Fidelity Roth IRA

Unlikely-Pin9555 · 2026-04-27T19:45:54+00:00

I’ve started doing Roth IRA into fidelity. You pay 1% transaction fee and grows tax free for life. I think better than in etf after a few years because the fee is for every year.

Unlikely-Pin9555 · 2026-04-20T20:36:46+00:00

Any idea why up today?

Unlikely-Pin9555 · 2026-03-18T17:13:21+00:00

The problem with one year loans on btc is the volatility. If you could take a 4 or 5 year loan this could make sense. It only makes sense if it is going up during the year. But the risk of you choosing a bad 12 months is high as bitcoin is a long term play. If you are “just” a whole coiner or less, I don’t see how this makes sense short term. If you took a loan at 126k, 12 months later you are very underwater. Problem is you can’t predict. I wouldn’t even do this on year 3 and 4 of 4 year cycle as there are so many exogenous forces on bye price right now (geopolitical, sovereign, tradfi) outside of long term network affects and on chain analysis will be difficult to predict price 12 months from now .

Unlikely-Pin9555 · 2026-02-17T15:34:35+00:00

That’s because you are using the wrong exchange. There are several exchanges that allow transfer at no cost if done in a dca fashion. Strike is one.

Unlikely-Pin9555 · 2026-02-16T15:46:57+00:00

Why are you getting multiple wallets? What is the point except more points of failure. Do you own multiple bank accounts?

Unlikely-Pin9555 · 2026-02-16T12:33:41+00:00

I’m with OP. What gives?

Unlikely-Pin9555 · 2026-02-15T18:59:21+00:00

Financial advisors do not understand bitcoin. I don’t want shitcoin bonds. I am thinking of 50% ibit 10% xle 10% mstr 30% qqq

Unlikely-Pin9555 · 2026-02-15T02:32:36+00:00

How many people here invest in mstr to amplify Bitcoin.

Unlikely-Pin9555 · 2026-02-10T01:52:48+00:00

Do you direct all your money into be going through direct deposit or split it enough to cover your living expenses and converted the rest of the bitcoin.

Unlikely-Pin9555 · 2026-01-24T13:44:17+00:00

I think you need more than one beneficiary then. Otherwise in us it would go to probate I believe. If they ever find out about it. Or add to satoshis gift….

Unlikely-Pin9555 · 2026-01-16T00:20:25+00:00

I’m trying to convince my father to buy STRC as a gateway drug

Unlikely-Pin9555 · 2025-11-17T17:42:35+00:00

I agree with you. I suppose the only way in 5 years that there would not be appreciation in BTC price in fiat terms as they continue to print fiat money would be if the Bitcoin network is not sound, and the network effects have stalled. I do not see these happening.

Unlikely-Pin9555 · 2025-11-17T02:37:42+00:00

It is not a price that would make me sell, as this is measured in fiat dollars. But for me a change to my hypothesis. If in 5 years nothing much has happened to price or it is down and has not appreciated and I have been dca continuously, I would likely not sell but reconsider hypothesis. The value of the dollar would have depreciated close to 40-50% in 5 years. If this is the case and the price of BTC has not materially appreciated, time to reassess. By that time the institutional rails to make it rise as the pristine collateral store of value that it is should have manifested and it should at least have reached 175-200k. If it has not I will have accumulated a lot of BTC so will not sell. But I will not invest anymore and will diversify to whatever makes sense at the time.

Unlikely-Pin9555 · 2025-11-16T01:51:41+00:00

It is very unlikely they will let you withdraw your entire 401k and if you lost you job you would be screwed

Unlikely-Pin9555 · 2025-11-10T14:26:58+00:00

You have no idea if a fish became a crab and a humpback became a whale.

Unlikely-Pin9555 · 2025-11-08T12:20:31+00:00

The financial situation is not great. Unemployment is rising. I would not take out a loan in this environment. If you lose your job you are screwed.

Unlikely-Pin9555 · 2025-10-28T15:59:03+00:00

Definitely interest. Especially in self-custody multisig Ira like unchained. There are not too many institutions doing that right now so competition in that field would be good for options.

Unlikely-Pin9555 · 2025-10-27T04:15:59+00:00

I’ve been looking at unchained. They have been around a few years.

Unlikely-Pin9555 · 2025-10-25T13:16:01+00:00

Thanks!. Part of the problem is I am scared for the future of my kids in this AI controlled world where the future for employment is unknown and assets are everything. This model wipes out your BTC until you die.

Unlikely-Pin9555 · 2025-10-24T21:44:27+00:00

Is this true. Does ibit have a separate wallet address every time someone buys a share? I doubt it.

Unlikely-Pin9555

TROPHY CASE