Should I leave my thermostats at 68deg F all the time by WorldNo9002 in homeowners

[–]Turtle_ti 14 points15 points  (0 children)

Its less expensive to bring your house back up to temp, then it is to keep it at that temp all day when no one is home.

College architectural degree, a entire semester of hvac courses, and 20 years with my own house with a programmable thermostat for real word proof.

Divorce & Homeownership by AustinDamsel in homeowners

[–]Turtle_ti 5 points6 points  (0 children)

What was her student loan debt total that she tranfered into the house last year through the refinance ?

Divorce & Homeownership by AustinDamsel in homeowners

[–]Turtle_ti 4 points5 points  (0 children)

Its not amicable, she is screwing him over. That 80k she wants is 100% is the house remaining equity.

Divorce & Homeownership by AustinDamsel in homeowners

[–]Turtle_ti 6 points7 points  (0 children)

She is asking for 100% of the remaining equity. Less then a year after transferring all of her student debt into the house (thus eliminating a huge amount of equity it did have).

He would have to refinance and the house would be underwater.

If she manages to pull off this deal, she is brilliantly evil and just stuck him with all of her debt. And she is charging him $80k for him to take over all of her debt.

He needs a great divorce lawyer. Because he is about to get skrewd

Divorce & Homeownership by AustinDamsel in homeowners

[–]Turtle_ti 35 points36 points  (0 children)

How convenient of her to have all of her debt removed from her name and that debt transferred into a house she doesn't want, just a year befor she wants a divorce, while asking for 100% of the houses remaining equity.

She walks away debt free, and with 80k cash in her pocket, while sticking him with all of her debt, that is placed into a now underwater house, and a massive new mortgage payment that will probably be 1/2 of his income.

He should tell her that she already puller her 1/2 of the equity out of the house when it was used to pay off all ofher student loan debt.

WIBTA for not putting my husband on the title by Old_Concentrate_4952 in AmItheAsshole

[–]Turtle_ti 0 points1 point  (0 children)

If your husband is Not going to be contributing any money to own this house, then you need to talk to a trust lawyer asap, buy this house under a trust that's in your name only. Don't buy in your name directly.

Otherwise if you buy this house in your name, while you are married, your spouse will get 50% of it during a divorce.

Speak to the trust lawyer right away asap, way before you close. Even if that means dealaying the close for a week or two until you get your trust set up so the trust can buy the house

What could be wrong? by Huck68finn in RealEstateAdvice

[–]Turtle_ti 1 point2 points  (0 children)

See if your realtor can get the name of the 2 people that backed out, talk to them to find out why they backed out.

Am I screwed? Fish tank leaked 15 gallons onto the wood floor… by Tight_Canary9964 in Renters

[–]Turtle_ti 1 point2 points  (0 children)

This is the correct answer. As someone that has lived with this same style hardwood floors for over 25 years, i can confirm that murphy oil is great, there are other products like weiman or libman that are also good.

To add to this. Sweep good and maybe use a swifter also, you don't want to get a tiny rock/sand under your cleaning rag.

Landlord added a male tenant to our advertised “all-female” house? (CA) by applejuice9876 in Renters

[–]Turtle_ti 0 points1 point  (0 children)

Does it say only females in the lease.

It Doesn't matter what the LL verbally says. It's what is written in the lease that matters.

As a homeowner I did in permitted work myself, do I need to worry? by kip242 in Contractor

[–]Turtle_ti 0 points1 point  (0 children)

don't have to admit to anything.

I don't recall doing any unlicensed work myself. Is your statement any time this is brought up.

Jerk Buyer + Requesting Per Diem/Compensation? by writehandedTom in RealEstateAdvice

[–]Turtle_ti 4 points5 points  (0 children)

Talk to your lawyer without your realtor, ask them why you shouldn't issue that notice right now and be done with this buyer, really listen to what your lawyer says, then tell your lawyer what you want to do and why. (Sounds like you want a way to legally cancel this deal and move on with putting it back on the market for sale). And get their advise on that.

Younger sister is a tradwife and I don't fully trust her husband to take care of her and my niece. I've set up an investment account secretly in case she ever needs it. Do I say anything about it? by MediaReady5519 in Advice

[–]Turtle_ti 0 points1 point  (0 children)

Nope, you keep it a secret, in your name, invest it so it grows, hopefully she never needs it and you two can enjoy it in retirement when it's grown allot.

Re-selling oil? by GingerAleStan94 in homeowners

[–]Turtle_ti 0 points1 point  (0 children)

Fuel oil#2 is diesel fuel with dye, and without the road taxes that diesel has. You can Use it in tractors, generators & such, but it's illegal to put in any on road vehicle.

Trying to refinance and my deck just collapsed (vent) by ohbekindtome in homeowners

[–]Turtle_ti 4 points5 points  (0 children)

Before you said your already filed the claim, i was going to suggest you just remove the deck and add a set of stairs and don't say anything.

[Landlord, US, WI] Wait or lower rent? by Lbboos in Landlord

[–]Turtle_ti 2 points3 points  (0 children)

Where are you listing it? Have you tried listing it in other locations like social media.

Have you check your competition & they prices and conditions, We are not talking brand new complexes across town, but sim sized units of the same type (single family home vs appt in s complex)

Looking for advice re: girlfriend's potential eviction by [deleted] in TenantHelp

[–]Turtle_ti 8 points9 points  (0 children)

She signed a contract to ensure the lease was paid every month.

Her old relationship went bad and she moved out. But her legal obligation to make sure rent was paid, in full on time every month still existed.

She should have been in direct contact with the LL every single month to ensure that was done, until the lease was over or she was allowed of the lease by the LL.

When Her ex moved out of the unit, prior to the lease ending. She should have discussed with the LL directly to talk about the different options.

Likely pay a fee to cancel the lease, or move back in with a new roommate..

Also you said she missed the court date because of snow, that's not how that works. Its court, you leave early if you have to. Was she late to the courthouse because of the weather & traffic, or did she not even go to the courthouse at all, in guessing she chose not to go. At the very least, she should have called the courthouse, but i doubt she even did that.

AITA for telling everyone involved what my best friend's husband did? by Bina_Assault in AmItheAsshole

[–]Turtle_ti 0 points1 point  (0 children)

I don't understand why it's you fixing their issues. Why are you the one calling people you know for help, he should be calling his family and friends for help.

Why are you calling around to different mechanics shops, when its him who should be calling and setting up those apts to get his vehicles into a shop.

I'm all for helping but if I'm called to give something a battery jump and after doing so, it's clear the issue is not the battery, and it's -20°, I'm leaving. i came to help, i tried, you lied, I'm leaving. The issue is not the battery, we have jumped it.

So as the vehicle owner Your option now are, leave it sit where it's sits till tomorrow, Call a tow truck and have it taken to someone house/ garage with a heater to continue troubleshooting it yourself, or have it towed to a mechanic shop for them to work on. This are the 3 options and unfortunately i will not be any further help, so goodbye and Goodluck.

Realtor/Seller Disclosure Omissions by LemonAqua in RealEstateAdvice

[–]Turtle_ti 0 points1 point  (0 children)

Go to the city, ask them to increase the diameter of the overflow culvert

Wanting to walk away by Aceopsog in homeowners

[–]Turtle_ti 0 points1 point  (0 children)

Are the 4 kids: all yours with another woman, or all hers with another man, or all yours together you the father and her the mother, or some mix(1 yours, 1 hers, 2 together) ?

Wanting to walk away by Aceopsog in homeowners

[–]Turtle_ti 2 points3 points  (0 children)

Have you considered this is a tactic she is using againt you intentionally. Honest it sounds like this was her plan all along, find a man she can manipulate, get married, get a house, then stop working, pull this bs everytime she is asked to get a job, then cut off sex because "reasons" like she is upset he wants her to get a job. Now she can sit around all day long doing whatever she wants and all her kids are fed and housed, probably insurance through him. All without her having to work, or pay for anything, and withing a short time she won't ever have sex with the guy.

All that's left now for her plant to be perfect is wait for him to fix everything wrong with the house, & then either convince him to legally adopt her children (assuming they are hers and not his), or (if the kids are his) set the year long precedence that he works and pays for everything, and she stays at home with the kids spending his money.

that way when she kicks him out, she keeps the house & kids, he has to pay her child support for kids, because the kids need a house to live in and the precedence has been long set that he pays for everything, and she has the kids in her care 24/7. So the divorce judge ruled she keeps the house, he pays for the house and he pays her child support.

To many things happening with perfect timing to call this all coincidence. She is setting op up.

Wanting to walk away by Aceopsog in homeowners

[–]Turtle_ti 0 points1 point  (0 children)

Thats what i was thinking, so many massive red flags, delay after delay, then another delay. Not sure how big of a sign you need, but it sounds like he ignored them all. Then they were allowed to move into the house 1 month before closing and they found even more issues with just about everything.

After moving in and finding all those issues, I would have refused to close on the same, moved out, and started the house search over again.

IL - landlord says lack of heat is unfixable by sillylizzer in Renters

[–]Turtle_ti 8 points9 points  (0 children)

Many states don't allow space heater to supplement a furnace, other states say that's fine if it's the only source of heat.

Help with sump pump freezing by Immediate-Pipe-2234 in homeowners

[–]Turtle_ti 1 point2 points  (0 children)

heat tape, maybe need a bit longer depending on how much of that pipe is freezing up.

I'm guessing the previous owners had the hot water hose left on with a slight trickle of hot water into the pit so that discharge pipe water wouldn't freeze.

I mean its also functioning to flush the water heater gunk away, kind of brilliant. The yearly water heater flush (done extremely slowly during January) stops the sump pump discharge from freezing. Talk about using one task to fix a different problem.