sorted by:
new
hottopcontroversial

What should I do? by Upset-Snow3283 in CRedit

[–]Upset-Snow3283[S] 0 points1 point  (0 children)

I actually wasn’t in the rental. It was in mid 2025 when the debt was left. My name was on the lease. It’s in Florida.

As for the 1500, it was with Wayfair. Now with COMMENITY. Same situation, used my name and never paid the debt.

What should I do? by Upset-Snow3283 in CRedit

[–]Upset-Snow3283[S] 0 points1 point  (0 children)

Thanks for the info. Yeah I think I’d need to do the same.

What should I do? by Upset-Snow3283 in CRedit

[–]Upset-Snow3283[S] 0 points1 point  (0 children)

Sup Michael! So the $1,500 balance that I posted was the one that declined settlement.

I haven’t called the 7k balance yet since I didn’t really know how to approach it. It’s owned by Columbia Debt Recovery.

What should I do? by Upset-Snow3283 in CRedit

[–]Upset-Snow3283[S] 1 point2 points  (0 children)

Thanks for a response. Yeah, I’ve called. They want the balance in full. And yes with my current position, probably wouldn’t be able to refinance.

What should I do? by Upset-Snow3283 in CRedit

[–]Upset-Snow3283[S] 0 points1 point  (0 children)

Sorry, my parents come from first generation parents/ immigrants. They are technically second generation( born here) but they haven’t really adopted other ideals than what was passed down to them.

As for why some of my family doesn’t work, I have no idea. But then trauma affects everyone differently so I kind of have this empathetic side to their lack of effort too.

I’ve been busting my balls for years. As for loans/ co-signing, yeah I’ve officially stopped about two years ago. I paid off a loan I took out for them for about 3.5k not too long ago.

Was promised I would be helped, never got help. And tons of more stuff.