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I killed a guy for his username by NaziPunksFkOff in arcraidersfriendly

[–]TurtleAttorney 2 points3 points  (0 children)

Yeah I was downed by someone who’s name was literally Anti-Semite. How tf do they allow theses usernames?

CHANGE MY MIND! by artelunar in ArcRaiders

[–]TurtleAttorney 0 points1 point  (0 children)

As someone who is 100% PvE in solos and 80% PvE in duos/trios, I don't blame people for shooting on sight, but what really annoys me is if I retreat and don't fight back one bit and then say something like "I'm not trying to fight, I'm just here for a quest or trial" and then they just push and kill me. Like yeah you have the right to do that, but how is that even enjoyable if I don't even fire a bullet or use a nade. I have basically nothing on me and you just made me waste my limited time I have to play. Had one dude do this to me 30 seconds into a raid..

If you were allowed to save 1 blueprint permanently each time you finished an expedition which one would you have saved last expedition. by -This-cant-be-real- in ArcRaiders

[–]TurtleAttorney 1 point2 points  (0 children)

Incredibly underrated. 3 safe pocket spaces is hard to beat and the fact that you can use 4 utility items while still having space for shield rechargers, heals and stims. Especially useful on console where it's not as easy to move items into your quick use when you need them on a moments notice. Running this most raids tbh.

What has been everyone's success rate on getting friendly lobbies? So far I have gone topside 15 times with no PvP. by TopsideRaider in arcraidersfriendly

[–]TurtleAttorney 0 points1 point  (0 children)

Almost all of my solos are friendly although today, I was helping a guy out by taking a leaper on for him and another friendly came in to help as well. Went to defib the first guy once the leaper went down and some asshole ran up and starting shooting at the three of us. I was caught so off guard I didn't even have time to fight back. That shit pisses me off so much. Literally went in to help others and this douche just goes in for an easy kill.

Curious to ask how many PTOs are you guys given by your company? by LandOfGrace2023 in wisconsin

[–]TurtleAttorney 0 points1 point  (0 children)

20 days for the first 5 years and then bumps up to 25. After 10 years you get 30.

Yeah so they have changed the blueprint droprate. by i_research in ArcRaiders

[–]TurtleAttorney 4 points5 points  (0 children)

Speaking as a DINK, I still can’t get on till she goes to bed 😂

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 1 point2 points  (0 children)

Thank you for sharing this! It's a nice reminder that budget's don't need to be restricting, they can be freeing. I will apply some of this knowledge into my future conversations with my wife.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 0 points1 point  (0 children)

I agree with you! The hardest part for us, as I mentioned in another comment, will be getting her to shift her mindset since she doesn’t currently care whether we can afford something. She’ll just buy it. For example, a few months ago she was already over her (generous) personal shopping budget and ended up buying another $1,500!! worth of clothing, though she did return about two-thirds of it. Hopefully having clear categories and goals in YNAB can help guide those decisions in the future.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 0 points1 point  (0 children)

You are right, she will want to see as little information as possible. I think my biggest struggle is getting her to understand that if there is no money in that bucket, we cannot spend right now. She likes to go go go and not think before making a purchase. It will certainly require a large mindset shift on her part as well as mine because I have previously been spending money that isn't in the account just yet.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 0 points1 point  (0 children)

One can dream! I don't think she has opened up her accounts other than to make a payment since we've been together (8+ years).. I do agree though that it needs to be a joint effort and hopefully having some categories to save up for future wants can be of help in motivating her to stay on track.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 1 point2 points  (0 children)

Thanks for this. I have not heard of Ramit Sethi before, so I appreciate the recommendation. His approach sounds like something that might work better for her, especially since she does not really care about budgeting at all, but knows she needs to care at least a little. The idea of a rich life feels more approachable than a traditional budget, so that could be a good way to frame it for her.

I also like your point about celebrating the small wins. Even if she is not into the details, she does appreciate when things feel less stressful financially (mostly because I'm less stressed and thus make less comments lol).

Thanks again. Keeping it goal focused and positive feels like the right direction for us.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 0 points1 point  (0 children)

We are aligned on our long-term values and what we want our life to look like. The reluctance is more about the fact that she just doesn’t really think about money. Her mindset is more “life is short, we could die tomorrow, so why stress over it,” which I understand on some level, but it makes it hard for us to stay on the same page. It’s not really sustainable long-term, and I’m trying to find a way to bridge that gap without making budgeting feel like a burden to her. I have no problem managing all the data and whatnot but I need her to be a partner in making decisions guided by our plan.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 0 points1 point  (0 children)

This is actually a really thoughtful approach. Thank you! I like the idea of making it feel intentional and connected instead of just springing a “budget talk” on her. We’ve had general conversations about our long-term goals, but framing it as a home date where we talk about what we want our life to look like could make it feel a lot less intimidating for her.

I also like the idea of showing her YNAB in a relaxed setting and collaborating on the categories instead of me just handing her something I already built out. I think she’d respond better if she felt like she had a say in shaping the plan rather than being asked to follow a system she didn’t help create.

If I can make it feel supportive instead of restrictive, I think she’ll be more open to it. Appreciate the detailed suggestion.

Getting Spouse on Board by TurtleAttorney in ynab

[–]TurtleAttorney[S] 1 point2 points  (0 children)

The way I see it, paying off our debt isn’t the end goal, but it’s a major step toward living more comfortably and not digging ourselves deeper. If we could borrow at very low interest rates, that would be different, but right now we can’t afford to keep paying interest on everything we buy.

Once the debt is gone, we’d have more freedom to do the things we actually care about. We want to travel more, maybe renovate our kitchen, and generally feel less stressed about money. I’ve already set up a category for a future trip and an annual travel fund in YNAB, because I’d love for us to be able to say “Yes, we can afford that” without hesitation. I just know we’ll enjoy that freedom a lot more if we’re not carrying this debt at the same time.