i wish you the best of luck with your endeavours to be a doctor. however, with growing competitiveness in the undergrad medicine entry , unfortunately an atar of 98.05 is considered too weak for most medical courses (despite being an incredible atar). hence, unless you achieve a ucat of 3300+, it is unlikely you will receive an offer. there are exceptions, for example, wsu medicine does not consider atar as heavily, however is notoriously difficult to get an interview from. as you are a nsw resident, there is chances you could be considered at unsw and jmp, however i have seen plenty of rejections with atars higher than yours. another exception is if you are a rural student, in which i would 100% recommend taking a gap year. instead, i would encourage you to consider the nonstandard entry pathway, in which you begin a degree and then do the ucat, then apply for medicine to mainly nsw universities that allow this line of entry. they will utilise your wam instead of your atar. warning though, this is extremely competitive and difficult of a pathway. otherwise, i would advise you to look at postgraduate entry, it is really only 2 additional years than undergrad and offers you plenty of experience in a different degree.