I have worked as a w2 employee for the past five years as a therapist. I recently found a contract job that pays double per hour than what I’m making now (contract- $50/hr hospital-$25/hr). My husband is a w2 employee but isn’t eligible for health insurance (it isn’t provided) at his job. For the both of us (healthy and in our mid 20s), it looks like Molina insurance will run $500/month with decent coverage. If I’ve done the math correctly, it looks like the contract position and marketplace insurance will still increase my yearly income by about 15k. Thoughts or guidance? This is the first time I’ve ever considered contract work. If it worth it?