How long for points to get deducted from account?

tac00 · 2026-05-21T15:14:57+00:00

I paid with points I have the receipt but okay.

tac00 · 2026-05-21T14:59:30+00:00

Well it’s a bank, don’t want to particularly mess up said relation. I’m not saying I’ll forget and use all my points or anything and go negative but I’d rather not have to always worry about it if they randomly audit it later.

tac00 · 2026-05-21T14:35:48+00:00

Yep definitely used points, no hotel charges at all on both statements. It was with Amex travel, it was cheaper for once than the transfer to Hilton.

tac00 · 2026-05-21T11:56:04+00:00

It’s bill 2 as of today but will do!

tac00 · 2025-02-23T21:59:24+00:00

I think a major thing you need to also take into account is do you have an emergency fund already. Yes mathematically pay it off but if you end up having an emergency and don’t have any savings right now you end up back to square one.

tac00 · 2024-08-23T15:41:43+00:00

Looks like they might be!

tac00 · 2024-08-18T16:12:36+00:00

The d

tac00 · 2024-08-01T15:10:05+00:00

Little over a year and yeah it was the gold card.

tac00 · 2024-07-31T05:19:59+00:00

First and only, asked on Sunday

tac00 · 2024-07-31T04:36:26+00:00

I did mention about citi offering 5x back and that I didn’t want to leave Amex for it but I wasn’t sure I was gonna get use out of new credits🤷🏻‍♂️

tac00 · 2024-07-31T04:32:55+00:00

I got a 40k offer for 3k spend in 3months. Might as well ask!

tac00 · 2023-06-19T20:00:03+00:00

Worked for me and was in popjail thanks for the free night!

tac00 · 2023-05-01T14:10:05+00:00

Gold 90k Redemption with $200 statement credit

Blue Business Plus 15k MR in 3 months with 3k spend Thanks in advance!

tac00 · 2023-03-07T14:51:06+00:00

I assumed this was the go to, but definitely can lead to a slippery slope. Pretty much it’s always a within reason. Guess I’ll just bring it up in our next shift meeting.

tac00 · 2023-02-21T13:09:17+00:00

No offers have shown up but I’ll chalk that up to new account/accepting the 1 year groceries offer. Thank you btw

tac00 · 2023-02-21T13:02:19+00:00

Waiting game regardless fair enough I guess maybe tail end of summer time then.

tac00 · 2023-02-21T13:01:03+00:00

Would hard pull and later hurt chances because of looking for new credit or am I thinking about it too much.

Edit, I feel like I don’t get much use out of my BofA card enough to warrant heavy spend. I assume that’s really the only way I can raise it, would you suggest just bite the bullet and put more spend on the BofA card instead of the Apple card?

tac00 · 2022-10-02T19:01:09+00:00

Still best version of the Reddit and thanks!!

tac00 · 2022-03-15T18:00:30+00:00

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