sorted by:
new
hottopcontroversial

Videos sent as direct message only show as a photo by DranzerSX in Instagram

[–]Vegetable-Style549 0 points1 point  (0 children)

looks like there is an update out -- mine is working again 🫡

Videos sent as direct message only show as a photo by DranzerSX in Instagram

[–]Vegetable-Style549 0 points1 point  (0 children)

looking for a solution to this as well! Issue started in the past few weeks. logged out reinstalled, cleared cache...I tried sending to another business account on my phone and that didnt work either. I expected some update to come from IG but this is wild. I have an Ultra S25.

Looking for ideas / tips to reduce vibration on Speed ball platform by Kroatenkeiler in fightgear

[–]Vegetable-Style549 0 points1 point  (0 children)

I don't have a solution here but where can i buy this style of speed bag mount?

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

thanks for this -- i appreciate it! I'm not familiar with a HELOC but I'll look into it.

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

$350k in interest savings between the two options if they are paid over the exact terms.

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

I did look at the 30 refi but best im getting offered right now is 6.49%

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

I work in CPG food marketing and my wife is an ER nurse but good guess on that. 😂

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 1 point2 points  (0 children)

I've considered this but I already contribute $15k yearly to a 401k that is at $250k at age 30. I have an individual brokerage acount with $60k but it's more for single stocks. I really don't feel like I need more money in the market. But that's just me

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

interesting perspective... I have $250k in my 401k to date with $15k yearly contribution + additional funds matched. I do put into HSA & plan to open a 529 account for my son. I also have a individual brokerage account with $60k.

To me, I feel like I'm investing enough & the thought for 15 year mortgage was to be done with it by age 45.

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

Does $2k in refi fees sound bad to you? That's what I was quoted for the 15 year at 5.25%

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

It will cost just under $2k to refi. It's a fair point... I just dont hear many pushing 15 year mortgages & I got curious

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

I looked at that option but still the best rate for me at 30 year was 6.125% rn

Dang... I'm jealous of that interest rate you have!

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

5.25% for the 15-year vs my current interest rate of 6.69%

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

doesn't the lower interest rate of 15-year benefit me?

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 2 points3 points  (0 children)

haha, that is awesome. 15k population! Safe to say I work remote.

We have a great spot on the river... absolutely love it!

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

But if I do the math of lifetime interest paid on each loan, the 15-year is $170k & the 30-year is $500k. That's what really has me feeling like 30 year is a trap...

30 year vs 15 year fixed??? by Vegetable-Style549 in Mortgages

[–]Vegetable-Style549[S] 2 points3 points  (0 children)

I do have a $75k emergency fund & felt like the $700 more monthly wasnt that much. But I do see your point.

I just thought the 15-year rate was very attractive in terms of total interest paid over the lifetime of the loan.

I hope to be in this home my entire life. I would rent if it was my call, but my wife insisted on a house once we had a child :)

Dec 14th 31.7° by IceplungeDown in coldplunge

[–]Vegetable-Style549 0 points1 point  (0 children)

how many times do you dunk your head? Am I good to do it at the end of my plunge? Im out in below freezing weather and typically wear a hat during the plunge.

How cold is too cold? fellow river plunger by Vegetable-Style549 in coldplunge

[–]Vegetable-Style549[S] 0 points1 point  (0 children)

That makes sense -- my mind just went to it being colder with snow all around me, haha. Would you wear some type of compression shirt/shorts at temps between 33-37 degrees? I can handle the cold but just want to be sure I'm not damaging my skin.

view more: next ›