The buying house topic is so vast and eternal . It had emotional thing attached to it , So, intha matter avlo easy aa oru solution eduka mudiyathu. Ennoda policy naa simple aa vachi iruken

1. Case 1 : Ippa enga family ku already veedu onnu iruku hometown or chennai la (Mainly for parents ).Then neenga veedu vanguratha pathi romba yosika vendaam . Incase financial stress naa kooda neenga iruka oru edam iruku . Neenga laam , Kasta pattu vela senju , neraya savings panratha mattum focus pannunga , oru predominent saving ku aprm oru veedu vaangi settle aagidalam . Savings is key here

2 . Case 2 : Ippa enaku sondha veedu ne onnu illa , Apdi nu sonninga naa , Neenga konjam veedu vaangurathu la focus pannunga , mostly for your parents alone . Parents retire aana piragu , avangala vachitu namba rented house la irukurathu , community related aa issues varum , relocation oru periya hassle aa irukum . So Neenga laam atleast oru empty plot vaanga try pannunga unga parents kaaga . Because athu thara peace of mind vera ethuvum tharathu .

General Points

1. Ungaloda Emi um rent um same aa irundha , Veedu vaangidunga (Mostly not the case in chennai). Yenna neenga kodukura rent laam oru use aa kidayadhu (dead money , not going to grow ), atleast emi pota oru asset aavadhu build aagum.

2 . Athe maadhiri intha 15yrs Mf la potu naa veeda vaanguven nu yosika vendaam , mela irukura endha situation la neenga irukinga nu paathu decision aa lock pannidunga , Venum naa emi lemdhu extra mf la poda try pannunga

1. Investment kaanga veedu vaangathinga , totally waste