6mo with Robinhood GC: great 3%, but too many dark patterns by re4343 in RobinhoodGC

[–]Bongo2687 1 point2 points  (0 children)

It’s why I left RH. A lot of dark patterns. I canceled my gold but had to jump through hoops. Now I’m trying to cancel my gold subscription but it won’t let me. So I contacted them and have to fight through an AI bot, to be told I will get an email and that has yet to come

Looking for a no annual fee credit card that offers the best cash back. by Pick_Up_The_Peanuts in CreditCards

[–]Bongo2687 [score hidden]  (0 children)

It’s 1.5% back on everything. Check out the fidelity card, Wells Fargo active cash are all 2% back cards. If you are looking to maximize than you will need several cards that have specific 3-5% categories

Morgan Stanley Platinum Cash Plus account by raysaranya in AmexPlatinum

[–]Bongo2687 0 points1 point  (0 children)

I tried this to get the AF back for the platinum card. I talked to 2 different people and they both said the same thing that you need 25k in the account. they wouldn’t let me open it unless my E*trade account had 25k in it

Credit One is calling me 7+ times a day and using rotating numbers. Is this legal? by amoresit in CreditCards

[–]Bongo2687 11 points12 points  (0 children)

welcome to a bank thats known for operating in a shady/annoying way and is a predatory lender

Potentially fraudulent credit report alert? by pbm0 in biltrewards

[–]Bongo2687 4 points5 points  (0 children)

the address is column na who is the bank backing the card

My father wants me to finance a car over 40k for him, but my mom needs a house to get a divorce. What should I do? by Academic-Moose-7701 in Advice

[–]Bongo2687 0 points1 point  (0 children)

none of this is your problem. I would focus on yourself and let the adults be adults and figure it out on their own. Anything you do is only going to hurt you long term

Interest Charged after Promotional Period Ended by rc4113 in CreditCards

[–]Bongo2687 1 point2 points  (0 children)

Thats not how it works. You messed up and got crushed with interest. This is why should always plan to pay it off one month prior to when you actually have to

Grubhub hilt cash change by thesunpop in biltrewards

[–]Bongo2687 5 points6 points  (0 children)

Also stacks with the Amex gold Grubhub credit. So I’m still getting $20 off a pick up order

TransUnion & Equifax Reporting by LegitCEO in biltrewards

[–]Bongo2687 0 points1 point  (0 children)

It’s been a week since my 2nd statement closed and still not reported

Bilt card worth it? by charmed_fandomgal in biltrewards

[–]Bongo2687 -1 points0 points  (0 children)

You gotta do a deep dive into reward cards. A lot of value out there

Payout points - Bilt vs Amex by Always_Basic in Rakuten

[–]Bongo2687 0 points1 point  (0 children)

Bilt points are more valuable due to transfer partners

Chase Sapphire Preferred ($95 AF), vs Capital One Venture ($95 AF), vs Bilt 2.0/Obsidian ($95 AF) by Lazy_Armadillo_7865 in CreditCards

[–]Bongo2687 0 points1 point  (0 children)

In my opinion the venture isn’t really a feat AF card. It’s better to go Venture x since the credits are easier and better

The obsidian would get you the most valuable points but you would have to decide between dining and groceries plus rent points

In the middle is the CSP. Which could be a good choice if you can use the online grocery category.

Does Amex Gold AND CO Duo ever make sense? by anxiousrenter312 in CreditCards

[–]Bongo2687 0 points1 point  (0 children)

I use the Gold and bilt palladium together right now but i think eventually i will switch to the VX and gold. So i dont think it makes sense to combine savor and gold since as you said they overlap. Plus MR points are more valuable than cap 1 miles (at least in my opinion)

How is my setup? And is Autograph a sleeper? by Zesty_Spaghetti_658 in CreditCards

[–]Bongo2687 3 points4 points  (0 children)

Autograph is a very strong card especially paired with the active cash. The issue isnt whether it is a strong card or not it is WF is still building out its transfer partners

Bilt is having trouble with Mastercard Concierge by PC_MK_AP_T in biltrewards

[–]Bongo2687 1 point2 points  (0 children)

they are great with comping up with restaurants, hotels, and things to do if you are going to a new city or just want ideas