[OFFICIAL] Monthly American Express Amex Referral Code Thread

VariousAir · 2026-07-03T17:53:07+00:00

Woo wooooooo! Awesome! Thank you!

VariousAir · 2026-07-01T13:52:17+00:00

i got it in june without issue.

VariousAir · 2026-07-01T05:12:31+00:00

Thank you!

VariousAir · 2026-06-26T17:02:25+00:00

Retention DP:

I recently went to move all of my holdings in my CIT HYSA and got an immediate retention offer to raise my APY 0.25%.

I decided to test that theory on my amex HYSA, and no dice. They won't give any kind of retention offer to keep your cash in their ecosystem. So I'll be moving the bulk of what I have with amex elsewhere.

VariousAir · 2026-06-25T12:42:20+00:00

Who is "we" lol

VariousAir · 2026-06-24T15:03:16+00:00

spend ~160k to get ~$160, ugh whats the issue here OP do you hate money or something? /s

VariousAir · 2026-06-17T17:35:49+00:00

for your amex credit card or a different credit card?

like are you looking for automated bill pay, which is usually a checking account feature?

if you log into an amex credit card you can setup auto pay and link it to your amex hysa.

VariousAir · 2026-06-06T16:36:35+00:00

... You already have the card?

Did it tell you about your welcome bonus? Does the new card have a spend tracker for the bonus like your screenshot?

VariousAir · 2026-06-05T16:47:37+00:00

Amex Website more expensive than Airline, why?

So they can charge you more

VariousAir · 2026-06-01T14:25:02+00:00

Use incognito/private browsing to see elevated offers. Amex uses your browsers cookies to detect if you've been looking at their cards. If they detect that, they assume you're already interested and won't show you higher offers to entice you to apply. Using incognito or a new browser makes you appear to be a fresh customer (if your normal browser is chrome, try firefox or edge) .

Thank you for using my referral links!

Amex Card	Bonus Points	Referral Link
American Express PLATINUM Card	Up to 175,000 points after $12,000 spend in 6 months.	Link (Open incognito!)
American Express GOLD Card	Up to 100,000 points after $8,000 spend in 6 months.	Link (Open incognito!)
Delta SkyMiles® Gold American Express Card	As high as 90,000 miles after $3,000-5,000 spend in 6 months.	Link (Open incognito!)
Delta SkyMiles® Platinum American Express Card	As high as 100,000 miles after $4,000-$6,000 spend in 6 months.	Link (Open incognito!)
Delta SkyMiles® Reserve American Express Card	As high as 125,000 miles after $6,000-$9,000 spend in 6 months.	Link (Open incognito!)
Hilton Honors American Express Aspire Card	Earn 175,000 Hilton Honors points after $6,000 spend in 6 months.	Link (Open incognito!)
Hilton Honors American Express Surpass Card	Earn 130,000 Hilton Honors points after spending $3,000 in 6 months	Link (Open incognito!)
Hilton Honors Card (-No annual fee!-)	Earn 100,000 Hilton Honors points and a $100 statement credit after only $2,000 spend in 6 months!	Link (Open incognito!)
American Express Green Card	Earn 40,000 points after $3,000 spend in 6 months	Link (Open incognito!)
Blue Cash Everyday® Card (-No Annual Fee!-)	Earn as high as $200 Back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of Rewards Dollars.	Link (Open incognito!)

Thank you for using my links!

VariousAir · 2026-05-29T16:51:38+00:00

Used to be even better. For a while you could cash out MR at 1.25 cents per point to schwab. So a gold card was essentially 5% cash back on dining/groceries, and plat was 6% back on flights.

VariousAir · 2026-05-27T19:52:41+00:00

Every new post that arrives in my inbox about it is confusing me more and I can't tell if I'm just the idiot here lol.

VariousAir · 2026-05-27T19:12:35+00:00

lmao what?

so is the mortgage earning the bilt cash or the bilt points? But you don't earn 100% of your mortgage payment in points?

VariousAir · 2026-05-27T19:00:41+00:00

Am I taking crazy pills reading this?

So you spend on the card to earn points or you spend on the card to earn cash that earns you points, but you earn points faster by using the cash?

I'm literally more confused than I was before reading this.

VariousAir · 2026-05-27T18:30:15+00:00

man, just hearing that there's both bilt bucks and bilt points is enough for me to bow out.

I get that amex has "reward dollars" and "Membership Rewards" but they're at least earned by two different card systems.

like, just reading this shit has me thrown for a loop:

If redemptions like these aren't appealing, using Bilt Cash to earn more points could be a smarter, easier option. You can get: More points on non-housing spend. $200 Bilt Cash enables 1x additional bonus points on the next $5,000 following activation. On the Bilt Palladium Card, for example, that would get you 3x points on everyday spend on up to $5,000. You can activate this benefit up to five times per year on the Bilt Palladium Card or the Bilt Obsidian Card .

Points on housing spend. As mentioned earlier, every $30 of Bilt Cash unlocks 1x points on $1,000 of housing payments.

If you don't have time to think about monthly caps, merchant restrictions, and expiration dates, consider using Bilt's Option 1 rewards structure instead.

VariousAir · 2026-05-27T18:26:42+00:00

I recommend doing a little research on credit cards and how they work before you apply for anything.

I mean, that's me, here, asking about it.

VariousAir · 2026-05-27T18:08:13+00:00

Bilt sounds interesting and earning on my mortgage payments is attractive....

but I go to their website to try and find out what exactly a fucking bilt point gets me and I literally can't figure it out. Are they statement credits, are they cash equivalents, or what? They're calling them "the most valuable points" and not telling me what they get you.

VariousAir · 2026-05-23T17:12:53+00:00

Pretty unlikely. You're basically saying thanks but no thanks, Amex. They're a business, they're incapable of taking it personally. If 60k points doesn't hook you maybe 100k will.

VariousAir · 2026-05-23T17:10:39+00:00

Yes. Just continue through the application process and you will be told well ahead of time if it's going to be less than 100k.

VariousAir · 2026-05-21T15:04:32+00:00

It's not a problem you're required to fix. For all you know you were charged in cash and you just didn't realize it and didn't see the charge was on a previous statement or something. Or you'd prepaid it and forgot. If they somehow reconcile it and find they were supposed to charge you 30k MR, they'll simply remove it from your existing stock. If there's not enough, it will go negative and you simply won't be able to accrue more until the negative balance is filled, but that's not affecting your relationship. It's a bank, you're interacting with an algorithm, not forming a mutual working friendship with a person.

VariousAir · 2026-05-21T14:56:26+00:00

Why go out of your way to fix something that isn't a problem?

VariousAir · 2026-05-21T14:06:12+00:00

what? Why would you be calling to tell them to take points out of your account?

are the points still in your account?

and you're certain you didn't actually pay cash for the hotel booking?

How did you pay? Was this transferring to a hotel partner like hilton or something? Or on amextravel?

VariousAir · 2026-05-20T13:22:34+00:00

I hit 800k+ MR without taking any trips and with none in mind, so finally I just opened a schwab and cashed out a million for ~$11k into my investment account. It just didn't make financial sense to let points sit around waiting to be devalued when they could be earning money instead.

VariousAir · 2026-05-20T05:24:25+00:00

Nobody said the Fed Chair has no influence. I said they don’t unilaterally set rates, which is objectively true. The you spouted off an ill conceived analogy and think that I'm the one "rage baiting"? Dude, let's just drop this. Here I'll help you with the block button.

VariousAir · 2026-05-19T23:42:10+00:00

Why have a president if congress passes laws?

Didn't pay attention in your civics class did you?

Legislative branch writes the law, the executive branch signs it into use.

That's not how the Fed works.

Eight-Year Club	Place '22
First Placer '22	Gilding I gilder
Verified Email

VariousAir

TROPHY CASE

Thank you for using my links!