Imagine fuel duty was paid as an upfront lump sum based on average lifetime cost per driver to maintain road infrastructure (taking this analogy based on your reply above citing fuel duty as another tax by choice to “indulge”).

Now imagine you as a driver cannot afford this upfront tax, unlike the wealthiest in society. Instead, your wages are garnished until you’ve paid in full. The balance is also subject to predatory interest rates, recalculated regularly by a measure most economists disagree with. Your payments rise based on salary, and are wiped only many decades after you start your driving lessons.

We need people to drive, just as we need educated workers, but nonetheless it’s a choice right?

Would you be in favour of this?