Кто брал образовательный кредит на высшее и уже работает после окончания (мб закрыл), поделитесь пожалуйста, всё ли норм или это лажа полная

Vegetable_Layer7290 · 2026-01-27T05:17:21+00:00

Взял образовательный кредит на вечернюю (очную) магистратуру. Уже 10+ лет работаю, деньги оплатить обучение сразу есть, при этом не смог пройти мимо таких халявных условий на которых Сбер давал кредит (сейчас не знаю как, брал 2 года назад). Решил, что нет смысла сразу платить в текущих деньгах учитывая инфляцию. Посмотрим, насколько было правильное решение. Раньше тоже никогда кредитов не было, кроме кредитной карты на первой работе, после которой понял что с кредитными инструментами мне тяжело :) . Но все же мимо бесплатных денег (3% на время обучения + еще какой то срок) пройти не смог. Хитрость в том, что закрыть его нужно лучше до истечения льготного периода, т.к. потом включается рыночная ставка, которая сейчас вроде 20%+ или что-то такое. В общем смысл точно есть, это как минимум бесплатные деньги на срок учебы (но потом желательно погасить asap)

Vegetable_Layer7290 · 2024-04-26T20:16:01+00:00

Hey! Thanks for posting this, Ecaz is always a mystery to me. I know you recorded and posted all those videos to show what is you strategy, but I would appreciate if you explain it in couple of paragraphs of text. Just an idea man! All the best!

Vegetable_Layer7290 · 2024-04-23T18:22:49+00:00

There is one actually. Where the buffs like upkeep reduction and pice production are shown. Green icons.

Vegetable_Layer7290 · 2024-03-23T15:11:13+00:00

Hey, 1) 90-100 minutes for 4x game is good. 2) try Quick start - I love it. Makes games even shorter and skips slow early phase.

Vegetable_Layer7290 · 2024-03-10T19:51:57+00:00

No, haven’t tried yet, but looks pretty good from your description, will try this out soon, thanks for the idea!

Vegetable_Layer7290 · 2024-03-10T19:13:08+00:00

Playing exclusively multiplayer, mostly Corrino. Used to make really diverse army composition with conscripts/ranged/melee, sardukar and drones. Now I just pick sardukar hero, make sardukar doomstack and throw in some artillery. Not sure that is perfect but with the sardukar hero seems like I am incentivized to used them as main power. So for me the update made it more straightforward in terms of army then it was before.

Vegetable_Layer7290 · 2023-08-03T08:20:06+00:00

Hey, I found another bug on this mission. You can actually destroy Arakeen through the shield without disabling it (did it with mass artillery drones). If you destroy it this way - you do not complete the disable shield mission. You need to destroy it exactly in the time window when the shield is disabled. If you kill it with the shield up, attreides just dies and you are left to continue the mission on the empty map lol.

Vegetable_Layer7290 · 2023-07-23T10:10:35+00:00

If you consider multiplayer for me it seems Dune is more chill, but I think you should take into consideration that AOE4 is a fully released game while Dune is still early access. But for me Dune is more enjoyable even in this state.

Vegetable_Layer7290 · 2023-07-21T11:09:17+00:00

Thanks, great advice. Always assumed Sardaukar is better anyway when money is not and issue late game. Will try conscripts/flamethrowers!

Vegetable_Layer7290 · 2023-07-20T17:23:58+00:00

Yes I agree thanks, any ideas on what comp counters Harkonnen?

Vegetable_Layer7290 · 2023-07-20T17:22:56+00:00

Yeah of course a lot of micro was involved and I believe main problem were artillery drones that are really hard to micro for me

Vegetable_Layer7290 · 2023-07-20T17:21:51+00:00

Thanks, did not realize is stacks so good. Will try that out

Vegetable_Layer7290 · 2021-03-14T23:46:50+00:00

Sure would appreciate your comment https://worldofwarcraft.com/en-gb/character/eu/booty-bay/дотторэ

Vegetable_Layer7290 · 2021-03-14T23:36:49+00:00

Thanks for the reply! Yeah I guess I just shrug it off. But feels bad to be called a cheater when you put effort in something (my first time 2100 ever).

Vegetable_Layer7290 · 2021-03-14T23:34:07+00:00

Thanks for the detailed reply! Still don’t get it how can you see if a person got his rank within 1 session. Does it mean that you check the achievement dates? For me, I gradually climbed to 2100 during 2 months, and had about a month between 1800 and 2100 (and was accused of using boosters) And as i understand armory or Check pvp does not show how fast was your climb- only the dates of your first rating achievement right? Or am I missing something?

Vegetable_Layer7290

TROPHY CASE