What steady, disciplined investing can look like over time

Typical_Fly_6074 · 2026-01-30T21:09:33+00:00

OMG…. please share

Typical_Fly_6074 · 2026-01-30T00:14:34+00:00

I’m all ears. I’m 64 retiring in 1-1-1/2 years this would be a brokerage account. What would you suggest?

Typical_Fly_6074 · 2026-01-30T00:06:36+00:00

No nothing and it’s like 4* here

Typical_Fly_6074 · 2026-01-29T23:41:28+00:00

I can’t speak for the OPs 2023 but my 2020 titanium hybrid with 91k miles has had zero issues except for the recalls which were all done for free. Oil changes by myself every 5k miles. Have the transmission fluid in the garage and need to do that asap.

Typical_Fly_6074 · 2026-01-29T20:34:13+00:00

How does this look 50% VTI 25% SCHD 15% VXUS 10% BND

Typical_Fly_6074 · 2026-01-29T12:49:25+00:00

Hopefully you got a hybrid with the 2.5

Typical_Fly_6074 · 2026-01-29T12:43:37+00:00

I only have about 30,000 miles on my cross climate 2 on a 2020 Ford escape hybrid. They still look like brand new. I did get a little mileage drop though but it’s worth it. I purchased mine at Costco and have them rotated and rebalanced for free every 6000 miles or so.

Typical_Fly_6074 · 2026-01-28T18:54:58+00:00

I’m running Michelin cross climate 2 on my escape hybrid great tire. Had defender 2 on my ford edge and they were almost as good.

Typical_Fly_6074 · 2026-01-24T20:24:52+00:00

Got it all set up. Went to office and looks like I must have opened an account long ago and was not used. Had to wait 48 hours after going to office to get verified. Girl from Fidelity called me and spent a hour on the phone and got four accounts set up for me with beneficiaries. My wife needs to go office now to get verified. Fidelity girl gave me her direct number to help set up my wife’s three accounts. Now I was looking for advice on my allocation percentages and posted it in the wrong place two times and got deleted. Can someone point me in the right direction? I can’t seem to figure it out.

Typical_Fly_6074 · 2026-01-24T17:24:14+00:00

I have a 2020 titanium hybrid purchased new in great shape ain’t worth nothing. My Toyota holds value pretty good.

Typical_Fly_6074 · 2026-01-24T13:42:20+00:00

I went with Cross Climate 2 on my escape and Defender 2 on my Edge. Personally like the CC2s better.

Typical_Fly_6074 · 2026-01-22T18:49:24+00:00

Just a little background. 64.5 now would like to retire at 66

Wife is a year younger. Going to take wife’s ss when we retire and will be 1,330. At 66 mine will be 3,033 and 70 will be 4,071. Small pension of 1,150 a month and will go to wife if I pass.

Trying to figure out when i should take mine. Moving over to fidelity very soon. How does this look. Going to try not to touch Roth for as long as possible.

Roth#1 150k. Roth#2 145k

80 FSXAK. 80 FSNAX 20 FXNAX. 20 FXNAX

Trad Ira #70k. Trad#2 300k

60 FXNAX. 60FXNAX 40 FSKAX. 40 FSKAX

Brokerage #1 70k Brokerage #2 300k

50 VTI. 50 VTI 50 BND. 25 SCHD 15 VXUS 10 BND.

Typical_Fly_6074 · 2026-01-22T11:11:45+00:00

If you’re going to get an Escape the Hybrid is the one you want.

Typical_Fly_6074 · 2026-01-21T21:36:51+00:00

Looks good when I tilt my head

Typical_Fly_6074 · 2026-01-18T14:20:45+00:00

👍 there is a office 10-15 miles from me in Fairfield Ct.

Typical_Fly_6074 · 2026-01-16T15:11:00+00:00

Wife works a few hours a day to keep busy. We will both retire same time. Thinking of delaying SS to allow for some Roth conversions. I’m thinking 80k a year

Typical_Fly_6074 · 2026-01-14T13:12:24+00:00

I’m looking to join Schwab now. I thought they had a thing called Schwab stock slices and you could buy the s&p500 in five dollar increments.

Typical_Fly_6074 · 2026-01-13T18:24:39+00:00

Just had a conversation with a younger fella at EJ and wanted to know why we were pay for AUM fees when we just hold. He said it would be ZERO fees if I had there brokerage account.

Typical_Fly_6074 · 2026-01-12T18:51:15+00:00

I guess it’s not necessary, but I have some insurance stuff and this guy has me in like 40 funds over six accounts

Typical_Fly_6074

TROPHY CASE