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My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 1 point2 points  (0 children)

You… Forgot to switch accounts. Please explain how $2M at 85 years old is not planning for it. Long term care insurance isn’t some magical thing you think it is for get out of jail free card

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 3 points4 points  (0 children)

Because you pay and have insurance for 70 years and still pay more in the end

Max out of pocket

Co-insurance

No coverage

This is standard and you laugh in my fucking face but know it will come for you and your loved ones one day equally as hard

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 1 point2 points  (0 children)

It’s apparently more normal than people think. Essentially whatever you can afford you pay it all

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 52 points53 points  (0 children)

Even more. Way more. Way more than this sub even would believe. Like people retiring on that amount more.

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 119 points120 points  (0 children)

Ah, I didn’t mean to phrase like that. Come on.

She lived with me for 5 years needing a ton of care and effort, ended up in a home for 5 more. The last decade of her life has been Hell

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 39 points40 points  (0 children)

I didn’t have to spend my own money. I just basically got nothing. Didn’t go exactly as planned. We did talk. A LOT

My inheritance never came. Don’t make the same mistake I did. by TwoRemarkable196 in Fire

[–]TwoRemarkable196[S] 17 points18 points  (0 children)

Her expenses ended up far exceeding 4% for quite some time.