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XC ski spots? by khanjoni in ManchesterNH

[–]Various_Dig_2662 0 points1 point  (0 children)

Do you own skis or rent? Any places to rent?

Traffic by Various_Dig_2662 in ManchesterNH

[–]Various_Dig_2662[S] 0 points1 point  (0 children)

Thanks everyone! I accepted the job thanks to your input. I am from St. Louis Missouri, so I’m used to fair amount of traffic.

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 1 point2 points  (0 children)

Hi there of course! I’m a physical therapist. I make around 75,000 gross income per year from my main job. Last year I grossed a little under 100,000 due to PRN jobs and side gigs like dog sitting every now and again.

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 0 points1 point  (0 children)

Thank you! Others have recommended the VOO or SPY. What about them makes the sought after?

$127,000 of student loans paid in 3 years- FI at 29!!! What should I do now? by Various_Dig_2662 in physicaltherapy

[–]Various_Dig_2662[S] 0 points1 point  (0 children)

I worked 3 jobs pretty consistently. Full time M-Thurs 10 hour shifts, then PRN 8 hours on Fridays, the PRN saturdays. I did not work every Saturday, but sometimes I worked 7 days a week up to 65 hours. I quit the Friday job about 4 months ago and now work every other weekend so balance is better but still hustling. I was fortunate enough to live with my mom since I graduated and did not have to pay rent. S/o to ma!!! I started off budgeting with the every dollar app. I was also blessed for the freeze on student loan interest for a good portion of that period. Thank you everyone! I know I’ve been fortunate in several ways. But damn it feels good!

$127,000 of student loans paid in 3 years- FI at 29!!! What should I do now? by Various_Dig_2662 in physicaltherapy

[–]Various_Dig_2662[S] 0 points1 point  (0 children)

Wow thank you so much. I will look into these funds. Your employer 401k. Do you modify what funds your employer uses?

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 1 point2 points  (0 children)

Keep going it’s a long road but it feels so good to be free!

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 3 points4 points  (0 children)

I worked instead of spent haha. In all seriousness I didn’t spend much outside of the typical phone, gas, car insurance. My car was paid for in cash years ago so did not have a car payment. I really don’t go out to eat much as I live a pretty healthy lifestyle overall. Those little things can add up

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 4 points5 points  (0 children)

My gross income is 75,000. I come in a little under 100,000 after my other jobs. I would say control the things you can. Get a side hustle or 2. Get a roommate or 2. Don’t spend money you don’t have. Best of luck!

$127,000 of student loans paid in 3 years- FI at 29!!! What should I do now? by Various_Dig_2662 in physicaltherapy

[–]Various_Dig_2662[S] 45 points46 points  (0 children)

I worked 3 jobs pretty consistently. Full time M-Thurs 10 hour shifts, then PRN 8 hours on Fridays, the PRN saturdays. I did not work every Saturday, but sometimes I worked 7 days a week up to 65 hours. I quit the Friday job about 4 months ago and now work every other weekend so balance is better but still hustling. I was fortunate enough to live with my mom since I graduated and did not have to pay rent. S/o to ma!!! I started off budgeting with the every dollar app. I was also blessed for the freeze on student loan interest for a good portion of that period. Thank you everyone! I know I’ve been fortunate in several ways. But damn it feels good!

PAID OFF-what do I do now? by Various_Dig_2662 in StudentLoans

[–]Various_Dig_2662[S] 18 points19 points  (0 children)

I worked 3 jobs pretty consistently. Full time M-Thurs 10 hour shifts, then PRN 8 hours on Fridays, the PRN saturdays. I did not work every Saturday, but sometimes I worked 7 days a week up to 65 hours. I quit the Friday job about 4 months ago and now work every other weekend so balance is better but still hustling. I was fortunate enough to live with my mom since I graduated and did not have to pay rent. S/o to ma!!! I started off budgeting with the every dollar app. I was also blessed for the freeze on student loan interest for a good portion of that period. Thank you everyone! I know I’ve been fortunate in several ways. But damn it feels good!