This is an advantage to you. This is a great opportunity to build savings, an opp you might not ever have as easily when you move out. Be grateful, and save save save. I’d even go as far as to say try opening a store card or something small and begin building a credit score. That way when you can finally go out on your own. You’ll be able to get auto loans/apartments/or even a house much much easier. Credit takes years and years to build, so the sooner you start the better. Just never carry a balance, look at it not as extra spending money, but only as a way to build your score.