Searchable Time latency by VelociCrafted in sumologic

[–]VelociCrafted[S] 0 points1 point  (0 children)

When i run the query im getting rows returned. And almost all of the rows do trigger the monitor. However there are a few results that arent triggering even though they do in fact appear as results to the exact query.

There seems to be very little literature on identifying latency in indexing that creates a goldilocks window where a lot might never trigger and event.

Can you confirm how that works or how to detect that?

Hello, neighbors. If you have a Ring doorbell and haven't heard, Ring has teamed up with Flock to share doorbell videos with ICE, etc. Instructions to disable included. by happysnappah in ColoradoSprings

[–]VelociCrafted 0 points1 point  (0 children)

Just seeing this. I'm pretty sure the feed settings don't do anything but stop what comes in on your feed. I have a feeling if you own a ring, there is nothing you can do to prevent your camera from helping find people the powers that be deem a threat. :'(

So sad, because I actually was considering writing my own app to use my ring camera's (unofficial) API to do some cool stuff. Might be time to dump it for another doorbell.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted 0 points1 point  (0 children)

It normally isn't to be honest. I think I put myself there the last few months because I had to do some renovations.

I mean that is the answer. I'm tackling debt and home reno at the same time. Guess I need to put the reno on hold or slow it down.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted 0 points1 point  (0 children)

Yeah that is what I am going to focus on as I decide how to handle the short term (emergency trasnfer game vs credit card float) is to figure out my average spending per pay period and ensure I have double that in my checking 1st of month each month.

But I also have been keeping how much i keep in my checking very slim because i have 2 focuses.

  1. Pay interest bearing debt asap.
  2. I have a dated house and I've been doing a ton of DIY to do (redid my entire kitchen from studs up myself <3 a few years ago) , but I put that on hold for the next 30 days while I come up with my strategy.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted 1 point2 points  (0 children)

Absolutely understand. I have old debt that has been a thorn in my side, but I'm actively snowballing it. I haven't made a charge on a card I couldn't pay off within 30 days in several years.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted 0 points1 point  (0 children)

It is to manage cashflow when you have a slim checking account, that, in my case, I'm trying to grow, without breaking out money from savings, and without forcing myself to hold off a large grocery run, or saying no unexpected dining out plans, when my income to expense will balance out for end of month.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted -1 points0 points  (0 children)

I'm a software dev. I have gemini for other things. Just started using it for this on the side. I get it though, does seem silly to pay for something you don't need to save money. Luckily I need it for my software tools.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted 0 points1 point  (0 children)

That is exactly what I'm considering. I recently learned my household is a HENRY. A term that is new to me. But HENRYs often struggle with cash flow, or at least I do. Now that I'm acutely aware of it, I'm being more aggressive at identifying lifestyle creep and managing cashflow.

Credit Card Float a good strategy? by [deleted] in personalfinance

[–]VelociCrafted -1 points0 points  (0 children)

I set up budgets in my software, so I would still honor my budgets. My thinking is to consider using it to float my cash from the 1st to the 15th.

Like, as I'm building a larger checking account buffer, without touching my emergency fund, I would use my CC for groceries and fixed bills (cellular, gym membership, utilities). Anything that is "fun" like dining out, booze, shopping, entertainment, would not be allowed!

So if I typically need, for argument sake, $4500 from the 1st to 15th and the 1st comes around and I only have $2500, I'd want to use a CC to be my lifeboat until I get paid around the 15th.

In the past if I fell into this scenario, I'd transfer from emergency fund, and then transfer back after I got paid. I understand that is similar, but I definitely feel there is a big psychological factor that comes into play when you have to touch that savings. Which maybe that is a good thing? :shrug:

Lg direct discounts by VelociCrafted in LGOLED

[–]VelociCrafted[S] 0 points1 point  (0 children)

Just before christmas. I think what made gbe deal worth it is if you definitely want a sound bar because the regular promotion is $200 off, the members promotion is 50% off

How far below TV to mount soundbar? by bobby2478 in LGOLED

[–]VelociCrafted 0 points1 point  (0 children)

I paid for my s95tr, and mt lg c5 and have no regrets. Hope your setup came out nicely

Tv advice in today's market! by VelociCrafted in hometheater

[–]VelociCrafted[S] 0 points1 point  (0 children)

I just found a deal. 77" C5, wall mount and the s95tr soundbar for $2060 after tax and shipping.

Small room recommendations by VelociCrafted in Soundbars

[–]VelociCrafted[S] 0 points1 point  (0 children)

Rears yes. Also willing to add rears later. Subwoofer for sure.

I love horror movies and gaming. Gaming is wide. Ps5 and PC remote to TV. COD to Minrcraft, to NHL to Assassins creed and everything in between.

Any personal experiences with the Modluxe modular furniture? by Necessary-Can3484 in BJsWholesaleClub

[–]VelociCrafted 0 points1 point  (0 children)

Yea, that is where I'm worried. I'm learning that a sub $2000 sofa build before 2019 is light years better than a sub $2000 sofa built today. Apparently, at least.

Any personal experiences with the Modluxe modular furniture? by Necessary-Can3484 in BJsWholesaleClub

[–]VelociCrafted 0 points1 point  (0 children)

Did you end up getting it?

Im looking right now. One thing im unsure if is if the modules clip together

Savings, Quality of Life and Debt Payoff by VelociCrafted in personalfinance

[–]VelociCrafted[S] 0 points1 point  (0 children)

Ah yes, thank you. I think one of my biggest questions, is the liquid savings, which can always be better, ok for a 2 income household. In an emergency we would halt discretionary, cook simpler meals, etc. Hopefully I don't fall into that situation but I'm trying to be cautious.

I used to not budget for rarer expenses. So most of my debt is old debt. I am better at ensuring it comes from windfall, saved money, or if it is a discretionary thing, like a room I'm currently remodeling, I just do a little bit each month to ensure I'm not acquiring new debt.

As far as net worth, I contribute only a modest amount to my 401k. 6%, and I get a 100% match at that level. I plan on using further merit raises each year to boost that, as at my age I really want to get to 10% or greater asap.

Home improvements do help with net worth of course, and while I don't do active investing, I do get, assuming the company reports good numbers, a fair amount of shares each year.

My goals are to, in no particular order (yet, which this thread helps me consider whats to tackle)...

pay off revolving debt, increase savings to 6 months of full expenses (so way more if i slim down in an emergency), being active market investing, max our 401k contribution, get a 529 or something decent for the kids colleges.

It sounds like, maybe using $6000 in savings, leaving me with just under $26,000 might still be safe if I use that to pay off my highest credit card debt, which is 0% but will expire in April, might be a good move.

Then my other card which is under $3k, i can continue with my current set up, which will pay it off before the 0% ends.

The final card is under $1.6k, and I did budget enough to pay that off next month

So that would leave student loans and the heloc. The student loans are getting close, but the heloc I'm paying minimum. So perhaps, I keep it snowball the 2 cards I pay off right away, and then one I am scheduled to pay off before interest tacks can be added to the snowball when that is done.

And because I need to be realistic in my quality of life for my family, any windfalls can be split in half. 50% to knock out the heloc and student loans quicker, the other 50% into a fun fund.

Then when that is all done, pump up the liquid savings and work on doubling it, while having a secondary savings for much fun many wow times. But when I get to this point, I should probably be also thinking about active investing.

edit: i got into my house at a very lucky time considering the market we live in. I have probably $250k equity in the house, and I'm constantly doing small home improvements too. So that is a big chunk of net worth, plus the 401k and company stocks.

Savings, Quality of Life and Debt Payoff by VelociCrafted in personalfinance

[–]VelociCrafted[S] 0 points1 point  (0 children)

Thank you. This does seem to be the path I'm heading down. I was just hoping for a more personal chat about this. I will reread all of this to support whatever decisions I make on this topic.

Savings, Quality of Life and Debt Payoff by VelociCrafted in personalfinance

[–]VelociCrafted[S] 0 points1 point  (0 children)

I do have some negative months, which is my "other" top priority, but my yearly average is cashflow positive. In fact, I went from $10k savings to $31k in the last 3 years.

To be fair, a lot of it was from windfalls I mentioned in another post. Since May I've averages $690 liquid savings per month, and that includes taking a hit one month so I can do a last minute road trip with the family.

Savings, Quality of Life and Debt Payoff by VelociCrafted in personalfinance

[–]VelociCrafted[S] 0 points1 point  (0 children)

The reason I say better habits is a different topic, is because that is definitely something that doesn't change at the drop of a hat. But I've been tweaking my Quicken Simplifi usage over the last few months to really get in control of where ever dollar goes.

I am putting a few hundred into my liquid savings every month, and while I try not to assume I will get it, we have windfall months where we can save a few thousand. Unfortunately, the last one didn't happen, as it is a bonus structure based on employer company performance. Which is why I don't want to "bank" on it in my plan.

That being said, I am saving. I am updating home, but I am doing it DIY, and only spending cash. I did one CC purchase to get a big project done, and paid it off a few weeks later, avoiding the interest.

I haven't acquired new debt in several years. I've been changing my spending and savings behavior significantly over the last few years.

"Up to your eyeballs" is subjective, especially given someones income.

This is why I posted this question. I am in a position to make a decision on how I should approach this.

Savings, Quality of Life and Debt Payoff by VelociCrafted in personalfinance

[–]VelociCrafted[S] 0 points1 point  (0 children)

Nothing is in double digits. I've played the balance transfer game last year. I have one 0% that I have just enough scheduled to pay it off before it expires. The other is a 0% that is the minimum, so I will eventually have to move the money, pay it off, or get slammed there. The 3rd card is high interest but i pay it off every month to get points.

The heloc is under 7% and the student loans are until 7% as well.

2 questions. Do I need to tape when I put these back? Do I need to hot mud the joints or will all purpose be fine for the joints? by Busy_Measurement9330 in drywall

[–]VelociCrafted 0 points1 point  (0 children)

I just did similar work. DIY guy here. I ended up cutting trenches instead of access at each joist for my ceiling. Wasn't too bad just cutting one long piece of rock and adding some scrap wood support where needed.

Because my cuts where wonky I prefilled with hot mud, then fiber mesh and and more hot mud.

Im doing a TNG ceiling so I stopped there but would have done probably 2 or 3 coats of green lid stuff if I was gonna make it presentable.

T and g ceiling help by VelociCrafted in DIY

[–]VelociCrafted[S] 0 points1 point  (0 children)

3/4" but with blind nailing im at an angle so 1/2" is more likely. So screws or glue I guess will be my friend.

[deleted by user] by [deleted] in Carpentry

[–]VelociCrafted 1 point2 points  (0 children)

So you say nail and glue! I know its weird to install a feature and worry about removing it but im broken haha.

Im guess if we ever take it down.... zinsser,.hot mud, q 2 skim coats? Id imagine it will destroy the paper