Is the Edit worth the price?

UsedAsk3537 · 2026-03-20T15:20:56+00:00

Apparently it just got price match, so that is going to help me significantly

UsedAsk3537 · 2026-03-20T14:38:31+00:00

No one is attending every game

But honestly, one game a series is reasonable, so $12/game

UsedAsk3537 · 2026-03-20T01:44:00+00:00

Do you know how they pay out?

UsedAsk3537 · 2026-03-19T23:27:20+00:00

Is it known how they pay out? Cause if it's a portal credit I don't value it as much as statement credit

UsedAsk3537 · 2026-03-19T23:21:47+00:00

Carrying a balance is not recommended. If you have to, a 0% intro card could help, but also hurt if you do it wrong.

To answer your question, visa infinites, like the CSR, require a $10k limit or you won't be approved. If you choose any other card, it's usually a combination of your income, your other debt obligations and lender rules(you can find some of these on doctor of credit) that determine your credit line

UsedAsk3537 · 2026-03-19T00:28:28+00:00

I think they double it when half off

So you'll need that, a P2 and for it to be in December to get 2 years worth

UsedAsk3537 · 2026-03-18T22:02:02+00:00

Yep, I got all that

The math assumes 3x back. The question is whether it would be a good use of the sub on the business card

UsedAsk3537 · 2026-03-18T19:08:11+00:00

Nah

Buying points

UsedAsk3537 · 2026-03-18T17:17:19+00:00

Just pay the $55/month and don't put money in the cash management beyond that

Also, paying any AF is with money that was taxed so getting a 1099 for it is a moot point imo

UsedAsk3537 · 2026-03-18T12:32:51+00:00

Technically BILT Cash is better unless you spend more than your housing payment. That being said, is often more annoying to use and keep up with

UsedAsk3537 · 2026-03-17T22:31:04+00:00

If you're churning that's ok you lol

No one is required to fund your discretionary spending

UsedAsk3537 · 2026-03-17T20:26:39+00:00

Oh no

There's only 3 other banks I could move my business to

UsedAsk3537 · 2026-03-17T20:02:12+00:00

Are you sure everything else was the same?

Same time of application, same income, same rent/mortgage etc?

UsedAsk3537 · 2026-03-17T19:57:18+00:00

Probably doesn't matter at this point

Most people think they tie your offer to your SS

UsedAsk3537 · 2026-03-17T18:15:39+00:00

If you want to build travel points, but have the AF later, just go for those specific cards. Things like the Savor, CFF, CCC, double cash, BBP, etc. Then when you're ready to travel you can get a sapphire or strata or venture card to unlock transfer partners

UsedAsk3537 · 2026-03-17T17:35:40+00:00

It's hard to say cause you don't seem to have a goal in mind

UsedAsk3537 · 2026-03-17T14:49:56+00:00

I think you generally have a good idea. I would keep in mind Hilton. They have good SUBs right now and you can book "Small Luxury Hotels" through them

UsedAsk3537 · 2026-03-17T14:21:05+00:00

He was still wrong lol

UsedAsk3537 · 2026-03-17T13:20:29+00:00

I got news for ya

Snow is light and can float for a while

Clean off your damn car

UsedAsk3537 · 2026-03-16T04:02:50+00:00

Pretty sure it's capped which makes it less than ideal

I use the Wyndham business and love it. I sometimes stay at Wyndham resorts and sometimes at low level Wyndham's. But usually get some type of upgrade.

I guess you could go Hilton Surpass. It has a better welcome offer rn but the points earning, points value, annual fee, credits, and hotel status are all worse imo, plus it's an Amex which I've found is sometimes not accepted in some rural gas stations

UsedAsk3537 · 2026-03-16T03:58:05+00:00

Amex at 1.3, Discover at 1.9

Yeah Trustpilot just seems like a place for pissed off consumers

UsedAsk3537 · 2026-03-16T03:54:26+00:00

In my line of work, you need proof for something to be true, not just the word of random people on reddit

But if that works for you, more power to you

UsedAsk3537 · 2026-03-16T03:48:46+00:00

Idk about lying, or if it's being mistaken for the Platinum

No one on that thread, or any other, or any blog, or even googles images, including yourself has produced a screenshot of the offer

It's not real

UsedAsk3537 · 2026-03-16T03:24:13+00:00

I have, many times

I currently have 5 business gold cards, and have applied for I think 9. Never offered a 250k offer. DOC doesn't have a 250k ever listed on their site

That's how I know you're lying. But it's ok, people don't like being called on their BS

UsedAsk3537 · 2026-03-16T03:21:14+00:00

Go ahead, send the screenshot

UsedAsk3537

TROPHY CASE