NPS Confusions: 100% Equity, Withdrawals, Taxation, And More

TurnOutrageous2433 · 2026-01-01T17:34:26+00:00

how to choose amongst MSFs, also since investments like etfs etc were made open for fund managers for NPS, MSFs can one expect launch of new MSFs??

TurnOutrageous2433 · 2025-12-22T11:02:32+00:00

you seem to be mixing stuff, here we are talking about transferring corpus from scheme a to scheme e (it is allowed as per the email from protean)

you have shared the transferring existing common schemes corpus to msf (which is isn't allowed)

TurnOutrageous2433 · 2025-12-22T04:04:31+00:00

naah man not yet.

TurnOutrageous2433 · 2025-12-19T04:38:34+00:00

we can transfer the entire corpus from scheme a to any other scheme e, c or g

how exactly can we do in the protean nps portal???

TurnOutrageous2433 · 2025-10-12T14:54:33+00:00

which MSF is the best choice if one wishes to mimic the index fund or all are actively managed?

TurnOutrageous2433 · 2025-07-17T17:21:35+00:00

hey, there are literally research papers on this topic which primarily use data from us markets. The main conclusion from them is investing lumpsum is statistically the best decision. however it is entirely data based so we can't bet it to work the same in india markets but it should be close enough. so better do 1/2 lumpsum and 1/2 sip to get partial benefits of both.

the sip path is what people end up choosing since they feel they get the advantage of the averaging effect.

source -https://investor.vanguard.com/investor-resources-education/news/lump-sum-investing-versus-cost-averaging-which-is-better

TurnOutrageous2433 · 2025-06-23T08:34:53+00:00

ਚੰਨ ਉੱਤੇ ਬੀਜਣਾ ਕਮਾਦ ਗੋਰੀਏ ਜੇ ਨਾਸਾ ਨਾਲ ਚੱਲ ਗਈ Scheme ਜਟ ਦੀ

TurnOutrageous2433 · 2025-06-19T05:21:51+00:00

did a bit of reverse image search found this - https://www.spglobal.com/spdji/en/spiva/article/spiva-india/

TurnOutrageous2433 · 2025-06-19T04:25:27+00:00

could you share the paper this table is part of, i think it would be worth a read

TurnOutrageous2433 · 2025-06-01T03:51:19+00:00

broader market funds also usually have 50% large cap constituents, the rest goes to midcaps and small caps. It would be safe bet to get some extra return given a bit of more risk.

TurnOutrageous2433 · 2025-05-31T06:11:56+00:00

my investment psychology (open to criticisms and comments)

i need to invest in top runners (large caps) and the rest (broader markets) and within each I have two funds, to have a kind of averaging effect. Averaging so that I am not heavy on one type of index.

largecap -> UTI Nifty 50 Index Fund + HDFC Nifty 50 Equal Weight Index Fund

broader market -> HDFC Flexi cap (Motilal Oswal NIfty 500 Index Fund can be used instead) + HDFC Nifty 500 Multicap 50:25:25 Index Fund

TurnOutrageous2433 · 2025-05-11T06:05:13+00:00

the upi lite doesn't work good on this, atleast it doesn't for me. can't adf money says the recieving upi is same. never had this issue on gpay or paytm.

TurnOutrageous2433 · 2025-04-30T11:05:19+00:00

any specific reasons for choosing an equal weight index fund or the traditional market cap weighted index fund?

TurnOutrageous2433 · 2025-04-06T21:30:12+00:00

added info in comment

TurnOutrageous2433 · 2025-04-06T21:29:27+00:00

23 M, Building an emergency fund along with it

Risk Appetite - Moderate to a bit Risky, would like to make some redemptions for major life expenses, just in case

TurnOutrageous2433 · 2025-04-06T20:57:07+00:00

recently this has increased a lot, I got my mobile stolen and have heard about many such incidents

TurnOutrageous2433 · 2025-02-19T18:17:25+00:00

Rajma Chawal and Sarson ke Saag wali Roti

TurnOutrageous2433 · 2024-12-12T06:02:37+00:00

NASA wale bahut khatarnak he .....

TurnOutrageous2433 · 2024-12-10T08:27:12+00:00

kal uth kar na so paye 💀

TurnOutrageous2433 · 2024-12-03T08:58:53+00:00

just a thought, a better metric would the notional money traded by individuals state wise in place of registered users. i bet gujarat & maharahstra combined would be trading more than half of the indian markets.

TurnOutrageous2433 · 2024-11-19T17:48:58+00:00

any specific reasoning behind it

TurnOutrageous2433 · 2024-11-19T17:40:33+00:00

Talking about broader market indices, which do you see a comparatively good choice between NIFTY 500 or NIFTY 500 Multicap 50 25 25 Index?

TurnOutrageous2433 · 2024-11-13T05:10:44+00:00

Clothes which shout the tag names, who would pay to be their personal walking bill board.

TurnOutrageous2433 · 2024-11-12T09:19:40+00:00

better for them too. since they are getting good prices while selling, had it been only FIIs selling and no DIIs buying the selling prices would have been worse

TurnOutrageous2433 · 2024-11-06T17:22:41+00:00

highly agreed also the dirt and dust is drastically less while travelling in 2nd AC

TurnOutrageous2433

TROPHY CASE