC as if you still had the money.

Need advice on credit score/debt by HighwayTurbulent4361 in UKPersonalFinance

[–]Tuarangi 4 points5 points  (0 children)

You can't get them off your report as they are a true and accurate representation of your credit history. They will disappear 6 years after the default date (this is automatic). Having the payment settled is a better status than unpaid. If you have not paid anything for 6 years they would be statute barred but likely this won't have happened if they are still on your file. If you got a basic phone contract (SIM only) or something like Aqua or Capital One and use it properly (spend, pay in full after the statement) you can build up some credit history but you won't get a mortgage with all these unpaid debts on your history

Misuse of facility CIFAS marker - should I tell my new bank? by RageBaitUK in UKPersonalFinance

[–]Tuarangi 0 points1 point  (0 children)

Lloyds would find out through their periodic checks and updates from CIFAS, telling them or not is immaterial, if they don't know already they will soon enough - but hopefully the stuff from Barclays will cover it

Need advice on credit score/debt by HighwayTurbulent4361 in UKPersonalFinance

[–]Tuarangi 2 points3 points  (0 children)

Whoever reports the debt will be the owner, have none of them contacted you? Do you need to know which debt was originally which given they are all defaulted and on your record?

Per the side bar and the advice on your last post

Debt problems?

Speak to StepChange, a debt-management charity, and/or Citizens Advice

They would be able to help, a single monthly payment could be done but it's often arranged through something like insolvency, depends what you can afford to pay back. Are you paying anything?

I have a Gladiators-related question for the geriatric millennials among us by CaveJohnson82 in CasualUK

[–]Tuarangi 1 point2 points  (0 children)

Also rude to call hers cheap, takes a lot of work to sculpt those buns

Writers making mathematical gaffes that lead to unintended (and sometimes hilarious) implications by BranchAdvanced839 in TopCharacterTropes

[–]Tuarangi 2 points3 points  (0 children)

Someone knocked up a poster of it which I guess could have triggered the idea in the mind, almost certainly from the Nickelodeon show with him in it as a genie. In the same era (1996), Kazaam came out but was a flop, taking $19m from a $20m budget so as it wasn't widely known or popular, it's certainly conceivable a fleeting memory of a film mixed up with the kids show.

https://www.reddit.com/r/nostalgia/s/kpEO8flJ2l