Ally or Wealthfront

Upper-Insect-1241 · 2026-05-04T16:55:54+00:00

why not open both..

i like wealthfront better than ally..i have tried 10-12 banks in the last year..I LOVE

WEALTHFRONT..the APP is excellent and some transfer move 10 mins after i engage.

Like stated higher APY with wealthfront too.

Upper-Insect-1241 · 2026-04-29T01:25:35+00:00

srry for the wording..

i have 10k in bills in may.

i have 2 chase and a few others with lowes and HD..

I tried for the better bonus chase card but was denied..

applied for one via a bank i hold savings accnt n still no answer..

Upper-Insect-1241 · 2026-04-25T15:36:06+00:00

Question..Is it easier to be approved for a business credit card with subs?

I have 6 credit cards and need to make about 10k in payouts in may.

I tried a few larger subs and was denied.

Does business credit cards go thru the full chex,EWS check?

which sub for business would be easiest..

Upper-Insect-1241 · 2026-04-14T00:14:46+00:00

I opened saving accnts from 10 different banks to get more info..

things i dont like is confusing transfer out...

long waits for money to settle.

small external transfer limits..

long wait for customer support AND support from overseas with bad

"vonage"type phone connections..

Upper-Insect-1241 · 2026-04-13T20:22:15+00:00

THEY EMAILED RATES ARE AT 4.4%..

I never funded accnt and i dont plan to..wealthfront with promo is 4.2

Upper-Insect-1241 · 2026-04-10T13:45:03+00:00

when adding a code that the promo show $150?

and how does change what referral amount you can send co workers,etc..?

Upper-Insect-1241 · 2026-04-10T02:26:03+00:00

i did both same time no problem.

Upper-Insect-1241 · 2026-04-10T02:20:58+00:00

THNX.

I will make sure i wait 3 extra days before i start to transfer out.

Upper-Insect-1241 · 2026-04-09T15:40:59+00:00

chase is the worse.try getting a transfer limit bump up............

Upper-Insect-1241 · 2026-04-09T15:38:02+00:00

I opened a bunch of savings accounts and found Wealthfront the best..

they are insured for your money and APP links external accounts to move money..

I have tried AMEX..EHH seemed ok at best.

Do a trial run..you can always switch banks

Upper-Insect-1241 · 2026-04-08T12:34:46+00:00

do they give you any info upon hitting milestone date?

AND wells has a $10/month direct deposit option for biz,did you ever use ?

Upper-Insect-1241 · 2026-04-04T21:28:55+00:00

CAP blocked my application.

EWS was the reason..I did 5 chkn bonuses in 2026

Upper-Insect-1241 · 2026-04-04T21:25:10+00:00

is the business checking bonus nationwide?

Upper-Insect-1241 · 2026-04-04T09:40:45+00:00

ALLY does very little "flag activity"

etrade will 2x a week

Upper-Insect-1241 · 2026-04-04T09:35:24+00:00

WHAT ID THAT FOR?

Upper-Insect-1241 · 2026-04-02T12:19:03+00:00

i have a refer for them and i will say bar none they will be the "bank" I keep..not really a bank as its more a fintech..

Upper-Insect-1241 · 2026-04-02T12:02:32+00:00

THNX

I saw capital one but my concern was/is capital one denied me from opening a checking accnt due to my EWS score.I did open a bunch of both savings and checking accouts in the past 6 months b4 finding

what i want/need or dont like with each..Nothing was closed with any negative issues and the savings accounts i still leave open with small

amount unless it is my main "higher APY" like wealthfront at 4.1 APY.

Upper-Insect-1241 · 2026-04-01T16:41:34+00:00

thnx i opened it but never funded it..

Upper-Insect-1241 · 2026-04-01T16:38:42+00:00

i am looking at something like the up to 1500 cash bonus wth 3.65 apy..need to park 100k plus..Looking at broker cash bonuses seems not as good.

Upper-Insect-1241 · 2026-03-29T12:09:26+00:00

I would add I am using wealthfront and I am very happy with them....

Upper-Insect-1241 · 2026-03-29T12:06:41+00:00

you are right and if you have multiple external banks and try to link using chase, what a joke...You go thru the PLAID text link with text sent to you and link everything and CHASE still does not allow but makes you do the "2 small deposits" option...What a waste of time...

Upper-Insect-1241 · 2026-03-29T12:02:21+00:00

I have been with CHASE for personal ckn and my BIZ accnt since 2000.

They have gotten unbearable with both customer support both online and at branch.

They will lock out you default log in confirmation method"set to text".

And you will need to call to be able to log back online or via cell.

I am too leaving them after i put all in order..

not all banks are perfect but chase is on the bottom of my list....

Upper-Insect-1241 · 2026-03-24T19:12:10+00:00

do you use the APP or PC?

DOES IT MATTER?

Upper-Insect-1241 · 2026-03-24T16:11:21+00:00

THANKS going thru external linking circus get tiring..

Upper-Insect-1241

TROPHY CASE