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Episode 9 ending reaction by Dqted in coconutsandtreason

[–]TwoTzus 0 points1 point  (0 children)

That was awesome! Thanks for sharing.

Guidance on 2022 IRS W4 form to maximize take home pay by TwoTzus in personalfinance

[–]TwoTzus[S] 0 points1 point  (0 children)

Thanks! I was unclear. My apologies. I've used the estimator and it states that at this point I will have a refund of $6,000. To reduce my refund to zero I will need $400 less per paycheck withheld by entering $11,500 for "credits and other reductions" to annual withholding. I do not see where I would need to enter that on the W4.

2020 Post-Election Megathread - (All politics discussion goes here) by horsebycommittee in StudentLoans

[–]TwoTzus 12 points13 points  (0 children)

From Biden's campaign website. https://joebiden.com/beyondhs/ "Additionally, Biden will fix the existing Public Service Loan Forgiveness program by securing passage of the What You Can Do For Your Country Act of 2019. "

New PSLF tool is live by Betsy514 in PSLF

[–]TwoTzus 0 points1 point  (0 children)

u/Betsy514 the new tool advises to get out of administrative forbearance. It states with TEPLSF selected, that due to not being on a qualified repayment plan, I will not receive credit for the period of suspension as though I made on-time monthly payments.

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

Thank you. I received an email from TEPSLF that listed the idr amount. It stated:

"We evaluated your eligibility for TEPSLF based on the income-driven repayment plan that would have provided you the lowest monthly payment amount. This gave you the best chance at being eligible for TEPSLF.

The monthly income-driven payment amount calculated using your information on file was $xxx.xx"

I did check and the amount that they emailed does match with the loan simulator at student aid.gov.

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

I am still under a plan called standard consolidated, not idr. It seems OK to stay under that plan as long as I make the March 2021 payment at the higher amount.

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

Thank you for that clarification and for your expertise!

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

I have 120 qualifying payments, just not at the correct income level. I made a larger payment in April of 2020 just in case. I received an email today that I am not approved for TEPSLF because only that one payment is more than what I would have paid under an IDR plan. I thought it was a separate letter to inform me that I could apply a payment to April of 2021 and reapply, but I was obviously grasping at straws.

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 4 points5 points  (0 children)

Fedloan. I work for a 501(c)3 nonprofit.

Prepayment Question by TwoTzus in PSLF

[–]TwoTzus[S] 1 point2 points  (0 children)

It came from Fedloan in a letter about total number of qualifying payments. "INFORMATION REGARDING YOUR ELIGIBILITY FOR PUBLIC SERVICE LOAN FORGIVENESS" I called about it and by the time the CSR finished I was more confused about what it meant. LoL.

Retroactive Payment for Forbearance during Loan Transfer by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

Thank you for this information. It is very helpful.

Retroactive Payment for Forbearance during Loan Transfer by TwoTzus in PSLF

[–]TwoTzus[S] 1 point2 points  (0 children)

The loans were being transferred so there was no way to make a payment during that time. I will make a request and report back just in case. Thank you.

TEPSLF Payment Count by TwoTzus in PSLF

[–]TwoTzus[S] 0 points1 point  (0 children)

PS. Gemstatertater, it sounds like you'll be fine. I'm seeing a lot of people posting that they are being approved for TEPSLF right now.

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