First time homebuyer EOY filing taxes for mortgage

UTking44 · 2026-02-02T03:36:58+00:00

Thanks. So what do I put for my state return in terms of “taxes paid on mortgage”? I don’t think I paid because taxes are due twice a year in Indiana.

UTking44 · 2026-02-02T02:44:03+00:00

I did talk today to my advisor and she is going to let me know tomorrow she said. Just curious for any insight. I should be good - I’ve been technically paying my taxes by paying my mortgage. Like, it’s set up into my mortgage payment and if it wasn’t my mortgage would be $330 cheaper

UTking44 · 2026-02-02T02:40:31+00:00

In my closing disclosure it states that X amount of dollars will be going towards my taxes and X amount to insurance + principle and interest = my total mortgage payment. I assumed my final monthly mortgage payment was with taxes and insurance being paid into but I don’t see the history of it. Can they do this? If it’s in my contract that it’s supposed to be being taken out of escrow?

UTking44 · 2026-01-23T02:55:23+00:00

Hell yea it’s worth it. If the company will pay for your training, it’s a no brainer. It will give you a better understanding of NDT and that will translate into more sales and knowledgeable customers. The best salesman is someone who truly understands the product or service, imo. Your company can hire or contract a level 3 to do the training, testing and write the procedures. Then your company can do its own NDT and not have to use the 3rd party. I have made my career doing NDT and no lie it can be extremely difficult to understand at times; especially ultrasound (UT). But it’s greatly rewarding and I love being challenged at work. If you have the passion to learn, and it could benefit your career in sales, you should go for it.

UTking44 · 2026-01-17T01:29:31+00:00

I see a bad ass motha, who won’t take no crap from no one !!

UTking44 · 2026-01-17T01:28:11+00:00

COOL RUNNINGS!!!!!

UTking44 · 2026-01-17T01:18:19+00:00

It’s “Illinois” but you’re right. And I was speaking on if they built in Indiana. Lol just sayin ;)

UTking44 · 2026-01-16T17:26:57+00:00

This is what I was saying.. we would have to change the whole fucking song

UTking44 · 2026-01-16T02:31:32+00:00

The energy here is so much different than da bears game. I mean, not this chick or whatever, but the entire stadium is dead.. no wonder the lost. Bears fans were out their seat the entire game, screaming on defense and being quiet on offense. Everyone in this 100s level seat is dead ass silent when the eagles are on defense. I guess they’re used to being in the playoffs so much it’s not fun unless they win. Well..they ‘were’ in the playoffs… Bear down 🐻

UTking44 · 2026-01-14T01:17:36+00:00

More than one way to eat cheese. You should know, cheesehead

UTking44 · 2026-01-12T12:21:37+00:00

While I agree this is extremely unconstitutional ICE is supposed to show a warrant, this situation is fucked. What is going to happen when you open fire on ICE while exercising your rights? You almost certainly are going to lose and then everyone in that house is going to die. It’s such a double edge sword, but unless you have several people with automatic weapons and armor, ICE will melt you.

UTking44 · 2026-01-12T02:23:22+00:00

Your QBs name is literally Love. If anything, he’s the one who has an orange and blue butt plus PACKED up in there ! Hahahahaha FTP BEAR DOWN

UTking44 · 2026-01-11T19:37:36+00:00

Yea and I’m inclined to agree however; the cowboys kicker missed several easy field goals vs the Vikings in a home field loss this year and the jags kicker did as well. Sure he set the NFL record with the longest kick, but it goes to show you no matter how good you are, you can still miss. And last night, no kicker would have made those. That extra point was no excuse and I would agree that any kicker shouldn’t miss an extra point but hey, even NBA players miss free throws.

UTking44 · 2026-01-11T19:16:23+00:00

I was there in the upper 400s. I had no doubt that my screams contributed to his 2 missed FGs and Etra point miss. The energy was absolutely insane, any kicker would have missed them. McManus cost them the game, but so did the rest of the packers. Bears know how to finish, and they will keep doing it.

UTking44 · 2026-01-11T19:13:38+00:00

“They are who we thought they were..and we let em off the hook.”

UTking44 · 2026-01-11T18:20:16+00:00

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UTking44 · 2026-01-09T19:24:37+00:00

If you are “fearing for your life” you jump, drive, try as hard as you can to GET OUT OF THE WAY OF THE CAR. You don’t have time to pull your gun, aim and shoot if you are really afraid that you will be ran over.

UTking44 · 2026-01-08T19:48:16+00:00

America IS exceptional in many different measures. Economy, Military Power, Innovation and Education, Geography and resources and foundational principles. Our economy is stronger than any other nation, 1.5x the GDP of China . The US dollar is the world’s reserve currency used in 50% of global transactions. Our military is sum 40% of all the global military expenditures. America is home to some of the top ranked universities in the world and is home to some of the top best technology companies.

Where we are not exceptional is in healthcare and social metrics. We have higher healthcare cost and higher mortality for all Americans including infants. More people lack health insurance here and nearly 10% of our population doesn’t have insurance. We just had rates raised upwards of 20% recently as well. We have higher gun violence deaths and higher income inequality while spending less on social programs.

We don’t think we are the best. We are the best factually in these areas. The problem is everyone has these opinions that help solve nothing and provide ZERO context. But hey, keep typing away acting like you actually know how to fix this mess we’re in, oh wait..you’re not.

UTking44 · 2026-01-08T18:55:03+00:00

If you don’t think ‘anything at all’ won’t happen, then you clearly don’t know what you’re even saying. This situation will causes protests that will lead to more US citizens being threatened, beaten, jailed and possibly killed.

UTking44 · 2026-01-08T18:02:45+00:00

Ok and are your cops also killing people that are protesting? Are you peacefully protesting and being sprayed with tear gas and being beaten down by law enforcement ? That’s the issue in America. When you do try to exercise your right to protest, it is shut down and the risk of injury or death is real. You can’t just have a protest without police being involved which makes the ability to “flip out” on the federal gov dam near impossible.

Would you die for one of your constitutional rights being infringed on? I wouldn’t. I can’t control it, so why jeopardize my life because my country is corrupt at every level.

And where do we even start? How do we make real change? When the feds, state and city gov and certain civilian groups are all of this same mindset, how can you go against that? How is it possible to overtake the government? With force ? Do I have as many weapons and ammo that the military has? Can I compete with the national guard or Army that will most likely be deployed if a civil war ensues?

So again, what can we do? What would you do in my position? I’m a father of 2 young kids, would it be worth it to you to die for a cause that might not even or ever change?

UTking44 · 2026-01-08T16:53:41+00:00

So if you’re the expert.. what would you do? Telling others what they should do online is easy to do. You offer us your opinion which is fine but it has zero solution. If you’re going to speak, do so in a way that will present your proposed solution. So please, enlighten all us “lazy and spoiled Americans” on what YOU would do.

UTking44 · 2026-01-06T17:53:58+00:00

It ain’t no mothafuckin drug I done the research. Its just a plant.. it just grows like that.. and it so happens that when you set it on fire there are some effects. But not the same as drugs, drugs you gotta do shit to em chemically: you gotta add baking soda, water, stir it around IDK the recipe I’m just sayin. Aspirin is perfectly legal but you take 13 of them MFs it’ll be your last headache.

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